American Foreclosure Specialists | Help Stop Home Foreclosure | AFS
Do you need help Stopping Home Foreclosure?
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We understand that good people sometimes need a second chance. Most foreclosures are a result of an unexpected life event, such as:
- Death in the family
- Difficult and costly divorce
- Lost a job or had to change jobs
- Health problems with expensive medical bills
Maybe you're struggling with increased utility prices or fuel expenses or an adjustable rate mortgage (ARM) that is unbearable. Maybe you've already had to file bankruptcy or get a forbearance and the repayment plan is not working out. Maybe this is all a big mistake and the payments you've been sending were rerouted or lost because your mortgage has been sold or traded. Do you need help getting back on track?
When Good People Need A Second Chance
Whatever the difficulty, we understand how it feels to choose between a mortgage payment or groceries. We understand what it's like to have continual phone calls from your lender ... calls at home, calls at work and letters in the mailbox.
You need to save your home but your lender is asking for too much money. You're not asking for them to forgive the loan but you need help creating a payment plan that you can handle. You need someone on your side with experience to communicate with your lender to get you back on track and avoid foreclosure. Do you know how to stop foreclosure?
We have caring people who want to help you save your home and get you back to where you need to be. We want to help you get back in charge of your finances. Contact AFS today.
Do you need Help to Save Your Home and Stop Foreclosurer?
"Worrying About Tomorrow is Time Wasted... Planning for Tomorrow is Time Well Spent."
The Help You Need... Do you feel alone?
You are not alone! On an average, 1 in 400 homes in America are in foreclosure. We live in a different economy since September 11, 2001. We know you’re exhausted with phone calls and communications from your mortgage company. We know you’re embarrassed to seek advice or financial help from friends or family. We know you’re frustrated because it looks like there’s no way out except paying the entire amount the lender is requesting.
We also know that you’re very vulnerable to companies who are offering to help you. There are many companies out there saying they want to help you save your home. Many of these companies profit most by buying your home and enjoying your equity. We’re not here to buy your home. We’re here to do what we can to help you save your home.
Mortgage Companies aren’t equipped to counsel you...
You’ve probably tried to talk to your lender but their phone operators have one answer, “Payment in full.”. Or maybe you call them and they don’t call you back. There are options. We have good relationships with mortgage companies across America. If you truly can afford your home and are sincere about getting your finances back on track, we can put a financial package together for you to help negotiate a payback-plan that is acceptable to your lender and within your new budget. They’ll talk to us. They appreciate our thoroughness and sincerity.
We’re here to help
We’re trained to help you. It’s more than just a job…it’s our mission! We know the mortgage foreclosure process and steps that are available to work toward helping save your home and stop the foreclosure. We correspond daily with mortgage company principals nationwide and have a solid reputation with them. As a third-party negotiator we have the ability to represent you to the lender in a professional manner. Let us give you the foreclosure help you need by negotiating on your behalf with your lender to save your home.
We have many strategies to work toward helping you save your home. Our counselors will make a detailed financial portfolio of your current situation and devise a plan that will keep the mortgage company satisfied and yet give you the breathing room you need to enjoy your home. We need to know: Can you afford the home you’re living in? Do you have a good-faith payment you can put toward your delinquency to show your lender that you are serious about resolving this matter? If you answered “yes” to these two questions, you are well on your way to securing your home.
Does this sound familiar...
“I’ve tried to work this out with them but they’re telling me there is nothing they can do.”
“I have tried to contact the mortgage company but they won’t call me back.”
“We are in Chapter 13 and we can’t afford the payments.”
“My Adjustable Rate Mortgage went up and I can’t afford the payments. Can you get them lowered for me?”
"They set me up in a Forbearance plan but I can’t afford the payments. What can I do?”
We get questions like this every day from people who come to us to save their home. Maybe you’ve been trying to sell your home and there simply are no buyers in your area at your asking price. Maybe you want out of this house so you can get a fresh start somewhere else but you need to protect your credit rating as much as possible. We’ve helped people in all these circumstances.
Some clients call us after the Sheriff has served them with papers or they come home to find their locks changed. It’s never too late to call us. We have dedicated counselors who will work overtime on your behalf to answer your questions and see if we can help stop the foreclosure process.
Do you want to know what our clients think of us?
It’s always comforting to read what other people in your situation are feeling. And it’s our honor to show you how families just like yours are soaring over the difficulties of foreclosure and telling us how much they appreciate our help. That makes the hard work worth it. These people aren’t just clients…they’ve become family.
Do you need to sell your house?
We have options for you if this is what you need to resolve your Mortgage Issues. We are determined to offer you every solution possible to help you. Click here to see what options are available to you.
Worry is fear-thought... not fore-thought.
It is cured by prayer-thought.
We are Christian owned. Christian Run. We want to help you in your time of need.
Call Toll Free 1-866-544-0990
Call Toll Free 1-866-544-0990
IMPORANT NOTICE – PLEASE READ There is no guarantee you will receive a loan modification. Even if you accept this offer and use our service, your lender may not agree to change your loan. Loan Modification approval is dependent on criteria including but not limited to hardship, income, debt ratios. American Foreclosure Specialists is not a Bank, nor a government agency or government affiliate. Our services are not approved by the government or your lender. American Foreclosure Specialists assists in the document preparation, working with and communication with your Mortgage Bank in the attempt to acquire an approved Loan Modification. If you stop paying your mortgage, you could lose your home and damage your credit rating. Loan Modification Plans are dependent upon mortgage company criteria and financial information gathered as part of the efforts of AFS. The information and notices contained on this website are intended as informational and should not be regarded, as financial or legal advice. AFS attempts to ensure that the material contained on the website is accurate and complete at the date first published, however you should recognize that information contained on this website may become out of date over time. Readers who have particular questions regarding real estate law, finance, or who believe they require legal counsel, should seek the advice of a financial advisor or an attorney. Submitting a contact request, gives AFS consent to contact you by telephone and/or email, even if you have previously listed yourself on any state or federal Do-Not-Call List.