Form their website:
"Wachovia was formed by the 2001 merger of First Union Corporation and the former Wachovia Corporation. In connection with the merger, First Union changed its name to Wachovia Corporation."
Blog Entries about Wachovia
- Need help with Wachovia
- I have received a notice of default from Wachovia
- I need a Loan Modification but they have deinied me
- I don't want to go bankrupt and I can't afford the house
- I have never had a foreclosure or bankruptcy on my credit... I want it to stay that way
- Should I give my house back to them?
Companies owned by Wachovia
Checked Better Business Bureau: Yes
Better Business Bureau Issues
Could not locate corporate offices report
Wachovia's Contact Information
|Address:||1021 E. Cary St. |
Richmond VA 23219
Reader Comments & Ratings
Average Rating: (2.4/5)
by Anonymous From Stockton, CA on January 09, 2013
Wachovia and Wells Fargo are predators. Someone needs to stop them from destroying lives. I hope we can all step up and stop this. I'm left with two weeks to find a place.
by lisa johnson From Redding, CA on February 26, 2012
by lisa johnson From Redding, CA on February 26, 2012
just get me out of this pick a payment loan. even if i have to come up with 20,000 down help me
by Anonymous From Altadena, CA on January 28, 2012
by susan schaffer From Sheridan, MO on December 13, 2011
i haven't had any dealings with wachovia. the foreclosed properties are duplexes owned by me and my ex husband. by divorce decree he was to collect the rents and pay the mortgage on the duplexes and has defaulted.
by Anonymous From Palo Alto, CA on June 04, 2011
I have tried for 3 years to : 1) Modify my loan 2) Re-finance my loan 3) use the "Obama" plan, and was passed over I want to work with the mortgage company, but it seem they only want to take my house.
by Kristine Ramirez From Sunnyvale, CA on May 18, 2011
by Ronald Plourde From Nipomo, CA on December 25, 2010
They are the ones that offered me the loan modification and then claimed that they never received my paper work three time even though I had FAX and UPS receipts proving they had. After seeking the assistance of a modification group they immediately foreclosed and then denied the modification. They will give you contact phone numbers, but will never return your calls. During the supposed modification, they raised my payments by 1200.00 per month putting me in a financially unstable situation, and would not accept the payments as specified by the contract on the loan.
by Charlene Heath From Riverside, CA on December 21, 2010
Wachovia people were very nice but since Wachovia is now Wells Fargo, the Wells side is not very helpful
by Anonymous From Spring, TX on December 07, 2010
They were great till they merged with wells fargo.
by Stephanie Johnson From Pasadena, CA on November 11, 2010
It took over a year for Wachovia to grant me a loan modification now I can not afford the modification given.
by Anonymous From Hailey, ID on September 28, 2010
They could care less if people fall into situation beyond their control
by JOSUE GONZALEZ From Vidal, CA on August 31, 2010
by Edwin Montiel From Mission Viejo, CA on August 20, 2010
by Anonymous From Dover, DE on August 18, 2010
by maria T From El Dorado Hills, CA on July 30, 2010
Had a series of World/Wachovia pick-a-pay loans. They engaged in equity stripping, predatory lending and outright fraud. We contacted a forensic auditor who immediately sent it to an attorney in Granite Bay, CA. Complaint was filed Monday. We are told our case is a classic one. The attorney is cautiously optimistic. Wachovia did not file the foreclosure on our first, but on our second. According to our attorney, this is not legal. Our attorney believes, like many other World to Wachovia loan refinancing, Wachovia did not get to keep the Promissory Note, but they are lost in some unknown warehouse because Wachovia never filed to transfer the P.N. This means they can't foreclose if they cannot produce the P.N. Our attorney thinks this will never see the inside of a courtroom. My advice is if you have a series of ARM loans, see a foreclosure attorney and a forensic auditor. Veritas Loan Audits in Folsom are outstanding. We are entitled, by law, to protection from this type of exploitation. If we all sue them, maybe they will change their ideas about exploiting the poorer communities.
by Sandy Gonzalez From West Palm Beach, FL on July 12, 2010
In foreclosure process.
by Anonymous From Sebastopol, CA on June 19, 2010
Like many others, I have heard numerous different stories from Wachovia reps. This has only gotten worse since the Wells Fargo takeover (although I was told Wells Fargo does not deal with California mortgage customers). Also, Wells Fargo actually advised us to start missing payments. Unreal!
by Paul Hemauer From Westminster, CA on April 21, 2010
by Anonymous From Bayville, NJ on April 19, 2010
by Frank Carrizosa From Tucson, AZ on April 16, 2010
Same comments referenced regarding submitting information. However, I was told that after a year, the modification I was applying for was no longer available and I would have to come up with half of the outstanding balance. This smacks of fraud!!! Time for an attorney.
by Donald Anondson From Cottonwood, CA on April 07, 2010
by Anonymous From Vallejo, CA on March 16, 2010
by debra ramirez From Mira Loma, CA on February 16, 2010
We have tried over and over to get a modification, I have faxed and re-faxed the documents they requested only to find out they need something else. Its almost too much to bear, I haven't given up yet though.
by james hackett From Mooresville, NC on February 08, 2010
they are constantly calling and i tell them that I am currently still unemployed and my girlfriend just don't make enough
by Cecelia Culbertson From Costa Mesa, CA on December 28, 2009
Had a modification in process, my Sweet husband died and I could not return docs without his signature. So I started over They have FLAT OUT LIED to me, right up till Dec 8, 2009. House was tagged with a sale date Dec 22, 2009
by Branko Thomas From San Pedro, CA on December 14, 2009
My mortgage company never answered my letters and my calls. They here just to make more money for they CEO's not to help homeowners in America. Who give them right to buy our mortgages with out our permission? what mortgage documents are to complicate no one ever understand? I didn't? Is this going to make different. NO . Will never buy house again. Branko Thomas
by Jeff Nealey From Dade City, FL on December 12, 2009
by Anonymous From Beltsville, MD on December 05, 2009
by marie burke From Corona, CA on November 16, 2009
I have tried unsuccessfully to talk to a person regarding this mortgage, they however never have any answers and just tell me to make a payment.
by Anonymous From Frisco, TX on October 26, 2009
by Lloyd Fears From Lake Saint Louis, MO on October 21, 2009
by Shermane Hixon From Stone Mountain, GA on October 21, 2009
I really hope you can help me or tell me what I can do to get some assistance or tell me who I can contact.
by dominique gonzalez-ushery From San Antonio, TX on October 06, 2009
by Salomon Jakubowicz From Hollywood, FL on September 24, 2009
by Zelia & Patrick Taylor From Ocala, FL on August 25, 2009
Aside from the attorney, the mortgage company was rather nasty. Making comments like maybe you just need to get a job, one lady even questioned whether or not I was a real man, or if I cared about my family because a real man would never put his family through something like this. It was very degrading and unprofessional to mention my personal life at all.
by Neil Broome From Charlotte, NC on August 11, 2009
by Anonymous From Sonoma, CA on August 07, 2009
A case of the left hand not knowing what the right is doing. I love my home of 30 years. dearly, but will let them take it if they refuse to work with me. One day I qualify for a program that another person - another day says I don't. Well, do I or don't I? Meanwhile I'm not giving them another dime. GET IT TOGETHER WACHOVIA!!
by Anonymous From Rialto, CA on July 30, 2009
Wachovia has been inconsistent and out right rude. Since November 2008 we have been trying to get wachovia to look into our case as we anticipated losing some of our income and since we were current then they would not listen to us. It actually happened that the loss in income set in and even though we were current till March they still did nothing to assist . We are now three months late and they sent us a pre-forclosure quote. Everytime we call, it is always someone new who wants the same information all over again and we never here from them again.
by Anonymous From Henderson, NV on July 25, 2009
by renee watson From Stockton, CA on July 21, 2009
by Anonymous From Providence, RI on July 20, 2009
I have approached them on the situation and they keep stalling me.
by Anonymous From Montclair, NJ on June 29, 2009
by mary From Manteca, CA on May 31, 2009
I asked for modification from November 2008 through February 2009, only to be harassed and declined. I was current in November, but was told they would only help me if I were behind at least 2 months, then I let payments get behind two months and they said they would only help me if i were current. I stopped payments completely for last 4 months, I finally received a letter saying they would negotiate, but when I called the number I was still put through to first level customer service. I will provide what they asked one more time, but that's it. We'll see.
by Laura Patterson From Brielle, NJ on May 27, 2009
I have never missed a payment with Wachovia or been late, but they do not want to help. I did not conform to their formula (as I was told) for granting a loan modification. Their service is very poor & the branch that was so eager to grant me a mortgage does not even return my calls. I have been told by mortgage brokers that I know that I could qualify for a loan modification, as my loan could change if the interest rate changes on March 2011.
by tabatha chalkley From Twin City, GA on May 15, 2009
by H. Graham Mozealous From Miami, FL on April 30, 2009
Wachovia does not seem very helpfull
by Alicen Boyer From Laguna Niguel, CA on April 29, 2009
Wachovia continues to tell the loan representative from Modifications LLC that my modification is in review. Meanwhile, I've received two letters in April. One, that I had seven days to provide information for the short sale that I supposedly requested. That buyer/seller signatures were required, as well as HUD 1 documents. I had sent a request for a short sale and didn't have any offers to provide information for. The second letter came on April 26, stating that the bank intended to file a defaut in 30 days. Meanwhile another office continues to ask for documents regarding a loan modification through the company that has been working on my loan modification. It seems that this bank has too many divisions and one is unaware of what the other one is doing. Therefore, I get conflicting information. I am left to feel like I'm being strung along for the purpose of foreclosing on my loan. While I did receive a letter stating I was eligible for a loan modification under their "MAP" program, I never received a letter stating that they declined my loan modification.
by Anonymous From Northville, MI on April 29, 2009
We had called Wachovia on 17 occasions to try and work something out prior to missing any payments. Their response was that they could not help until we were at least two payments behind. We are now three payments due and they do not want to provide any assistance, only want to foreclose.
by Reda Gendy From South Amboy, NJ on April 15, 2009
It seems the harder you try the harder they make it for you. You make your payment on time and that is why you can't refinance.
by Emerson Stafford From Antioch, CA on March 31, 2009
People who are paying their mortgage on time trying to work with them to avoid foreclosure are being treated very poorly. They seem to want my home far more than they want my continued business as a mortgage holder with their lending institution.
by Elliott Reiss From Easton, PA on March 25, 2009
I have should been never given the mortgage for this property. I would like to have your company negotiate with Wachovia Bank a short sale or a deed-in-lieu of foreclosure. Thank you very much. Elliott
by Anonymous From Waldorf, MD on March 12, 2009
by Ben Cha From Portland, OR on February 13, 2009
by Anonymous From Covina, CA on February 02, 2009
they do not offer much assistance to avoid forclosure
by john wheeler From Stanley, NC on January 28, 2009
by Christopher Caravetto From Inverness, FL on January 14, 2009
by Kelisiha Guidry From Las Vegas, NV on January 13, 2009
I hope they burn in hell, with the rest of the crooks!
by tracy barnes From Los Angeles, CA on January 07, 2009
by James L. Wilson From Clinton, MD on January 07, 2009
They ask for all you for all personal and financial info with no intention of doing a darn thing to help you. If you get a little frustrated with their cust. svc. reps your call is dropped.
by Esperanza Aranguren From Miami, FL on January 06, 2009
by Anonymous From Senoia, GA on January 06, 2009
by SUSAN From Rancho Cucamonga, CA on January 02, 2009
THEY SAY ONE THING AND DO ANOTHER. I AM TRYING TO MODIFY MY NEG AM LOAN. THEY SAID TO SEND LETTERS, DOCUMENTATION, ETC. THEY DENINED ME AND SAID THEY DO NOT MODIFY LOANS. THAN WHY ALL THE HOOPS TO JUMP THROUGH ? I HOPE THEY GO DOWN WITH THE REST OF THE GREEDY COROPORATIONS.
by Jackson Webster From Savannah, GA on December 30, 2008
by George Frank From El Dorado Hills, CA on December 29, 2008
by Anonymous From Cape Coral, FL on December 23, 2008
by Barbara Dobberstein From Potomac, MD on December 23, 2008
by James Harrison From Plano, TX on December 12, 2008
Poor communications, inflexible, not adequate notice, no empathy...they don't care and are not interested in helping anyone
by Deb Calvert From Newport Beach, CA on December 12, 2008
They've denied my request for a loan modification twice now. I'd had legitimate reasons, health, surgeries.
by James Wilson From Boaz, AL on December 06, 2008
by So Mil From Fayetteville, GA on December 03, 2008
by Joel Garriga From Orlando, FL on December 03, 2008
by Robert Touzeau From Center Valley, PA on December 02, 2008
by raul guerrero From Houston, TX on November 25, 2008
by Jeanette Smith From Downey, CA on November 20, 2008
by Kelisiha Guidry From Henderson, NV on November 12, 2008
by Alisa Williams From Monmouth Junction, NJ on November 10, 2008
by Anonymous From Anaheim, CA on November 05, 2008
by Greg Greening From Penryn, CA on November 04, 2008
by Anonymous From Bethesda, MD on November 02, 2008
I was given information a while back and told to do some things. I did them, and then I was told that wouldn't help. Also, they would not accept 2 month's payment.
by Anonymous From Glendale, CA on November 01, 2008
by Robert Webb From Shawnee Mission, KS on October 29, 2008
by priscila VOLPATO From Hialeah, FL on October 27, 2008
by Gabrielle Walker From Alexandria, VA on October 22, 2008
by Anonymous From Oakley, CA on October 18, 2008
Would not work with me before during or after forclosure.
by Martha Martinez From Des Plaines, IL on October 17, 2008
by Anonymous From Portland, OR on September 29, 2008
wachovia is not very trustworthy and lies to their clients they say one thing and do something else. before the 2 certified letters came about the sale of the house we recieved a notice that our payment would be reduced to 700.51 starting december of 2008 then 4 days later we got the notices that our house will go up for sale in februrary,13,2008 i do not think that that is right or being very honest with people.
by piss off From Byron, CA on September 23, 2008
tey destroyed agreat company like world savings
by Anonymous From Menlo Park, CA on September 22, 2008
by jason hill From Summerville, SC on September 05, 2008
by dabeer kazmi From Westmont, IL on August 29, 2008
by Anonymous From Ladera Ranch, CA on August 27, 2008
by Anonymous From Rowlett, TX on August 25, 2008
by Jeffrey Matzek From Mission Viejo, CA on August 12, 2008
In some ways they have been patient and understanding and in others they have been greedy and unwilling to work with us. They are making millions off people like us. They also charge and automatically withdraw $30 for every overdraft of our checking account to the tune of $3000 to $4000 for the year which could be going to our mortgage instead!
by maria flores From Pacoima, CA on August 12, 2008
by william burns From Port Saint Lucie, FL on August 12, 2008
by Juan Berrios From Clearwater, FL on August 11, 2008
by oliva komura From Salinas, CA on August 08, 2008
by Anonymous From Bakersfield, CA on August 08, 2008
by charles cooke From Hurricane, UT on August 07, 2008
by Lee Frederick From Montgomery, IL on July 24, 2008
They have been able to work with me in the past, but my job loss has crippled me.
by Dawn Martin From Ormond Beach, FL on July 24, 2008
by Anonymous From Ramona, CA on July 21, 2008
by margaret sexton From Menifee, CA on July 21, 2008
by nancy collins From Los Angeles, CA on July 15, 2008
by Elizabeth Taylor From Colorado Springs, CO on July 15, 2008
I changed my cell number to stop they daily harassment calls. They are the ture definition of 'corporate greed'. The bank with no heart and no conscience. They are preparing for a 2nd round of "World Savings' employee lay-offs. They have 2 law suits filed against them for unlawful practices and the corporation is 'hurting' financially. They disgust me!!!
by Lainie Rompf From Port Saint Lucie, FL on June 27, 2008
I hate them!!!!!!!!!!
by Patrice Washington From Blythewood, SC on June 26, 2008
by Teri Burciaga From Azusa, CA on June 23, 2008
by ANTHONY VITIER From Hendersonville, TN on June 19, 2008
by Anonymous From Pantego, NC on June 13, 2008
by Anonymous From Vallejo, CA on June 10, 2008
by Harry Coles From Fort Lauderdale, FL on May 25, 2008
by THERESA ROCK From Everett, WA on May 15, 2008
They mail me letters to call them so they can help but when I do they say my loan is to new for them to help me
by lois singleton From Vallejo, CA on May 15, 2008
by saira quadri From Katy, TX on May 08, 2008
by Anonymous From Corona, CA on April 28, 2008
the lending service i had confused and tricked me into a neg. am. loan.i'm not a lawyer. they said my regular payment was 1,600 per month. they failed to state that it does not include principal or interest. it is impossible for me as a single parent to make a 3,200.00 payment a month.
by Thomas West From La Habra, CA on April 23, 2008
by martin brower From Trabuco Canyon, CA on April 15, 2008
by Anonymous From Anderson, CA on April 09, 2008
Wrote me letters stating they wanted to help and had many options. However, they refused all my attempts for a loan modification and wanted the entire amount at once.
by Charletta Briscoe From Raleigh, NC on April 09, 2008
by James From Kankakee, IL on April 04, 2008
by Dawn Hedlund From Stillwater, MN on April 02, 2008
by Daniel Losito From Summerville, SC on March 27, 2008
by Anonymous From Sylacauga, AL on March 19, 2008
by Clara Mendoza From Hollister, CA on March 19, 2008
by Anonymous From Sugarloaf, PA on March 12, 2008
They never gave me any help on this situation never gave me any names of company's that could help me etc.
by Anonymous From Calistoga, CA on March 01, 2008
by Anonymous From Stockton, CA on February 19, 2008
No issues other than unable to make payments now.
by Theresa Cordato From Torrance, CA on February 18, 2008
by John Kinley From Mount Holly, NC on February 15, 2008
No problems. I have always been able to pay my bill until now.
by THERESA CORDATO From Torrance, CA on February 12, 2008
by ronald rivers From Phenix City, AL on February 01, 2008
Good folks, I just run into tests that I need to continue to fight my way thru.
by Anonymous From Milwaukee, WI on November 28, 2007
Amount of my pmt (home equity loan) changes every month, and yet each time I tried to get notice of how much to pay I got the runaround. Even our attorney couldn't get them to start regular notices.
by Tallarigo From San Marcos, CA on October 18, 2007
I have an auto loan with Wachovia Dealer Services. I have diligently made all my payments on or before the due date, which has been the 19th of every month, every since I first purchased the vehicle in February of 2007. On or about July 19th of 2007, Wachovia Dealer Services added an extra payment to my auto loan. Also at this time, they began holding my payments till after the due date, apparently in an effort to collect late fees. They have also reported to the credit bureaus that I am a late payer, which reflects negatively on my credit report. I have bank statements showing my payments to Wachovia on this automobile loan to be exactly as I have indicated. I have copies of canceled checks made to Wachovia, that clearly show when the payment was made. Furthermore, I have a letter from Wachovia stating that my August 19th payment (in the form of a personal check) was not paid and returned to them. I have a copy of that particular check showing it was paid and that the date written on the check had been altered. Once again, this was done with obvious intent to obtain a late fee. When I made my September payment on the 17th of that month, it was paid on-line, and I received an electronic confirmation number, which also stated that the payment would be posted within 24 hours. On or about the 29th of September, I received two letters from Wachovia. The first was a "thank you" letter from Wachovia, that indicated my September payment was made on the 26th, which is false. I then received a second letter from Wachovia, that indicated the payment made on the 17th of September couldn't be posted because the account number was wrong. This is also false. I have had several telephone conversations with Wachovia Dealer Services representatives, sent correspondence via fax, and asked to speak with supervisory personnel in an effort to resolve this on-going situation, which they have refused to resolve. I need a strong letter sent to Wachovia, that if this situation is not corrected ASAP I am fully prepared to file civil suit against them, and in addition pursue fraud charges to the fullest extent of the law. I will not pay late fees that I do not owe. I am outraged at this obvious and deliberate fraud attempt and falsification involved due to their altering payment dates, and making false claims that payments were not made on time. I am requesting that all late fees be removed from my account, my account information be corrected to show all my payments made on time, and finally remove all negative reports made to the credit bureaus immediately.
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IMPORANT NOTICE – PLEASE READ There is no guarantee you will receive a loan modification. Even if you accept this offer and use our service, your lender may not agree to change your loan. Loan Modification approval is dependent on criteria including but not limited to hardship, income, debt ratios. American Foreclosure Specialists is not a Bank, nor a government agency or government affiliate. Our services are not approved by the government or your lender. American Foreclosure Specialists assists in the document preparation, working with and communication with your Mortgage Bank in the attempt to acquire an approved Loan Modification. If you stop paying your mortgage, you could lose your home and damage your credit rating. Loan Modification Plans are dependent upon mortgage company criteria and financial information gathered as part of the efforts of AFS. The information and notices contained on this website are intended as informational and should not be regarded, as financial or legal advice. AFS attempts to ensure that the material contained on the website is accurate and complete at the date first published, however you should recognize that information contained on this website may become out of date over time. Readers who have particular questions regarding real estate law, finance, or who believe they require legal counsel, should seek the advice of a financial advisor or an attorney. Submitting a contact request, gives AFS consent to contact you by telephone and/or email, even if you have previously listed yourself on any state or federal Do-Not-Call List.