National City Bank
About National City Bank
From their website: "National City Mortgage is a division of National City Bank. National City Mortgage Co., our servicing affiliate, is a subsidiary of National City Bank. We have worked hard since 1955 to become respected, professionals that thousands of homeowners trust for one of the biggest financial decisions in their lives."
Companies owned by National City Bank
Checked Better Business Bureau: No
Better Business Bureau Issues
From the BBB website: "The Bureau processed a total of 225 complaints about this company in the last 36 months, our standard reporting period. Of the total 225 complaints in the last 36 months, 102 of those were closed in the last 12 months."
National City Bank's Contact Information
|Address:||1900 E. Ninth St. |
Cleveland OH 44114
National City Bank Success Stories from our clients:
We would like to demonstrate to you what we call success. When we save someone's home they are approved for a "Workout" with their Mortgage Company. The Mortgage Company will forward a contract for the client to sign going over the terms of the workout. This workout has many different options and terms. This is a small sample of some of the workouts we have negotiated for our clients and should give you an idea of what we can do for you. Please call us if you have any questions.
Files & Photos
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Reader Comments & Ratings
Average Rating: (1.9/5)
by Anonymous From Oregon, OH on August 05, 2010
This bank is the worst for any form of help to save a home from being foreclosed on. Now known as PNC...they do everything that has been mentioned above..and more. Class action? let us know!..Where does all the money go that was given to the banks to help people out of foreclosure? People don't want a free hand out ..they just want a chance to get back on their feet and redeem themselves..Money hungry pigs don't know anything about that.
by Stephen From El Paso, TX on June 30, 2010
National City Mortgage offered me a forbearance agreement, which I accepted and immediately signed, returned and complied with the terms. For six months I thought I was on the road to recovery. Not so quick on the sixth month I get a letter and a check for the total amount I had paid for 6 months stating that "the amount received is not sufficient to reinstate your loan from default." The only thing this forbearance agreement did was pave the way for PNC/National City Mortgage to take my home, this is my home. The system is totally broken when it allows unethical practices like this to happen with no repercussions? If anyone knows of a class action lawsuit against PNC/National City Mortgage in the works please let me know. I would be very interested in including myself.
by Anonymous From Tempe, AZ on June 02, 2010
This bank doesn't help homeowners. I had my home listed for 6 months...finally got an offer as a short sale 20,000 below what I owed in this market in AZ....they denied it. Now they foreclose. My husband lost his job 2 years ago and its been a struggle. Go ahead and take the place, I was trying to do the right thing....they clearly aren't.
by Anonymous From Dayton, OH on October 23, 2009
I work for this company..the plain simple fact is...make your payments and you won't have to worry about foreclosure. If Americans stop overextending themselves, there wouldn't be a foreclosure crisis to begin with.
by Anonymous From Cortland, IL on October 19, 2009
I have been going round with N/C for a year now. They are worthless when you are just trying to save your home.
by gina From Heidrick, KY on October 18, 2009
I'm in bad need of a loan modification ! my husband lost his job of 15 years and was making 67 thousand now were trying to live off 33 thousand! i have made the mortgage payment on my home for 12 years never falling behind. In now 2 months late and I'm begging for help!and all they yell is FORECLOSURE!they are not getting my home! i call daily about my modification i was even once told i was denied but then when i let them know i wasn't stupid and i had done allot of research on Obama plan and started questioning them they called back and said i hadn't been denied. I still know nothing
by Lisa From Beecher, IL on August 13, 2009
Just got denied for a loan modification yesterday after 6 months of waiting, just for them to tell us we were denied because I am unemployed but my husband makes plenty to carry the mortgage now. Was even told at one point in time that our file "fell through the cracks" This is ridiculous. A class action suit needs to be brought against them. They want a piece of that $75 Billion AND our homes.
by Anonymous From Springfield, IL on July 30, 2009
NCM claimed 4 times to "lose" my foreclosure hardship application, then allowed my home to be sold at auction, even though a short sale had been pending for 5 weeks. I was told "if the paperwork had arrived 5 minutes earlier, the sale would have been approved." What a complete lie. National City Mortgage is intentionally and systematically defrauding its customers.
by Anonymous From Auburn, CA on June 05, 2009
my husband has been out of work for one year. they hold the 2nd loan. they told me they do not have any work out options of any kind and yet they keep calling me and have said they will take the house but in CA they have due diligence before foreclosing. they have to pay off the first. they lie all the time. look out
by Anonymous From Biddeford, ME on April 13, 2009
filed paperwork for a remodification...called twice per week to check on the status for 3 months straight always telling me it was pending, then one day they tell me they have no paperwork on file and urge me to resubmit the paperwork. Within another month my home had an auction date...still called to check on the status twice per week and was told it was with a negotiator and it that was good news. Got denied last week, auction is 2 days away. If they had not led me on for several months I could have sold my home with a small profit. This bank cannot communicate and they are the worst bank to work with. I will be filing a complaint with the BBB but now I will lose my home.
by Maureen McCurley From Miamisburg, OH on February 09, 2009
National City will not work with homeowners and they have no communication skills at all. Everything said negative above is very true. Be aware of this this Bank.
by Rodriguez From Stockton, CA on December 11, 2008
Will not work with foreclosure h/o. You hear that banks dont want your house, Natl City Mortgage does.
by Anonymous From Stone Mountain, GA on January 05, 2008
They have no communications skills.
by joseph From Des Plaines, IL on September 20, 2007
by Anonymous From South Lyon, MI on June 07, 2007
no dealings. i just send a check
by Anonymous From Saginaw, MI on June 01, 2007
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IMPORANT NOTICE – PLEASE READ There is no guarantee you will receive a loan modification. Even if you accept this offer and use our service, your lender may not agree to change your loan. Loan Modification approval is dependent on criteria including but not limited to hardship, income, debt ratios. American Foreclosure Specialists is not a Bank, nor a government agency or government affiliate. Our services are not approved by the government or your lender. American Foreclosure Specialists assists in the document preparation, working with and communication with your Mortgage Bank in the attempt to acquire an approved Loan Modification. If you stop paying your mortgage, you could lose your home and damage your credit rating. Loan Modification Plans are dependent upon mortgage company criteria and financial information gathered as part of the efforts of AFS. The information and notices contained on this website are intended as informational and should not be regarded, as financial or legal advice. AFS attempts to ensure that the material contained on the website is accurate and complete at the date first published, however you should recognize that information contained on this website may become out of date over time. Readers who have particular questions regarding real estate law, finance, or who believe they require legal counsel, should seek the advice of a financial advisor or an attorney. Submitting a contact request, gives AFS consent to contact you by telephone and/or email, even if you have previously listed yourself on any state or federal Do-Not-Call List.