National City Bank

by Anonymous From Oregon, OH on August 05, 2010

This bank is the worst for any form of help to save a home from being foreclosed on. Now known as PNC...they do everything that has been mentioned above..and more. Class action? let us know!..Where does all the money go that was given to the banks to help people out of foreclosure? People don't want a free hand out ..they just want a chance to get back on their feet and redeem themselves..Money hungry pigs don't know anything about that.

by Stephen From El Paso, TX on June 30, 2010

National City Mortgage offered me a forbearance agreement, which I accepted and immediately signed, returned and complied with the terms. For six months I thought I was on the road to recovery. Not so quick on the sixth month I get a letter and a check for the total amount I had paid for 6 months stating that "the amount received is not sufficient to reinstate your loan from default." The only thing this forbearance agreement did was pave the way for PNC/National City Mortgage to take my home, this is my home. The system is totally broken when it allows unethical practices like this to happen with no repercussions? If anyone knows of a class action lawsuit against PNC/National City Mortgage in the works please let me know. I would be very interested in including myself.

by Anonymous From Tempe, AZ on June 02, 2010

This bank doesn't help homeowners. I had my home listed for 6 months...finally got an offer as a short sale 20,000 below what I owed in this market in AZ....they denied it. Now they foreclose. My husband lost his job 2 years ago and its been a struggle. Go ahead and take the place, I was trying to do the right thing....they clearly aren't.

by Anonymous From Dayton, OH on October 23, 2009

I work for this company..the plain simple fact is...make your payments and you won't have to worry about foreclosure. If Americans stop overextending themselves, there wouldn't be a foreclosure crisis to begin with.

by Anonymous From Cortland, IL on October 19, 2009

I have been going round with N/C for a year now. They are worthless when you are just trying to save your home.

by gina From Heidrick, KY on October 18, 2009

I'm in bad need of a loan modification ! my husband lost his job of 15 years and was making 67 thousand now were trying to live off 33 thousand! i have made the mortgage payment on my home for 12 years never falling behind. In now 2 months late and I'm begging for help!and all they yell is FORECLOSURE!they are not getting my home! i call daily about my modification i was even once told i was denied but then when i let them know i wasn't stupid and i had done allot of research on Obama plan and started questioning them they called back and said i hadn't been denied. I still know nothing

by Lisa From Beecher, IL on August 13, 2009

Just got denied for a loan modification yesterday after 6 months of waiting, just for them to tell us we were denied because I am unemployed but my husband makes plenty to carry the mortgage now. Was even told at one point in time that our file "fell through the cracks" This is ridiculous. A class action suit needs to be brought against them. They want a piece of that $75 Billion AND our homes.

by Anonymous From Springfield, IL on July 30, 2009

NCM claimed 4 times to "lose" my foreclosure hardship application, then allowed my home to be sold at auction, even though a short sale had been pending for 5 weeks. I was told "if the paperwork had arrived 5 minutes earlier, the sale would have been approved." What a complete lie. National City Mortgage is intentionally and systematically defrauding its customers.

by Anonymous From Auburn, CA on June 05, 2009

my husband has been out of work for one year. they hold the 2nd loan. they told me they do not have any work out options of any kind and yet they keep calling me and have said they will take the house but in CA they have due diligence before foreclosing. they have to pay off the first. they lie all the time. look out

by Anonymous From Biddeford, ME on April 13, 2009

filed paperwork for a remodification...called twice per week to check on the status for 3 months straight always telling me it was pending, then one day they tell me they have no paperwork on file and urge me to resubmit the paperwork. Within another month my home had an auction date...still called to check on the status twice per week and was told it was with a negotiator and it that was good news. Got denied last week, auction is 2 days away. If they had not led me on for several months I could have sold my home with a small profit. This bank cannot communicate and they are the worst bank to work with. I will be filing a complaint with the BBB but now I will lose my home.

by Maureen McCurley From Miamisburg, OH on February 09, 2009

National City will not work with homeowners and they have no communication skills at all. Everything said negative above is very true. Be aware of this this Bank.

by Rodriguez From Stockton, CA on December 11, 2008

Will not work with foreclosure h/o. You hear that banks dont want your house, Natl City Mortgage does.

by Anonymous From Stone Mountain, GA on January 05, 2008

They have no communications skills.

by joseph From Des Plaines, IL on September 20, 2007

by Anonymous From South Lyon, MI on June 07, 2007

no dealings. i just send a check

by Anonymous From Saginaw, MI on June 01, 2007