Litton Loan Servicing
About Litton Loan Servicing
Litton Loan Servicing is a company that we have had tremendous success in helping our clients stop foreclosure. They have been very receptive in working with us to resolve the home owners mortgage delinquencies. If you find yourself facing foreclosure let us help you stop foreclosure and allow you to rest peacefully again.
From their website:
"Did you know that Litton Loan Servicing LP was founded in 1988 and was a pioneer in the industry, developing some of the nations earliest loss mitigation programs? This is the place to go to find out more about Litton, as well as discover career opportunities available with our firm."
Blog Entries about Litton Loan Servicing
- loan modification to lower my payment
- LOAN MODIFICATION WITH LITTON
- Loan Modification with Litton
- Forbearance to avoid foreclosure
- I NEED HELP GETTING A LOAN MODIFICATION WITH LITTON
- Litton in Kentucky
- Litton sent my loan modification payment back
- I can't afford Litton's loan modification offer
- Litton won't modify my ARM
- All I get is a voice mail from Litton
- How long is the foreclosure process in Texas?
- Does 19 years of homeownership mean anything to Litton?
- Does anyone know what this new Obama plan to stop foreclosure will do for me?
- This is long but it is my foreclosure story...
- Can we extend the life of the loan with Litton
- I need a realistic repayment plan set up with Litton
- We are stuggling here... does anyone care?
- I need some advice from someone who has been in this position
- We had a deal with Litton then I see my house is being foreclosed in the newspaper
- I have managed to avoid foreclosure once but I am still in trouble
Checked Better Business Bureau: Yes
Better Business Bureau Issues
From the BBB website:
"Based on BBB files, this company has an unsatisfactory record with the Bureau due to unanswered complaint(s). This company currently has 21 pending cases. Please check back with us in 30 days to find out the outcome of these cases.
Consumers may contact the company directly with any pending issues they may have. They are asked to contact the Executive Resolution Department at 713-960-9676 extension 7770.
When evaluating complaint information, please consider the company's size and volume of business. The number of complaints filed against the company may not be as important as the type of complaints and how the company handled them.
The Bureau processed a total of 338 complaints about this company in the last 36 months, our standard reporting period. Of the total 338 complaints in the last 36 months, 91 of those were closed in the last 12 months."
Litton Loan Servicing's Contact Information
|Address:||4828 Loop Central Drive |
Houston TX 77081
Litton Loan Servicing Success Stories from our clients:
We would like to demonstrate to you what we call success. When we save someone's home they are approved for a "Workout" with their Mortgage Company. The Mortgage Company will forward a contract for the client to sign going over the terms of the workout. This workout has many different options and terms. This is a small sample of some of the workouts we have negotiated for our clients and should give you an idea of what we can do for you. Please call us if you have any questions.
Files & Photos
|File Name||Description||Size (KB)|
|litton-repayment-plan.pdf||Repayment Plan No 1||66.68|
Reader Comments & Ratings
Average Rating: (1.9/5)
by Robin Wills From Madison, WI on August 08, 2013
by garland From Garland, TX on March 06, 2013
Litton Loan Service is the worst company. They went up on our principal balance 5 thousand dollars. loan was sold to ocwen and now i am disputing the accounting error with ocwen. loan is scheduled to be paid off april 30 2013. 2 payment left and now ocwen is saying we have 12 more payments left because litton went up on the principal balance. worst company.
by Anonymous From Pomona, CA on December 10, 2012
In 2010, I was forced to short-sale my home due to Litton's inability and incompetence. I followed the entire process for loan mod, only to be told I made too much money and did not qualify. The 4 month process was a nightmare, I called weekly two to three times a week, and always got the run-around. I hope I never have to deal with them again. EVER.
by Gordon Sparling From Canal Fulton, OH on August 02, 2012
Litton refuses to give any information out on who is the real Lien Holder in order to refinance!!!
by Anonymous From Scenery Hill, PA on November 04, 2011
This was the worst mortgage I have ever had. After 2 years of trying to modify after a health issue and 3 trial mods. which only put us twice as much in arrears . Now finally they send me a second step mod to sign saying make 3 more payments and it will transfer to a new loan amd then they sell my loan . The new mortgage company has no idea what i am talking about . Thanks for nothing Litton Loan Servicing.
by Chris Wells From Fountain Valley, CA on October 24, 2011
Litton Loan Servicing has not been the best mortgage company that I have encountered. The house was actually willed to me and title was transferred to me in 1998. I got married and added my wife to the title. Upon subsequent refinancing with New Century Mortgage, Litton purchased the note from them when they went bankrupt. Since Litton had the mortgage my name has been dropped from the mortgage note.
by albert romero From Denver, CO on September 26, 2011
by florida sanders From Pine Bluff, AR on August 30, 2011
by michael beard From Park Hills, MO on August 25, 2011
by Anonymous From Greer, SC on July 11, 2011
Litton Loan is very unwilling to help out in any way!!! Our loan was sold to them and our payments have went up every single year since!
by Anonymous From Jefferson, GA on July 11, 2011
I been reading all comments about this litton company can't believe I thought is just me but I see theres many people with this situation. with me I ask them for help with a modification but denied me cause I wasn't making enough money I said that is why I'm asking you for help they told me when your income passes the amount we required call us of course took months to get where I was before 4 months later they came and took my house they are fu%$#^& bustards I don't see any help.
by Chad Morton From Middletown, DE on June 10, 2011
Non-cooperative in attempting to obtain a loan modification.
by Anonymous From La Puente, CA on June 08, 2011
by Anonymous From Douglasville, GA on June 02, 2011
by thomas duncan From Daphne, AL on May 24, 2011
by Laurie Bint From Idaho Falls, ID on May 04, 2011
by bill From Midlothian, VA on March 22, 2011
They are scammers. It is sad they are allowed to continue the unethical treatment of people. I predict that they will be on the news one day because someone will get fed up and go in there and kill them all.
by Anonymous From Benton, KS on March 04, 2011
the short sale guy is good but mostly the service has been terrible. i tried to do a modification last year but they lost the papers and i had to do it all over again. then they said i got the modification and then they said i did not. al this took almost six months.
by Anonymous From Kissimmee, FL on March 01, 2011
We have been dealing with Litton for the past 2 years. We had repeatedly tried to modify our loan, due to my spouse sudden illness and loss of income. Mind you, we had never been late with the payments, just that we were trying to modify, due to our savings getting exhausted. They gave us such a hard time over and over. Playing games with our lives. Even messing with our credit. Litton has informed the 3 major Credit Bureaus that we are 30 days delinquent, when we have never ever been late. According to them, during our 3 month trial period, our payments were a little lower and that made us delinquent. Mind you, we did pay back all the difference of that trial period back to Litton, immediately, when they informed us we did not qualify. We do not owe them one red cent from that, but they decided to ruin our credit, anyway. Now they are charging us $200.00 and some, for a phantom appraisal, during that loan modification that never took place. I can't believe these people. They have destroyed our credit, without even any type of help from them. Currently, we are seeking help from a lawyer...
by henry king From Aztec, NM on February 19, 2011
instead of helping us they just want to make the monthly payment bigger from $1.486.64 to this high amount $2.876.59 a month and my income is $3.241.16 so you can see that leaves nothing for the other bills I need help fast
by Anonymous From East Palatka, FL on February 15, 2011
by wilson graham From Loris, SC on February 09, 2011
by Anonymous From Wellsville, KS on January 13, 2011
they keep adding on all these late fees that make seem impossible to get caught up.
by Anonymous From Wellsville, KS on January 08, 2011
by Charles Delaney From Stratford, NJ on January 07, 2011
The house had been paid in full since March 1996. Litton Mortgage attached their name to title in 2003. They changed from INC to LLP in 2003. My father passed away in 2007 and willed his house to me (I'm also executor of his estate and power of attorney). I tried to sell his house in 2007 and again in 2010,and could not sell since Litton refused to remove their name off title. I called Litton and they have no information on this property or doing business with my father(by looking his Short Sale number). They told me they will not remove their name from title. I ask why and they told me it is their company policy. I talked to Litton's attorney and they have no information on this property. The attorney also refused to remove Litton's name from title. Litton's attorney told me to get attorney and file a quiet title action. I tried to find an attorney and they want between 10-25 thousand dollar retainer fee and it will take between 6 months to a year to settle. I do not have the money to do this! Litton Mortgage has no vested interest in the property!
by Roberto Rivera From Lawrence, MA on December 27, 2010
I do have allot of comments not good so i wont say..
by sheila From Hutchinson, KS on December 23, 2010
I had a loan with another mortgage company when my loan was sold to litton loan servicing. Immediately they put me in default when they bought my contract. My previous company was modifying my loan then sold my loan to these idiots. When they took over my loan and to modify it they wanted a $45,000 loan to have payments of $1080. a month. I of course could not afford this and then for every month that my payment was not paid by the 16th of the month they would charge me the same amount of late fees and penalties that my payment was. So my payment that I was paying every month of $689. they charged me $700.00 in late fees and penalty's. I have all the paper work showing this to. It did not matter that I still made the payment in that same month. They are crooked and the government should shut them down. They do not help anyone and try their hardest to foreclose on people. I only got relief cause I was in a bad car wreck that permanently disabled me an was able to pay my home off.
by Mauri From Richmond, VA on December 19, 2010
I have a mortgage with Litton Loan Servicing. About 1 1/2 years ago I was having some difficulty paying all my bills. So I called all my creditors and to my surprise they all had options to help me, including my mortgage company, Litton. I never told Litton that I could not pay their bill. I was just looking to see who could help. They encouraged me to apply for a HAMP modification. After several months I got accepted into the trial modification period. I asked them what that was. They said it was the final step that takes no more than 4 months, just make your payments on time and you will be fine. I thought all was well. I made on-time payments. I stayed in touch like they asked. After 7 months of timely payments I called them as I often did to check in. Finally, after 7 months, they said I was denied for some unexplainable reason and owed them $3000 and that my home was in default! What kind of help is this? I could have paid my full mortgage and not ended up in this debt. I do not understand how this is considered help. I have been paying hundreds each month in credit card bills. Meanwhile, my mortgage company is reporting me delinquent. I was worried about my credit when I should have been worried about my house. I could have easily paid my full mortgage. I cant live in a little plastic credit card. Who came up with this plan to help people? I have spoken to dozens of people, mostly counselors and loss mitigation reps, some nice, some not. None of them suggested that I consider saving my house and not my credit cards! I don't know who to trust anymore. The best part... The loss mitigation side of Litton is promising to resolve the mistakes and get me a modification BUT the original mortgage department side of Litton has been pursuing foreclosure and has now told me that my loan is being sold to Green Tree Servicing on January 1st. Green Tree is the company that's being sued for killing someone with harassing phone calls. I don't expect they will work with me and make it all better.
by connie reyes From Rensselaer, IN on December 01, 2010
contacted them for mortgage modification sent paper work they ask for, couple months went by sent me a letter about modification wanting same paperwork i already sent twice, nothing ever got done now i get no statements or nothing, turn to residential relief for help now there in a restraining order, don't know if they sent litton anything regarding this but been working with them since sept, paid them to help me! now I'm in foreclosure
by margaret blynn From Elizabeth City, NC on November 10, 2010
by Litton Customers Unite! From Albany, CA on October 25, 2010
What we need to do: Unite to get relief The rules: Send an email to Littoncustomersunite@gmail.com Please tell your story, as briefly as possible. Please leave out any epithets, curses etc. We need just the facts of your story ASAP. The banks working with Litton do not know what it is like trying to work with them, they have only their own experiences and contracts. I documented my case meticulously and even had an attorney draft my request for modification. They took over 9 months just to process the paperwork. My story is like all the others here, if so many of us are having this experience we can't be wrong. We need to show documentation, please tell me your story. firstname.lastname@example.org
by Anonymous From Graham, WA on October 21, 2010
Too much to get into,pretty much just like everyone else that has written in. File A COMPLAINT WITH THE FTC WE HAVE TO DO SOMETHING NOW.
by ROLANDO GARCIA From Houston, TX on October 17, 2010
I DON'T LIKE THIS MORGAGE AT ALL.....
by Anonymous From Anchorage, AK on October 14, 2010
I requested that they do a one-time "help" on my loan and just tack on the amount I was overdue on to the end of my loan. Just this once...they refused to do that. They are not willing or kind at all when you're trying to work out keeping your home!
by does it matter? From Fallon, NV on September 10, 2010
Litton is a loan servicer only, most of the time your loan is owned by a private party, that by the way they don't want you to know about. I gather there is a fax number you can specify to get the proper information. I couldn't be in more agreement with all of these posts. They do lose paper work, claim that faxes are not received in a timely manner,even though you have the fax dates and even the proof of them being sent from a CPA office. I have tried calling 4 to 5 times a day just to see how many times they can miss read their own computer notes. I have caught them in several lies myself, and I have a sneaky suspicion that they tell you your in a trial modification and have you make half of your payments or the so called 33 percent of your gross income pmt. Until they can find a buyer for your home. We have been making trial period payments for about a year in a half now. And I was told by one of their disrespectful phone reps , when I asked why the trial was taking so long, quote" why do you care? you would have to pay rent anyway?" Well that was cute coming from someone who is "There to Service you" . She doesn't have about 300 thousand dollars invested in my so called "Rental Home" I do! They all suck people! Well I will certainly let you all know if we get our modification! thanks for the phone number to Larry!
by Anonymous From Saint Petersburg, FL on September 09, 2010
by I Tried Too From Manassas, VA on September 08, 2010
Tried for a loan modification - First I had to answer questions to see if I qualified. After being told I did and sending in the required paperwork they claimed they didn't receive the paperwork (although I had fax confirmation). After resending paperwork and when they did acknowledge receipt of paperwork, they said I was missing a form. After resending the missing form Litton said I didn't meet the criteria. All this after 3 months and initially being told that I qualified. Rat B@$t@rds!
by Courtney Showell From Atlanta, GA on September 04, 2010
by Sleepless From Lyndon Station, WI on August 24, 2010
Can't stand many more sleepless nights because of Litton Loan Servicing. We did the step one of the mod in april of 09. Paid as agreed. When step two paperwork arrived the escrow amount was overstated by $350.00. we called numerous times and someone would always get back to us. No one did. So because we wouldn't sign the incorrect documents they reported our last 12 payments as late. We were less then 24 hours away from refinancing at 2.5 points lower. Now they say just sign the papers and we' ll workout the escrow when you are current again. But now they show us owing 15K from the first mod. which we did pay as agreed. When we fax in paperwork it just disappears. Tax statement was sent in early but they didn't pay. We got stuck with late fee. It never ENDS
by billy williams From Iron Station, NC on August 23, 2010
by Anonymous From Elmore, OH on August 23, 2010
by Anonymous From Burlington, CT on August 22, 2010
by Anonymous From Maple Heights, OH on August 19, 2010
Litton tried a workout program with me. It was the most exhausting experience. They gave me the run around, then when they sent the first workout amount they wanted me to pay $972.22 plus $239.97 for a second mortgage. I'm a single mother that net $1,700 after taxes, I can't afford it.
by Chuck From Hudson, FL on August 17, 2010
Litton's only goal it to take what ever you have. The more equity you have, the more they want it. The employees are rude and nasty and seem to go out of their way to get you pissed off so that you will hang up. You cannot disagree with them because the will hang up on you. They want my house too, but we will continue the fight until the our last family member is dead.
by Anonymous From Fresh Meadows, NY on August 02, 2010
by Jacob From Irving, TX on July 21, 2010
I'm not a Litton employee but I'm doing research on the defaulted consumer. I used to review workouts for an auto finance company and by experience I can tell you majority of you guys will get denied for your loan modification request. Its not because your mortgage company doesn't want to help you but its because the help you're asking for is unrealistic and you're not objective. You can't expect to not pay your mortgage and escrow for months and years and expect to keep the property by sending in a bunch of paperwork. I can also say a large amount of you consumers are rude and obnoxious to these agents when you call the company and then act surprised when you don't get responses and denials.
by Anonymous From Pitcairn, PA on July 20, 2010
by Teresa Corcoran From North Las Vegas, NV on July 18, 2010
by David From Mashpee, MA on July 12, 2010
I'd suggest you all file a complaint with the FTC, better business bureau, your state's attorney general's office and Texas' attorney general's office. They have online complain forms on all their website. www.bbb.com www.ftc.gov and do a search for TX state attorney general and your state's attorney general.
by David From Mashpee, MA on July 12, 2010
I've been trying to get my loan modified for over a year. I've sent them all the paperwork they requested - twice - and have made every payment on time. When I call for a status update, they lie, misdirect me, or just hang up. They need to be put in prison for mortgage fraud.
by retha irvin From Council Bluffs, IA on July 09, 2010
by Anonymous From Omaha, NE on July 01, 2010
by Jeff Cook From Florissant, MO on June 28, 2010
Not great, not bad. They didn't foreclose when many others would have.
by terrence conway From Milwaukee, WI on June 27, 2010
by Resident69'er From Las Cruces, NM on June 22, 2010
Litton Loan is wonderful!! They are courtesy and helpful to you on helping you out on your mortgage. I couldn't ask for a better mortgage company, they're the greatest!! I'm grateful to them for helping me keep my house! All these crazy deadbeats complaining about their mortgage, need to get a LIFE...Quit your darn whining and take some responsibility in making your payments!!!!
by Louann From Cleveland, OH on June 18, 2010
Obviously all the positive star rating are from employees who do not want to lose their jobs.
by Louann From Cleveland, OH on June 18, 2010
Litton Loan is the worst mortgage company on the planet. These guy must have been paid big bucks to spout "Litton Loan is great". http://www.lieffcabraser.com/loan-servicing.htm
by Andrew Harris From Henderson, NV on June 15, 2010
THE HAVE VERY POOR ...
by Anonymous From Conyers, GA on June 14, 2010
Litton Loan are LIARS!!!!! I have faxed every thing again and again and again. No Modification!!! This has been pending review for almost a year. I don't think they help anyone and don't really care to.
by DAVID EYE From Raleigh, NC on June 10, 2010
Litton Loan is the absolute worst, most corrupt mortgage company that exists on earth. I can't believe the magnitude on Consumer Affairs web page of the complaints. So many people experienced exactly what my wife and I are experiencing! Loan Modification is a (seems to be ) a real JOKE !!!!! RAKING IN THOUSANDS OF UN LAWFUL CHARGES. You send them paperwork, over and over and over and over and over, email, faxing, mailing , ups, fed ex. do what they say and still they FAILED to do the modification. JERKS !! NEED TO SUE THEM FOR BILLIONS , EVERYONE.
by Anonymous From Warrenville, IL on June 08, 2010
Proven track record of foreclosures! They have no problem receiving government bailouts, but turn around & kill average people with outrageous monthly payments! Unorganized, fraudulent, conniving, malicious!!!!
by Amanda Dyer From Warrenton, MO on June 02, 2010
by Michelle From Lakewood, CA on June 02, 2010
After 2 years, FAXING AND RE-FAXING our Documentation for a loan modification, we were FINALLY approved on 2/26/10, after signing our final loan modification paper work, we found out on 5/28/10 WE WERE NOT APPROVED AND our home is in foreclosure...NOW I have to re-start my loan modification if I want to save my home. THIS COMPANY IS THE WORST, LIARS, Basically white collar thieves! Company is so unorganized we have to RESEND EVERYTHING back in. Why is Litton LOAN still in business??
by Robin Atherton From Coloma, MI on June 01, 2010
by David From Raleigh, NC on May 26, 2010
To much to list. Litton Loan is HORRIBLE AND COLD AND FRAUDULENT!!! Loan Modification is a JOKE. Less than 6% of applicants even get it, out of that, less than 3% actually get a deal that will help them by reducing their monthly mortgage out of pocket outlay(principal & interest payments). Litton Loan uses ESCROW accounts to jack up what you owe also. These ESCROW's are FRAUDULENT and are tremendous over charges with high interest, fees, additional penalties if you don't pay it and they are focused on getting your home, not helping you STAY IN IT ! Their employees don't even own a home and are usually renters that are jealous of you because you own and home and they want you to suffer because of it. THE WORST LOAN COMPANY ON THE EARTH !!!! MY HOME IS AT RISK AND Their Loan modification program , they did NOT honor it and they are crooks !!!!! My wife and our 4 children are now in jeopardy of losing our home that we purchased from another mortgage company at a fixed 8.3% 30 year fixed! Litton has screwed that all up with fees, escrow's we didn't need, and additional charges that we don't deserve !!!! They even lied many many times to us. WE NEED AN ATTORNEY TO REPRESENT US AND ALL THE Home owners going through this LOAN MODIFICATION SCAM !!! HELP !!! SSERAL2020@YAHOO.COM
by stephanie parker From Mount Olive, AL on May 17, 2010
by Anonymous From Long Beach, NY on May 16, 2010
From one day to the next you can never talk to the same person, some are rude,most give you information then when you call back with what they told you and you find out it was never entered into there computer notes,so no one ever knows what going on or can help you out.
by Anonymous From Lansing, IL on May 12, 2010
LITTON LOAN has recently sent a statement saying are payments will increase by over $300 because we owe more on our escrow. this is not true we have been paying the same amount as stated in all our monthly statements. i don't know who to turn to for help. why cant the president do something about this company. all anyone has to do is type litton loan on line and all the complaints from people like me and you will come up. what can we do to stop this company from destroying people's lives.....
by Anonymous From Winder, GA on May 11, 2010
The majority of people you speak with there are very rude. The general attitude seems to be that they don't care and just want to get rid of you.
by Rebecca From Commerce City, CO on May 10, 2010
We have spent one year trying to get a modification. I have submitted paperwork I don't know how many times and the only time they seem to contact me is when they have to tell me they need MORE documentation. I finally got the attorney's offer for the modification and it is $400 more than our original mortgage. We made 7 months of our trial payments which were $300 less than our original, but now we are being told that we are behind $7000+ and they tacked on $8000 to our current mortgage principle. WHAT the HECK did they get all the government monies for if they are not going to help anyone!!!!!!!!!!!!!!!1
by Anonymous From Broken Arrow, OK on May 01, 2010
by Anonymous From New Castle, DE on April 21, 2010
This company is made of a selected and unqualified individuals. They are excessively rude and when they call, you can't place a word.
by mike tyler From Owenton, KY on April 20, 2010
litton loan is the worst company out there they are rude,scam artist ,crooks they should be put out of business ever since my loan was sold to them it has been nothing but a headache i have found out that they wont work with u and that everyone there is incompetent of doing there job for a company that wants to make money they sure don't try very hard by wanting to foreclose on everyone i think the government needs to step in review there practices and shut them down then and when there are all out of a job and there homes r being foreclosed on they will know how it feels
by Done in Florida From New Port Richey, FL on April 14, 2010
We have been trying to get help since Oct 2008 from litton -I lost my job twice since this recession began and my husbands hours were cut almost in half and we have 3 kids. We were becoming behind in all of our bills but still managed to hold onto the mortgage payment and stay current. We became a month and half behind in the summer of 2008, we sent in our payments that we were behind on and the next payment so that we would be current. They applied it to escrow and would not put it towards our principle and interest payments they would not be able to do so until after the first of the year and all taxes and insurance was covered. So now I was almost 3 months behind and then with the late fees we never were able to catch up and then they would not move our escrow at all being with the late fess we now owed in payments too much. Oct 2008 we asked for some type of assistance. We continued to contact them for loan assistance, and followed all the rules to the loan modification procedures, faxing and mailing the same packet of documents every couple of months, calling weekly and getting no where. In Sept 2009 they filed foreclosure procedures on us. Finally Nov 2009 we received a letter stating that we were placed in temporary loan modification while it was being reviewed. Now it is April 2010 and we have been denied and they have returned my April temp loan payment. We have been in contact with them everyday sometimes up to 7 times in one day -because every time we talk to someone we get a different answer. They have told me that they have up to 6 types of loan modification programs and we have been denied for 5 and we were told that will have an answer by the end of this week whether we qualify for the 6 and last one. I do not have much faith that they will accept us. My husband and I have already started looking at other options and even homes to rent. This loan modification program and dealing with litton is a complete joke!
by TJ From Brandon, FL on April 12, 2010
People Why are you just giving up!! Contact your local attorney general office and the Houston TX that they are located in. If you can afford attorney get one!! Fight back they want you to just walk away from the property! then they are going to just sell it for market value to someone else. Don't give them the satisfaction!! Live in the house for as long as you can and pay nothing. It takes a long time to foreclose on a home. Trust me and you would get ample notice before they do! I'm a Realtor and a mortgage broker and underwriter so I know how this works!! Just don't give up please!! I know it's frustrating and trust me I'm in the same boat but I will not give up! I will fight them too. I will go to court and be heard!
by Terry From Commerce City, CO on April 09, 2010
Litton has lost paper work 2-3 times for modification. Computer system recognizes my phone number and will only let me leave a message. Can not talk to any one. Would not extend foreclosure date in writing while working on a modification. I wanted to stay in the house. I walked away in frustration and not wanting to come home and see my furniture on the front lawn. Extremely, did I say extremely, difficult to work with. Lost paperwork, no phone calls from them. Seriously, did they want a house back that appraises $100,000 less than what is owed on it. Well it is theirs now. Enjoy it Litton.
by Anonymous From Washington, DC on April 07, 2010
CLASS ACTION SUIT--PLEASE CALL THE FEDERAL TRADE COMMISSION TO FILE A COMPLAINT ABOUT THIS COMPANY. THE NUMBER IS 202.752.7000!!!! CALL NOW-- SAVE YOUR HOME!
by Anonymous From Cerritos, CA on April 06, 2010
by charlie From Newton, NH on April 02, 2010
on the other side of the coin, i am trying to buy a house from them on foreclosure and it's one stall or unreasonable request after another. my guess is that they get paid on how many homes they are managing so they want to acquire more foreclosures, and hold on to the ones they have as long as possible.
by james hutson From Hudson, OH on March 31, 2010
litton has helped me in the past but now i cant get them to return a phone call don't want to lose my home we got conned by a scam lawyer in october drained my bank account it was a mortgage reduction scam now 6 months behind is there any help i don't blame litton but do hope someone will return my phone calls
by Anonymous From Selma, AL on March 31, 2010
by chris ambrosia From Mesa, AZ on March 31, 2010
they have not been willing to work with me at all. they rejected my loan modification in days and cant tell me why. they have sent me letters asking me to submit more documentation two more times, just to find out they are not even looking at re-submitted loan modifications! there people have been nothing but rude and uncaring!!
by Richard Rogers From West Sacramento, CA on March 31, 2010
by REBEL From Chester, VA on March 25, 2010
I choose to remain in the position of being anonymous because "every Dog has its day" and as the Bible states "God, does not like unequal weights and measures". If the executives at Litton should read these blogs, "God help you, for all of you will pay a price for these DEMONIC Acts"
by Roberto Brandveen From Chester, VA on March 25, 2010
Litton: this mortgage company should be out of business. They started to negotiate with me before June 2009. They stopped talking to in September 2009; whereby a third Mortgage 911 picked up the pieces underscoring the need of the client for relied based on four hardships. 1. Bankruptcy 2. Daughter lost hearing (Cochlear Implant)3. Full Time Employment Income to Retirement 4. Wife Deserted/Abandonment. Litton Loans response: they stopped negotiating with Mortgage 911 then sold my loan to themselves then to Wells Fargo who then placed the note with a notice in the paper for sale never contacting me
by Dennis Harrigan From Selden, NY on March 20, 2010
by Anonymous From Forestville, CA on March 17, 2010
I have tried through NACA and HOPE and on my own to modify my mortgage- It has been over 29 months! I called them once a week for over 116 weeks and have never received one iota of help. I filled out and mailed my trial modification approximately 15 months ago, made my 3 trial payments and have been paying the same for the last 15 months and every single week I call they tell me "It's still Pending". They are the absolute worst! No one will call me and nobody will help. I'm done. Litton, you may have my house. It was appraised at 120'000 less than I owe. I tried to do the right thing but you're 8% and ARM has hurt our family immeasurably. I hope Litton and Larry and his cronies sincere luck in rotting in Hell.
by Anonymous From Elmont, NY on March 15, 2010
by Anonymous From Gonzales, LA on March 09, 2010
by Derrick Loften From Dayton, TX on March 04, 2010
by Latonia Williams From Fontana, CA on March 03, 2010
Can please help me keep my home i have tried to work with the litton but they would not work with me by myself so can you please help me Thank You Latonia Williams
by Monique young From Moreno Valley, CA on February 11, 2010
They call you through a voice system and when you call them back all you get is voice mail and never a return call.
by Alan Herrington From Lincolnton, NC on February 05, 2010
Litton Loan is the worst. I have been trying to mod. my loan since August. I have gotten nothing. They said my loan was modified then when I went to make my Dec. payment they said it was back to the original payment. I cant afford that they said they lost my paper work and my loan was not under modification any more! They will not answer my calls they send me to voice mail and never return my call. We want our home I have four kids what do we do. They are liars, cheaters, they should be put out of business !! TODAY!
by Anonymous From Tacoma, WA on February 04, 2010
Litton is not bad, they are VERY BAD cold hearted people that could care less if you live out in the streets or not.
by Anonymous From Barberton, OH on February 04, 2010
Do yourself a favor. Do not modify through Litton. These people are idiots. Your best shot from the go is to let them file foreclosure and have to court to order mediation. If they wont deal then file bankruptcy. Otherwise you will get involved in the paperwork game and the mean time they are adding your entire mortgage payment onto your loan. They will mess with you until you are insane! I have been dealing with them for 7 months and I started recording all the conversations. Keep an audio record of what they say (if you can understand the barely speaking english rep). After making $7000 worth of mortgage payments I now owe $4000.00 more on my principle then when I started. Modification only makes things worse. They keep your money and increase your principle and then charge interest in the increased amount. Litton has to be put into a position of cutting their losses before they will actually help you! Paying an attorney to keep your home just makes the attorney richer. I know people who have done it and come out on the other end losing their homes and big attorney fees to the tune of about $10,000.00. Step 1) let the house go into foreclosure. 2) Save all the money "under your mattress" you would have making in payments. 3)Enter mediation and tell them what you can do 4)if that doesn't work file bankruptcy and make sure to include all claims past present or future with the mortgage company. Otherwise they can come after you for what the house doesn't sell for. 5) if you still can't work it out. Let the sheriff throw you out of your house and take all your mattress money and start over. This whole process takes about 18-24 months an in the mean time you have accumulated thousands in money. Remember the bank only deals fair when they are cutting their losses.
by Mrs. A From Perris, CA on February 02, 2010
We just finished a modification on our first and now Litton Loan servicing, which services Goldman Sachs is not going to grant a modification on the second. They are now claiming it is with another investor. When I called Litton Loan servicing they stated that they don't have to modify the second, since it is not under the Home Affordability Act. When we agreed to do the modification under the act, Litton said they cannot do anything to the second loan until the first has been completed. Also, Litton is stating that the investor of the second loan is not modifying loans. They if that is the case, why did they modify the first, since the second and the first loan are under the same investor. When "we called them on", the statement they made, Litton then said that because of the Home Affordability act, they don't have to modify the second. Both loans are under Goldman Sachs… Which Litton Services their loans. We are fed up with this servicer and feel they are trying to foreclose on our property. We are currently, very satisfied with the modification of the first. It came out to 6.06% for 30 years. Now we are just asking that they modify the second since it is at 12%. Again, I ask please help us. We have been trying to modify our loans since November of 2008.
by kayy duncan From Elk Creek, MO on January 31, 2010
Not professional and could care less about your situation... Would rather foreclose than deal with you. Unreal late fees.
by Larry Hoover From Three Rivers, MI on January 28, 2010
by Anonymous From Medina, OH on January 26, 2010
On your web it states" if you are facing foreclosure let us help stop foreclosure and allow you to rest peacefully again" -Well I have to tell you your statement may come true. My husband and many others because of your deceit and discrepancies in your loan modification Program may rest peacefully permanently because of all your wrong doing. You are toying with peoples health, you are toying with peoples lives, you are toying with peoples hearts and souls, you are toying with the right of people to live in the comforts of their homes- this is madness and evil. It needs to be stopped and I believe if we all stand united we will prevail. Call your Congressman and anyone else who will listen. I hope the C.E.O. of Litton Loans finds in his heart to reach out and help change the wrong doings of Litton Loans.
by Anonymous From Las Vegas, NV on January 24, 2010
We tried a repayment plan with Litton and they made the payment $3,000 a month for 15 months and then a balloon payment of $15,000. What a way to help you get back on your feet. This is the abosolute worst company ever. They are extremeley rude and not willing to help you. All you seem to get is the run around from them. Since our attorney has been working with Litton to modify our loan, forceclosure papers have been delivered to us. Just goes to show you that no one in that company has any idea of what's going on. They are just interested in taking your home. They need to be shut down immediately.
by karen detro From Amelia, OH on January 22, 2010
the home is at different address I've been paying on time for years,now they say i am 800.00 behind on escrow the escrow is insurance they put on because i didn't have any. i have always paid the amount sent on my bill until now.
by Anonymous From Milton, FL on January 21, 2010
I'VE TRIED TO CALL FOR INFORMATION. BUT NO ONE WILL RETURN MY CALL. I'M NOT WANTING TO LOSE MY HOUSE.
by Brian S. From Lexington, KY on January 20, 2010
BEWARE!! Do business with Litton Loan Servicing at your own risk! In addition, I would also be EXTREMELY wary of any company and/or attorney that claims to have a good working relationship or success in dealing with Litton. Litton is a Foreclosure FACTORY, period. They have absolutely ZERO desire to truly work with homeowners, and I know this first-hand.
by bart albertson From Idaho Falls, ID on January 13, 2010
by Richard Graham From Neosho, MO on January 07, 2010
like you didn't even exist
by Anonymous From Houston, TX on January 06, 2010
Don't trust them! They are the worst company around and will keep you hanging on while acting like they care and are trying to help. Stay away from this company.
by Raquel Boyd From Cheyenne, WY on January 04, 2010
Wont return calls to set up payment plan
by America Vega From San Diego, CA on December 20, 2009
by Anonymous From Santee, CA on December 19, 2009
Worst company ever, horrible customer service on top of it all. They continuously give clients the run around and foreclose no matter what
by Anonymous From Littleton, CO on December 14, 2009
I don't think we got a real clear answer as to why they couldn't help us. Or wouldn't help us. They can do anything they want, they just won't.
by Anonymous From Littleton, CO on December 14, 2009
I don't think we got a real clear answer as to why they couldn't help us.
by Glenn Brody From Independence, MO on December 14, 2009
They refuse to even consider modifying an 11.5% loan, and one of their customer service reps told me last week that it was a management decision that I am not allowed access to my information online for the duration of the loan with them. That is just plain bad business.
by Flora Rolfe From Hollywood, FL on December 14, 2009
by Not Happy From Saint Albans, NY on December 11, 2009
Litton stands for Lucifer. They are the worst company in the world. Very incompetent.. They don't care about anyone. I received two letters in one day stating the my loan modification is being processed and another letter stating foreclosure. How about that... I NEED HELP
by jennifer newton From New Madrid, MO on December 10, 2009
by Neil Tyson From Carthage, NC on December 09, 2009
Our problems began before Litton, our loan has been sold so many times. They did tell us they were going to send us a packet to fill out ref refinancing and we never received it, of course they said they sent it.
by Debbie Limbaugh From Lake Oswego, OR on December 08, 2009
Just wanted them to work with us, we sent them all the paperwork they asked us for and did not hear from them for 3 months and I had to call to get an answer from them in writing turning us down We needed help and they were not there for us.
by Anonymous From Manitou Springs, CO on December 02, 2009
by carr curtis From Lawrenceville, GA on December 02, 2009
I have receive notices to call people who would help me in this situation and I used everyone. NACA:If they miss you on a call you have to reschedule another month. always busy- no help. Litton Loan: Told me to submit all info to them and they will help me. No answer after repeatedly calling. All they can say its in review stages. Government help money being sent to help people like me and know assistance. all kinds of scam artist out here. They promise you the world for a Small Fee. All this running around you still end up where you started. I can afford to pay my house note if it could be in reason. I do not make the same amount as when the loan was originated and yes I need some assistance and I am left to walk away if not.
by RICARDO ECHEVERRI From Kissimmee, FL on November 25, 2009
by Anonymous From Orlando, FL on November 24, 2009
by robert abele From Escondido, CA on November 24, 2009
after waiting over 6 months for a restructure and having them extend the foreclosure sale date every two weeks. I talked to a litton rep, she called me 10 minutes later from her personal cell phone and told me not to send them any money as my loan was "stickered" as one to be liquidated. there was more than enough equity to get it cleared off their books at 100% thanks president obama great job in policing these crooks
by angela From Hubbard, OH on November 23, 2009
i too have worked with litton for the past year in trying to get a loan modification and they claim they were missing documents and i continued to send them the information over and over again i am now 2 months away from being kicked out of my home and i am going to try a short sale does anyone think this will work or is the same thing going to happen again
by Cinthya Carter From San Diego, CA on November 17, 2009
Litton loan told me that I was approved but when I call they don't give me any information I really don't understand what is going on I'm behind one payment should I keep paying or What?
by Becky Green From Fort Myers, FL on November 14, 2009
They are not at all helpful on any level and demand more and bigger payments at your worst time financially.
by karyn kau From Kealakekua, HI on November 10, 2009
i was with fremont investment and they where all right but then i got switched to litton loan they suck. when i finally got ahold of some one they asked me maybe three questions and told me ok my application for a modification was complete ,then she went in to tell me that i probably wont get it the loan mod. Thanks for all the help litton!
by Sophia From Fayetteville, GA on November 06, 2009
Litton loan Servicing suck ass they take your money tell you they are going to help you, but they don't they stop answering their phone send you to voice mail and never return your calls then you find the sheriff at your door putting you into foreclosure they are a scam shut them down.
by Melissa Pritt From Terra Alta, WV on November 04, 2009
by Anonymous From Rome, NY on November 03, 2009
Litton loan has signed onto the "Home Affordable Modification Program" under the "Emergency Economic Stabilization Act of 2008" However with all the lawsuits against them,I feel Litton doesn't truly care to help out their consumers
by Jessica Fetterman From Lewistown, PA on November 02, 2009
by Joseph Reed From Rehoboth Beach, DE on October 28, 2009
Original Loan was with Countrywide then sold to Litton. Litton did not provide any communication regarding their purchase of loan. That said, I have been very irresponsible regarding payment of loan.
by Ethel Rucker From Fontana, CA on October 25, 2009
We received a letter denying the loan modification and we have not been given an opportunity to repay.
by Anonymous From Flushing, MI on October 22, 2009
Litton Loan is doing this to all of us. What can we do to stop it instead of writing about it. WE NEED HELP!! I want to be able to report directly to the government what they are doing with the money that is suppose to help homeowners.
by Kurt Zimmerman From Frisco, TX on October 21, 2009
by Anonymous From Walkertown, NC on October 16, 2009
I am going to go crazy I wish things were simple you pay okay you have problems oh okay lets help them out, but today we have Litton loan who buys loans that are going in foreclosure just so they can make money off of the home. Not all mortgage company’s do this. I want to believe there is someone good in that place and I will get help. I don’t want to lose our house I have a disabled husband 2 very small children and I’m unable to work because my husband cant care for our children the VA pays us once a month and it's enough for a regular family of 4 to live off of but not when you are living with Litton Loan. I am praying for all the people out there that have a home they don’t want to lose if your loan is with Litton or not know you are in someone’s prayers. Godless Sarah NC
by Anonymous From Yucca Valley, CA on October 07, 2009
I had a work out plan with Litton they stated in a letter that I would not benefit from the modification that the government has proposed but that they could however lower my payment by approximately 200.00 per month and the amount that this amount would be attached at the end of the loan. The paperwork that I had signed also stated that they would send me a contract to be signed by Litton as well as myself before the end of the second trial payment this was never done so I didn't make the third trial period payment also. The amount that they lowered it by would not have helped me do to the fact that if for some unforeseen reason such as he central air and heat would give out on me in which it did I wouldn't be able to make my payment and replace the unit. We (my mother and I ) were either too hot in the summer and would have froze in the winter. Wood is just too expensive these days and would have caused me to eventually lose the house as I wouldn't be able to keep up with the payments. There was no subtraction off the principal so that I could take out a loan to take care of the problem. Why should I pay more for my home than I would have to pay in rent elsewhere and not have the problems of maintaining a home. I thought that I could handle it but with the market of today there is no way that I could. Mom is suffering from three minor strokes which has taken her speech. I just tried so hard to keep the house that we have both grown to love. With all of the stress it was best that we gave up and suffered the consequences later. Tired of it all.
by Anonymous From Houston, TX on October 02, 2009
they keep saying they will help you,almost for a year and they haven't,keep saying that your missing document so the help never come!
by tracey carruthers From Lebanon, TN on September 30, 2009
by Mrs. A From Perris, CA on September 30, 2009
The company is incompetent of handling the volume of borrowers. The consistently make mistakes and are continually threatening to foreclose and foreclose on homes. Currently I am in a modification and they are trying to deny me the modification due to lack of response from borrower. I have sent all documents to them in triplicate both through fax and Fed-X. The reason for the denial was I did not have a signature on my 1040 tax form. I filed electronically and they have the E-page which according to the Federal Franchise Tax board is a legal signature. In addition, I sent updated documents; bank statements and pay stubs dating up to the 8/14 on the first set of documents and 2nd set dated from 8/15 to 9/13. The did receive all documents but the second set was scanned on my second loan not the first, even though each and every page had the first loan number on it. Just yesterday, 9/29/09, I called to check on my modification and a recording said that my November, 1 2009 payment is late. K, we are not even in November yet. Explain that one to me. In competent! If had a company, I would be forced to shut down by the government. Litton claims it's the program system they are using. This problem has existed since 2007. Well sorry that is way to long for a billion dollar company to operate and fix a problem. I am very experienced at data bases specialist and very computer savvy. It should never take 2 years to fix a computer problem. I don't care what Litton's problems are, I expect professional and accurate documentation, especially from a billion dollar company. I am no longer going to tolerate the mistakes!!!!!
by Anonymous From Milton, WA on September 28, 2009
by wood From Denver, CO on September 25, 2009
...has anyone had a successful modification with litton?
by Anonymous From Lowell, MA on September 14, 2009
by Deborah Ladey From Saint Louis, MO on September 09, 2009
by Michelle From Traverse City, MI on September 02, 2009
I have had my loan for 5 years and ALWAYS made my payments on time. I was cut 10% in my pay from work so I went to them for some kind of help. They dangled me on a string, denied my Loan modification and refuse to help in any other way...ready for foreclosure.
by Anonymous From Maple Heights, OH on September 02, 2009
by Anonymous From Maple Heights, OH on September 02, 2009
by Francina Bland From Douglasville, GA on August 31, 2009
Worked with them on a loan modification since march 2009 and was today 8/31 I was denied even tough I sent payments on time and gave them paperwork they asked for. Now, the representatives I spoke with don't seem to care and won't let me speak with a supervisor or the person I dealt with since June.
by anthony mcdaniel From Deer Park, TX on August 18, 2009
by Anonymous From Danvers, MA on August 17, 2009
litton loan calls on a automated phone so that you can not talk to anyone. they leave a message and when you call back they don't answer calls. a very difficult company to work with or talk to.
by villama lauriston From Kissimmee, FL on August 15, 2009
by cynthia johnson From Fairview, TN on August 10, 2009
does not answer questions and is not detailed in what is going on they will work with u on some occasions, but do not ever send out the paperwork u are supposed to receive..tell u one thing and then do another
by Anonymous From Magnolia, TX on August 07, 2009
Litton raised the principal from 73,000 to 80,000 in 5 months
by Anonymous From Sealy, TX on August 07, 2009
My wife daughter & son recently passed away in a car wreck. I had received a statement since March from Litton. I finally call to get things straightened out, and get attitude from the rep. Finally get an amount to send them, and 2 weeks later they send a letter of intent to foreclose?! Luckily, I have a contract on the house and it should close by the 31st Aug. I had some problems with this company, but not as bad as Nations.
by Chapter 13 in PA From McKees Rocks, PA on August 06, 2009
I had all the same issues with Litton Loan back in 2006. It came down to me filing for chapter 13 bankruptcy to save my house. The payments were so high that now that I only have 1 year left in the chapter 13, I was not able to pay any of my property tax, because they stopped escrowing for them, I am in fear I might lose my house anyway. What a waste, this company should be held responsbile for everyones hardships that they caused. I too tried to work out a loan modification that was also more than my regular payment......How can I afford more when I could not afford the original payment?????Someone needs to bring justice to the victims of this Predetory Lender.
by Anonymous From Rowlett, TX on August 06, 2009
by Anonymous From Three Rivers, MI on July 27, 2009
by Nia Nonzamo From Sacramento, CA on July 24, 2009
The sale date on my property is set for the 27th of July. The property is a triplex. I occupy one of the units, and rent out the other two. It is my primary residence. I have no immediate options, other than taking the opportunity to work with the rescue plan for homeowners. I hope that I will hear from you before the actual sale date. I look forward to working with your housing specialists. I have been misled by companies that has misled me, wanting me to pay thousands of dollars for a loan modification, when I am not supposed to be charged any money until 90 days. According to the Obama Plan. I greatly appreciate any help that you can give me. Cordially, Nia Nonzamo/desperate homeowner
by Anonymous From Knoxville, TN on July 23, 2009
they are charging over 9% interest and told us they would drop it to a lower rate. they never did and do not even want to talk about it.they are a ripoff!
by Heriberto Irizarry From Stamford, CT on July 22, 2009
I am so frustrated with Litton Loan. I started my pre loan modification back in April o 2009, I received a packaged of what they called a pre modification package, they said they lower my interest to 2.5% $743.00 and change and in May they send me a letter stating that I did not qualified for the modification, a letter I never even received and when I call to find out about another letter that I received that I did not understand they told me that I was behind on my payment and that my modification was not approved. This people are playing with my mind and health. I was told by the rep. if I wanted to re apply and I said yes because I can't pay you, because I can't afford it, that was one of the reason that I apply to begin with. I am not going to give them the pleasure to beat me and let me down. I am a person who really needs the help. I am a working person and I do not live off the government, I work for a living. I hate the fact that people who takes advantage and lie, they get away with it. I HATE THEM, THEY ARE THE WORST COMPANY TO DEAL WITH!!
by CORI JENKINS MCDUFFIE From Leesburg, FL on July 21, 2009
by Anonymous From Southington, CT on July 19, 2009
try to do a loan modification still no reply
by felicia combs From Shreveport, LA on July 18, 2009
by DEBORAH STEVENSON From Killeen, TX on July 14, 2009
by Kathryn Antaramian From Fair Oaks, CA on July 14, 2009
The have done fraudulent things to us.
by Anonymous From Steep Falls, ME on July 14, 2009
by Anonymous From Cohutta, GA on July 13, 2009
I've been trying to modify my loan since nov 2008 i was told to be behind on my payments because that's the only way they were going to help me. my loan has not been modified as of july 2009. this mortgage company is no good at all. someone needs to do something people want to keep there home but litton loan these not want to help out at all.
by Dorothy Moore From Powhatan, VA on July 12, 2009
They are predatory lenders. Have had no success in getting any type of help with them. They don't want to talk to us, don't want to help with restructure or loan modification. Horrible lenders. Advise not to deal with them.
by Anonymous From Omaha, NE on July 07, 2009
by Anonymous From Hammond, IN on July 06, 2009
They don't care about their customers.
by Christian Arias From Austin, TX on July 06, 2009
by Anonymous From Woodinville, WA on June 25, 2009
please evaluate and call immediately
by anonymous From Woodland Hills, CA on June 24, 2009
Litton Loan never modified my loan. They are criminals and more. I hope all of us who are foreclosing because of Litton's run around and rude tactics get their pay back. They took away my home. I live in the streets with poor kids,I know Litton is a predatory loan company. Call the FBI Mortgage Fraud,Criminal justice department,CNN They hate bad press. I hope they get their karma. These are ruthless criminals with total injustice to all!! Los Angeles
by Johnnica Haley From Dublin, GA on June 24, 2009
by Jaime Ashby From Greenville, VA on June 24, 2009
by Vicki From Overton, NV on June 23, 2009
I was on unemployment compensation and my unemployment was ready to run out so I called them 3 months in advance to request a loan modification with them. I was told by one rep to fill out the hardship financial information on the computer and someone would return my call within 3 business days. Two weeks later I never received any phone calls so I called back and spoke to another rep. She informed me that since I was unemployed, I must wait to be employed before I ask for a loan modification. Only then will they consider a modification. So I hired a loan modification company that handled what I could not handle. Our payment was reduced by $300.00 and were to make 3 trial payments before Litton would consider a loan modification. This trial period was to see if we were interested in keeping our home. This is how it was explained to me. On 6/23/09, I telephone Litton to verify they received our first trial payments and neither person I spoke with could verify that the paperwork and money orders were received. This is very scary because we are trying to keep our home. Try to refinance to another company if it is possible to escape these ogres.
by Katherine Kinstle From Brunswick, GA on June 22, 2009
For all the reasons below.
by Shannon Davis From Hot Springs National Park, AR on June 16, 2009
Up until now, Litton has provided excellent customer service, have been very informative and they have at least given the impression that they are trying to work with me to save my home.
by Anonymous From Laguna Hills, CA on June 16, 2009
We have been trying to work out a modification with Litton since August of 2008. They only give us the run around, one minute we are approved the next minute we are in review. We have sent in 5 packets of information (mostly the same stuff) Now we are facing forclosure at the end of July and they have told us we just have to wait until we get our sale date, then they might work a deal. That is just there way of sticking it to us again. I have searched everywhere for help and no one seems to care that me and my two young children are going to be homeless in about a month. I have jumped through every hoop they have given me, I feel like a circus act----what is next.
by Anonymous From Oxford, MS on June 15, 2009
This co. has poor customer service and with this financial environment has no willingness to work with it's customers. They rarely return phone calls. They are getting government help but refuse to work with their customers
by joshua williams From Rosedale, NY on June 13, 2009
by Anonymous From Highland, IN on June 11, 2009
they are very quick to call you if you become past due, but when you need a return call, they do not respond. they would rather put your home into foreclosure than work out a plan with you.
by Anonymous From Los Angeles, CA on June 07, 2009
I DO not have one good thing to say about LITTON LOAN SERVICING ?? WHAT SERVICE! ????!??. I do not think they even know how to spell customer or service. IF YOU GET LUCKY AND SOME ONE THERE ANSWERS THE PHONE WHO MIGHT, I KNOW THEY NEVER LOOKED IT UP IN THE DICTIONARY. THEY Stink!!!!
by Anonymous From Tulsa, OK on June 04, 2009
With the exception of one individual I've had very rude transactions. I've been praying for God to lead me and give me direction on how to handle this situation.
by Amy Saavedra From Pasadena, TX on May 28, 2009
I have tried to do a loan modification with them once and was denied and I am in the process of trying again and am still waiting on an answer. I just really want to refinance with another company to get a lower interest rate. I have never been late with payment and they still won't work with me on this current payment.
by Martha Richards From Columbus, GA on May 27, 2009
by shamari walker From Hammond, IN on May 24, 2009
by Delmar Hays From Katy, TX on May 21, 2009
My loan was taken over by Litton when the company I had went under. From day one Litton has said I was behind but have bank statements to prove otherwise.
by Anonymous From Greensboro, NC on May 19, 2009
I dont undrstand how if somebody is having a hard time paying their mortgage due to being laid off and you get behind the only help litton is willing to give is to do a loan mod and increase your payments almost double what they were before. To me that makes no sense.
by upset From Seattle, WA on May 19, 2009
Family is on edge with their calls and won't do anything about what is needed to help and I am not surprised that people are mad mad!!! they are the worst and back off if people want to keep their house let them by helping out the working family.
by Anonymous From East Saint Louis, IL on May 17, 2009
It's amazing reading these comments, unfortunately I was able to relate to just about all of them, I also had to do a modification, it took a lot of perseverance, I called just about everyday, I ended up getting fha involved, they contacted them, you have to keep the names of the people you're talking to, and I was fortunate, I was able to get the name of the supervisor in the modification department and I called him weekly! it took what seemed to be forever, I ended up getting a 7% interest rate, but my payments went up $400! with that increase and my being disabled with no pay I ended up going on a chapter 13, my credit was fine before I went through the nightmare of them imposing insurance on my property, not sending the correct information to the insurance company I had at the time, constantly increasing my monthly mortgage because they indicated my escrow was too low.............I'm standing firm in my belief that everyone that was wronged by this company will be compensated for all of their misery.
by Anonymous From Latham, NY on May 16, 2009
lot of complaints with this lender
by Albert Ashby From Greenville, VA on May 15, 2009
by jeffery cogdill From Denver, CO on May 13, 2009
by GLYNN LEWIS From Washington, DC on May 12, 2009
THEY JUST DON'T RETUN ANY CALLS
by r sehy From Sunland, CA on May 12, 2009
hard to reach - need a pin number which was never assigned and not very pleasant when you do reach someone - worst mortgage company in the 28 years i have owned homes
by Anonymous From Forest City, PA on May 06, 2009
by Anonymous From Alvin, TX on April 30, 2009
This company needs to be stopped!!! They are heartless and care about no one but themsleves. We lost our home because of these people. They were NOT willing to work with us. We had an investor willing to purchase the home and let us stay in it. When we gave them his offer Litton laughed at him and hung up on him. May they all burn!!!!
by Anonymous From Inglewood, CA on April 30, 2009
by Anonymous From Deltona, FL on April 28, 2009
by Anonymous From Kissimmee, FL on April 27, 2009
I called Litton about reducing my interest rate. The person on the phone had an attitude with me from the start. I am waiting for my 7 to 10 days to be up...but I can bet that they won't do anything for me. I almost doubt he even processed the request with the way that he acted. JERK!
by Brenda or Ray Fricks From Rome, GA on April 27, 2009
by Anonymous From Smithfield, VA on April 22, 2009
by retrodo mcintyre From Houston, TX on April 21, 2009
by Anonymous From Blackstone, MA on April 20, 2009
by Anonymous From Alvin, TX on April 20, 2009
They rob you blind. They ask for more money then your mortgage is worth. All they care about are their investors. they say they are here to help but they are not! They need to be put out of business.
by Anonymous From Alvin, TX on April 20, 2009
by Anonymous From Dallas, GA on April 14, 2009
by Anonymous From Silver Spring, MD on April 13, 2009
by njg From Omaha, NE on April 10, 2009
they are bootom feeders.
by vincent becerril From Oroville, CA on April 10, 2009
by Darryl Byrd From Riverside, CA on April 07, 2009
by Ronald Coy From Ocala, FL on April 06, 2009
by Larry Bailey From Opelika, AL on April 04, 2009
by Ronald Coy From Ocala, FL on March 29, 2009
Sometimes I feel like they want to work with you and next they don't. I want to refinance my loan,they can't help with this. I have been in my home since 1987 I want to stay in my home.
by anonymous From Mableton, GA on March 27, 2009
Litton Loan CEO should be put in prison for the way they treat people. The day is coming soon he will answer for his wrong doing if not through prison through God for mis-treating people who work hard everyday just trying to survive.
by guerda myrtil From Hempstead, NY on March 25, 2009
they really good,it will be best for me to still work with them.
by Anonymous From Draper, UT on March 25, 2009
by laurie allen From Reidsville, NC on March 24, 2009
litton modified our loan it went up 400 a month thanks now we skip meals and have no power but you have your money we were turned down for a modification one time because we weren't home when they called my husband lost his job we called that day nothing could be done he got a new job plant closed same thing payment keeps going up how is that help
by Anonymous From Medaryville, IN on March 22, 2009
We got behind due to recent layoff and high winter utility bills.
by x From Adelanto, CA on March 20, 2009
Litton has lied to my family. We have done all that they have asked us to do, fax over hardship letter, financial records, bank statements etc. 3 times. every time they say they never got it and by the way, there is a sale date on your home. they need to be investigated
by Rebecca Buckner From Fort Walton Beach, FL on March 20, 2009
I've been trying to get my flood ins. paid by my escrow account,like I've done several times before. they sail (litton Loan) that i'm NOT in a high flood level area BUT I live 5 minutes to the water by walking!!! they told me I can't use MY escrow account for that kind of INS>!!!!what is up with these PEOPLE, it is my ESCROW and is for the INS> on MY house.PLUS they are RUDE ! I NEED HELP PLEASE !!!!!?????plus I'm in GOOD standing and I"m not late or delinquent What is a person to do/please HELP
by Anonymous From Windham, ME on March 18, 2009
by JOSEPH KING From Upper Marlboro, MD on March 17, 2009
I'VE BEEN TRYING TO GET A MODIFICATION FROM LITTON 6 MONTHS AGO I HAVE SENT IN EVERY THING 3 TIMES I'M CLOSE TO FORECLOSURE NEED HELP'''''
by thelma slaughter From Oakland, CA on March 11, 2009
not willing to help by restructuring my loan poor custmer service
by Anonymous From Pataskala, OH on March 09, 2009
by Anonymous From Elgin, IL on March 09, 2009
Very hard to work with. Do not help and just tell you to fill out an application on their website and they will get to it eventually. Do not care about helping or understanding what their customers are going through right now in today's financially tough times.
by janiqua morris From Doswell, VA on March 09, 2009
by Anonymous From Brooklyn, NY on March 09, 2009
by Anonymous From La Plata, MD on March 05, 2009
fees are outrageous and are not willing to help when you are trying to get your bill current and fix the situation to keep payments made on time.
by christopher Persadie From Newark, NJ on March 05, 2009
by Kettely Joseph From Miami, FL on March 05, 2009
by Brandon Mace From Benton, AR on March 05, 2009
by ronald decoste From Warren, MI on March 04, 2009
RUDE! UNCONSIDERATE! just flat out greddy! wont work with us, wont talk to us, only CHARGE CHARGE CHARGE US! scam,, yes, look at your statements,, can u understand them? mine has so many charges o it, I fell 2 months behind due to health reasons and no work, since then my payment went way way up, and I cant get ahead, even though Im paying 900.00 a month! who can help? THE NEW PRESIDENT??? ya,, ok, I cant wait to find out, we will be in the streets by then. I sent in a paymeny of 800.00 they sent it back,, wtf?
by Anonymous From Richmond, TX on March 02, 2009
You guys have to be kidding me, nobody is responsible for anything it's all the servicers fault. There is no scam, there is no predatory lending. If you guys want to blame someone for your situation blame yourselfs. Noone told yall to refinance or to sign these arm or variable loans, Litton wasn't even involved in the transaction, stop whinning and step up to the plate, be responsible for your own actions. I will not sit here and say they are the best because they are not but you cannot expect them to be PERFECT they are only human. My opinoion is that if we and I say we because I as well signed an arm loan we should be responsible and stop blaming a servicing company that has no fault in our decisons.
by maddie GUEVARA From North Highlands, CA on February 27, 2009
iask for a loan modication in dec 2008 they said they didnt recieve,faxed in jan 20009 and still havent heard from them. they say they have 90 days to relply
by joe wenzel From Zion, IL on February 26, 2009
Litton is the worst to deal with ,we have tryed to contact them many times,no response from them.I think they want you to fail? I would like to sue them,,,,,,,,,,
by Anonymous From Dallas, GA on February 25, 2009
They do not give you any info on why your modifications are turned down, they do not work with you at all
by sylvia brown From Thornville, OH on February 24, 2009
by cynthia czarniecki From Windsor Locks, CT on February 22, 2009
by Maritza From Denver, CO on February 21, 2009
THEY ARE THE WORST EVER!!!!!!!!!!!!!! They are not willing to help, I have left them a msg every day for the past 3 months and nothing. They dont care to HELP at all. I dont know what to do any more.
by Maritza From Denver, CO on February 21, 2009
THEY ARE THE WORST EVER!!!!!!!!!!!!!! They are not willing to help, I have left them a msg every day for the past 3 months and nothing. They dont care to HELP at all. I dont know what to do any more.
by Funny From Chandler, AZ on February 20, 2009
You have to be kidding me with those modification attachments. Half of the loan balances go up and payment stays the same. If people couldnt afford their original payment and got behind, why in the world would Litton think that by raising their mortgage balance and keeping their payment the same... Help? Wow.
by Anonymous From Woodland Hills, CA on February 19, 2009
Litton is the worst ever!!! I am still waiting to get a call back from the modification department to explain this package. They don't call and I'm running out of time. I don't want to sign something that may end up costing me my home. I have the right to ask questions,but to ask an attorney will cost $250. and knowing how terrible attorneys can be, they will for certain find problems with it only to get involved. I did all the work myself without any of those cons. out there trying to help and taking a big fee. I did it and all I want is to get some questions answered. How do i find the corp. office to complain ???
by walter From Fort Lauderdale, FL on February 18, 2009
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by brad crompton From Bridgeville, PA on February 18, 2009
i juust need the to refinance for 30 yrs and all is well
by Jennifer Wallace From Las Vegas, NV on February 17, 2009
I contacted them last month for help and was told that I didn't qualify for a refinance or payment option program. Pretty much they blew me off and toild me to either catch up on my payments or they will forclose.
by zion lee From Jackson, MS on February 17, 2009
by james durr From Jackson, MS on February 14, 2009
by Jacki From Durham, NC on February 14, 2009
I had a good credit rating until I co signed for daughters car loan. She had the car repossessed and Suntrust bank immediately sold my mortgage to Litton loan company. they suck! They never tell you the previous balance on your loan nor can you retrieve previous statements online. I was sending extra payments to them to be applied to my principal every month to pay off my loan early. They put it in a hold account instead of applying to principal "in case" I fall behind on my payments. I told them to put it on the principal I am not worried about falling behind. So they put it on escrow and then refunded the amounts I did not catch at the end of the year. they do everything possible to make sure you do not pay off early, try to keep you confused on your account and I hate them. No one will refinance me because of my daughters repossession and since I been with Litton I have been miserable. I have to call them practically very month if I can remember to call them before 5PM. they do not have extended hours. You send them a message online and it takes the 60 days to reapond obviously they do not respond to BBB complaints.
by Anonymous From Utica, MI on February 14, 2009
litton loan has been my mortgage company for years and they do a great job
by Anonymous From West Babylon, NY on February 11, 2009
by Tony Harris From Orrville, OH on February 11, 2009
Litton gives us the run around when we call to make arrangements, willing to help but wanted a large downpayment with outragous monthly payments.
by Anonymous From Rose Hill, KS on February 11, 2009
by Anonymous From Lewisburg, TN on February 08, 2009
You never talk to the same person and they all tell you something different!
by Casey Johnson From Greeley, CO on February 07, 2009
by Anonymous From Austin, TX on January 27, 2009
I have tried to work with them and they are not willing to help at all.
by Anonymous From Walden, NY on January 25, 2009
I feel like they are loan sharks, they have us paying $500 a month more after we fell behind. I asked the logic in this and was told that was the best they could do.
by Anonymous From Newfield, NJ on January 23, 2009
by Anonymous From Graniteville, SC on January 22, 2009
We have been in discussion with them for over a year (when my husband lost his job-which is the reason that we are now behind on the mortgage) about our housing situation. It has gotten us nowhere. Every time we talk with the company it is someone different with different instructions on what we need to do in order for them to "help" us. We feel like the situation is desperate, and we have nowhere to turn. We have followed everything that they tell us to do. Then when we call back to take the next step in whatever we have been pursuing, whether a short sale or a deed in lieu or whatever, it is a different story each time. We have not even lived in the house now for almost six months. In that period of time, it has been listed with a realtor. Only four people have looked at the house, and there has not been a single offer. While we wait for it to sell, we have been staying with family.
by jetaun harper From Indianapolis, IN on January 20, 2009
by Curtis Barfield From Weatherford, TX on January 20, 2009
by Randy Crochiere From Wausau, WI on January 19, 2009
by charles sause From Staten Island, NY on January 19, 2009
by MICHELE HARRIS From Detroit, MI on January 15, 2009
I TRYED TO CALL AND TALK TO SOMEBODY, AND THEY SAID THAT THEIR WAS NO HELP FOR ME.
by charles calkins jr From Bruce, WI on January 12, 2009
by Oscar From Surprise, AZ on January 10, 2009
I started attempting to make contact with Litton 2 months before my loan reset. They told me someone would call me back within a week. After not receiving a call during the first week, I called again, they said it would take two weeks for someone to call me. After 5 weeks without anyone trying to contact me I called them again and they indicated they had not records of me ever calling them and any process I thought was being executed had to be restarted. My loan reset and I continue to call the support person once again indicated he had recorded all my information and that someone would contact me within a few days. After three weeks of just getting the run around, I finally got hold of someone with at least a high school education and this person asked me if I had already received all the paperwork. I asked what paperwork and the person indicated that if I had talked to anyone at Litton to assist with my loan, they should have sent me some paper work. I asked her to check to see if it was ever mailed and to my surprise, there was no record of my ever requesting anything. In the meantime my loan went up to 10% interest rate. I keep calling but the lack of any sense of customer service from Litton's representatives makes it hard to deal with anyone there. It has now been 1 year since I started attempting to communicate with Litton. About 3 months ago they asked me to send them my financial information. I did. I called every other day the first week. They indicated that I should call in about 45 to 60 days. I called after 45 days, no news. I called after 60 days, no news. I called after 75 days, refused to hang up until I obtained any sort of information - the customer service lady finally indicated that I had not qualified for any assistance and that I had been informed of this, check this out, the day after I faxed them all my financial info. They indicated they communicated this to me - a total lie, but indicated that if I sent them my financial information again they can start the process again. I hang up the phone. I have owned 5 homes in my life and by far this is the worst company I have ever dealt with. From any perspective, not just real estate, I have never dealt with a customer service group so inept and incompetent as the representatives from Litton loan. What is most amusing to me is that I always end up talking to a person that does not work there a few weeks later. When I told one representative that the internet is full of sites reporting bad deeds with Litton she became highly defensive, seemed like I had offended her and told me off. I told her why she felt she owed any loyalty to this company as with the way the industry is going they wouldn't hesitate to give her her pink slip at any time. I know I was out of line but believe me I have been extremely patient. Needless to say that woman no longer works there. This company has bad Karma and like another person posted earlier, I wouldn't wish any dealing with Litton upon my worst enemy.
by Anonymous From Austin, TX on January 09, 2009
by Andre & Veronica Holland From Villa Rica, GA on January 08, 2009
by Anonymous From Cartersville, GA on January 07, 2009
I have had a few bad episodes with Litton. All in all, I really have no bad opinions towards them.
by Anonymous From South Hadley, MA on January 07, 2009
Litton treats people with the utmost disrespect. They talk down to you like you are some kind of looser. They do not respond to letters or requests and are very difficult to deal with.
by Janet Gonzalez From Miami, FL on January 02, 2009
by James Rogers From Riverside, CA on December 31, 2008
I have been keeping in touch with Litton before my problem started.I have been in touch with their loan modification dept. and have requested help. I have faxed them all the information requested about my situation and for the last 2 months all I get back from them is we are working on it. I feel that they are stretching the time out to foreclose on me.
by Robin Barkas From Malibu, CA on December 31, 2008
by Francesca Lee From Florence, SC on December 30, 2008
I have called many times and always get a recording
by Charles LaRocco From Fort Lauderdale, FL on December 29, 2008
They have tried to work with me but I need them to move down the monthly payment to around 800-900 per month for at least 18-24 months. The current value of the property is approx 180000-190000. The property is also in need of major re-model to reach current values.
by angie From Panama City, FL on December 29, 2008
they have delayed closing 3 times I might be closing tomorrow but no one knows
by Anonymous From Bloomsburg, PA on December 29, 2008
by Anonymous From Auburn, GA on December 26, 2008
nasty rep, unsure of protocall, or how thing are runs, keep gettign different stories
by Vivian From Lapeer, MI on December 24, 2008
Looking for realestate investor to buy a house for me. And sell it to me on a land contract. Can you help me??????????? Vivian at email@example.com
by Linda From Phoenix, AZ on December 23, 2008
Litton Loan has lost my documents as well. This company is just plain unethical an unprofessional. They need to be investigated and shut down!
by Anonymous From Maryville, TN on December 23, 2008
by Malay Kumar From Mason, OH on December 23, 2008
by Anonymous From Pomona, CA on December 17, 2008
by Dee From Temecula, CA on December 15, 2008
Litton and Homecomings are GMAC and owned by a German bank. They are ruining our lives.
by Teresa Scruggs From Spartanburg, SC on December 11, 2008
by Armijo phillip From Los Lunas, NM on December 09, 2008
by Reina Barrera From Waukegan, IL on December 08, 2008
by Jesus From Houston, TX on December 07, 2008
Litton Loan Servicing has been a wonderful mortage company to me. Their offices are open 7 days a week. Anytime I call their office I can always get assistance. When I requested options to prevent my foreclosure they advised me of several options. They told me how I could look on their website for all possible options and even explained them to me on the phone. I was scared to call them afraid of being demoralized and was very impressed with the professionalism and help. I only wish some of my other creditors could be this helpful. THANK YOU LITTON FOR ALL OF YOUR ASSISTANCE.
by Anonymous From Norco, CA on December 05, 2008
by Jennifer Derrick Thornton From Americus, GA on December 05, 2008
by Robert Cordova From Denver, CO on December 04, 2008
by saena kommavongsa From Des Moines, IA on December 02, 2008
by Raul Fuentes From Walkersville, MD on December 01, 2008
by Anonymous From Port Jefferson Station, NY on December 01, 2008
by Anonymous From Columbus, OH on November 26, 2008
by Patrick Christie From Grand Blanc, MI on November 26, 2008
by Anonymous From Chandler, AZ on November 24, 2008
They never call back. They didn't reply to my hardship letter. There are no live people to talk to unless they are a loan counselor who only take payments.
by jose zabala From Orlando, FL on November 23, 2008
by Royce Staley From Loveland, CO on November 21, 2008
by Fran Becker From Twentynine Palms, CA on November 20, 2008
Heartless - they won't discuss the loan with any one but my husband and he's been dead for 3 years. Even after sending legal docs to resolve the situation they won't talk to me - house is now in foreclosure.
by Carol from Hyattsville, MD From Hyattsville, MD on November 17, 2008
Litton is asking for a downpayment to prevent my home from foreclosure but I keep telling them that I do not have it. I told them the amount that I have but they will not accept it. I can afford the monthly payments but I just need to start over again. Can you please help?
by Carol from Hyattsville, MD From Hyattsville, MD on November 17, 2008
Litton is asking for a downpayment to prevent my home from foreclosure but I keep telling them that I do not have it. I told them the amount that I have but they will not accept it. I can afford the monthly payments but I just need to start over again. Can you please help?
by Anonymous From Chino Valley, AZ on November 14, 2008
by Anonymous From Puyallup, WA on November 13, 2008
by Dawn Ciolino From Harrison Township, MI on November 12, 2008
Don't know...mortgage was just sold to Litton
by Bruce Person From Charles City, VA on November 12, 2008
I have tried many times to call and talk to Loss Mitigation to varify receipt of a check and find out when my new terms should take place. However when trying to call anyone at that company you get the same people at the front of the line taking payments that have no clue what's going on in your file. Not to mention no one in ever calls you back. I fax something almost daily. I have sense then decided to contact the media to see if someone would do a underground investigation on the companys mortgage practices. You want to do right but they don't want to make it easy for you. Only in AMERICA! God Bless all who are having the same issues.
by Anonymous From Hialeah, FL on November 11, 2008
This company does not care if you loose your property or not I had a mortgage payment for less than 1400.00 a month and they only offer me to do either a 3300.00 monthly payment for 24 mos or 2500.00 monthly payment for 11 mos and a baloon payment for over 36,000.00 the amount I am behind is 46,000.00 including attorney fees I told them I had 10,000.00 and they said they can only do either one that later on I can try to refinance so I told them if they can put that in writing and the answer was no I am not trying to have them reduce my mortgage balance all I asked from them is to give me at least 48 mos to pay the amount I am behind or to put the balance after the 10,000.00 in back of the loan and they say no I tried to talk to different people for months and they never returned the call. or my e-mails. I thing that the government should impose a law on this company and others like this one that saiys they are willing to help and they don't besides when my loan was sold to them by Ameriquest they had changed my address more that 3 times without my authorization they never bother to send me a notice asking nor a call and my phone number has always been the same since I bought the house.
by Anonymous From Carson City, NV on November 11, 2008
This is the worst mortgage co. out there. They are not willing to help any of thier customers. I hope they go down with the ship.
by christine foss From Circle Pines, MN on November 11, 2008
Litton now servicing mortgage. Popular Mortgage Service turned our mortgage in forclosure process over to Litton eff 11-4-08. We never recieved any information from Litton as to loan number,current status with them,only forclosure is scheduled for 12-22-08. (Merry Xmas!) We have been working with Popluar since August and have never talked to the same person twice and now Litton the same way. So far this week I have talked to 5 different people and none of which will offer any help or assistance in fixing this matter. Only come up with $15,000 or foreclosure stands.
by Anonymous From Casey, IL on November 11, 2008
by Yenny Darmajaya From Cumming, GA on November 11, 2008
by Maureen Hannah From Aurora, IL on November 06, 2008
I have done everything humanly possible to keep my home. Litton has never returned any of my calls and now I am facing eviction. I repeatedly get the run around from Litton. Please help save my home and prevent eviction.
by Melvin Lewis From Daytona Beach, FL on November 05, 2008
There was absolutely no attempt to help us before the property went into foreclosure. The representative basically said there is nothing they could do to help us and that all there is to do is wait until our home is taken from us or sell it. We were told by a stranger who wanted to try and help us keep our home about loan modifications. We started to find more and more information to give us hope that there is hope for us, just from this stranger telling us one small piece of information that Litton Loan Service could have very well mentioned to us.
by Anonymous From Newbern, TN on October 31, 2008
by CHARLES HARMON SR From Ocala, FL on October 29, 2008
by Anonymous From Newport, MI on October 29, 2008
by Matthew Geesling From Gilbert, AZ on October 28, 2008
They send recorded messages saying that they have tried to contact us, I am home all day and it is not true. They do not return phone calls.
by Bonnie Hampton From Grand Prairie, TX on October 26, 2008
by kieran ward From Lake Worth, FL on October 25, 2008
by Gerald Pederson From Fredericksburg, VA on October 24, 2008
we had our shortsale package in with them since July 31 2008, we could not get them to respond, and have lost the deal, so we are screwed, and will probably go to foreclosure very soon, we have been dealing with this since Jan 2008, and interst and charges keep racking up, there is no end to it, if we could refi for what the house is actually worth, and they forgive the rest, that would be an option but they will not even talk to us, the house is only worth maybe 340K at best now, and the second will not respond either, do banks wnat to go to foreclosure I never wanted this
by Patrick Brown From Barnesville, GA on October 23, 2008
they wont really work with us in a fashion that actually helps us. plus we can barely understand when we talk to them because of language barrier. we want to make our payments we just got behind and cant catch up
by Anonymous From Barrington, RI on October 22, 2008
every time I have tried to call reguarding tis situation I have either been mis directed or just no answered.
by Anonymous From Atlanta, GA on October 21, 2008
Depending on who you get, you can have drastically different experiences and different information. I found out today they are foreclosing on November 4th.
by Keith Martin From Zapata, TX on October 21, 2008
by Anonymous From Fredericksburg, VA on October 18, 2008
by Aaron Wilson From Fort Lauderdale, FL on October 16, 2008
by Anonymous From Knoxville, TN on October 15, 2008
by Amanda McNabb From Pocatello, ID on October 13, 2008
The only people you will ever be able to talk to are the first string people, who only know how to take payments over the phone.
by James Milley From Stafford, VA on October 13, 2008
by Anonymous From Dearborn Heights, MI on October 09, 2008
I wouldn't wish my worst enemy with a mortgage with Litton Loan Services!!!!
by Gus From Dearborn Heights, MI on October 09, 2008
Should your mortgage be purchased by Litton you may find your self in serious problem
by matthew From Dearborn Heights, MI on October 09, 2008
by Anonymous From Pelham, AL on October 06, 2008
by Debbie Wall From Littleton, CO on October 06, 2008
by Anonymous From Dawsonville, GA on October 05, 2008
Litton has helped us with repayment plans, but are now patronizing, rude and demanding. Medical problems are not planned or intentional. I hope if anyone decides to accept a loan from Litton they are in PERFECT health.
by Ernest or Brenda Walthers From Knoxville, TN on October 03, 2008
by Dolores valenzuela From Phoenix, AZ on October 03, 2008
by Orlando Quilla From Alexandria, VA on October 03, 2008
by Daniel Cozart From Winter Springs, FL on October 01, 2008
by Sandra Coleman From Lithonia, GA on October 01, 2008
Suntrust did a forebearance with first american mortgage and at least I received a contract of terms. Since litton had the loan, they have not sent me any type of contractural agreement. It is just not fair.
by Brenda Childs From Red Oak, TX on September 30, 2008
by roy koch From New Braunfels, TX on September 29, 2008
they say they cant help us in our situation, but they can help if you have made a house purchase knowing u couldnt pay for it
by Anonymous From Brooklyn, NY on September 29, 2008
Not customer friendly. Unwilling to work out a reasonable solution with buyer.
by Anonymous From Belton, SC on September 25, 2008
by Anonymous From Garland, TX on September 25, 2008
I have made numerous attempts to work with my mortgage company and it takes at least four calls from me before anyone will return my call. I've had two reps in the past year that I'm aware of and for a period of time do not think I had one at all, because no one would return my calls.
by Anonymous From Palm Bay, FL on September 25, 2008
by Jocelyn Woods From Corona, CA on September 23, 2008
by Marcia Wynn From Camden, SC on September 20, 2008
Although I've read mostly negative comments on this sire about Litton Loans, I've never experienced any of these problems. We have been dealing with them for several years now. Whenever i call them, I always speak to a pleasant representative and have never been transerred or placed on hold. They have also responded to any e-mails I have sent in a timely manner. This is not to say that the concerns that are voiced on this site are not legitimate in some way, but this has not been my experience.
by Anonymous From Greeley, CO on September 20, 2008
by Anonymous From Fredericksburg, VA on September 19, 2008
we can't get them to move on the short sale we submitted, we don't want to go to foreclosure, the offer we submited is great.
by charleelaine kealoha From Powder Springs, GA on September 18, 2008
unfortunately these companies are not in this to help you. I have gone to them over and over again and still they don't want to help. Its got to be about money it seems to me you would want to help those that are trying to pay or get a modification my loan will adjust its now 10.875 wow!!!! don't want to help you!!!
by Anonymous From Antioch, CA on September 17, 2008
by Anthony Aviles From Orlando, FL on September 17, 2008
No call backs, was working on a mod with another lender prior to merger and they stated they did not receive the paperwork and after several weeks after I called they stated they denied it. Now they sent the new payment plan and it was 31 days later with a different amount than we agreed over the phone.
by Anonymous From White, GA on September 16, 2008
Litton loan is so hard to work with. Whenever I try to get a hold of any particular person all I can ever get is their voice mail. I don't want to leave voice mails because it leaves things open. I have tried a couple of times to reach my case worker but he doesn't return my calls and now I am running out of time.
by Vikki Logan From Nottingham, MD on September 16, 2008
by Eva Rosa Zamora From Warrensburg, MO on September 15, 2008
by Anonymous From Mahomet, IL on September 13, 2008
by DEVELDA EDGINGTON From San Diego, CA on September 09, 2008
This is the first time we've requested help from them, besides being pulled around when calling customer service....it's ok.
by john nelson From Tampa, FL on September 09, 2008
our contract was sold to them never had any problems with avelo until it was sold to litton
by Anonymous From Jefferson, GA on September 09, 2008
We have paperwork from them showing payments last winter that were paid, yet they show them as not paid.
by Maria E. Morales From Summerfield, FL on September 08, 2008
They have blocked me from paying for my own property taxes. They pay then I have to pay more on top of the original 701.00 per year due to escrow!! Also, I use to have my homeowners policy until Litton came along and bought my loan from ameriquest. Now I can't get insurance on my MOBILE HOME because I don't have insurance. I now pay over $3,000 for 1/2 ass insurancwe that covers them , but really doesn't cover me. This worries me b/cause living in Fla , how about if I have a loss due to huricane? I can't recover my contents with the insurance I'm being forced to overpay!!!
by Anonymous From Casper, WY on September 07, 2008
by Anonymous From Spartanburg, SC on September 06, 2008
may god be with you larry litton, nuff sed
by valarie centeno From Midlothian, IL on September 06, 2008
by Anonymous From Harrison, OH on September 05, 2008
by Anonymous From Los Angeles, CA on September 04, 2008
by Anonymous From Bethlehem, CT on September 02, 2008
They need to go out of busines
by Maureen Hannah From Aurora, IL on September 02, 2008
have had difficulty contacting them regarding this issue - always different person handling case - no return call after messages left
by David Huggins From Fresno, CA on August 31, 2008
by Ruby Slade From Mesquite, TX on August 31, 2008
by Anonymous From Springfield, OH on August 29, 2008
I think I have been ripped off in many ways,,sending thousands of dollars to save my home from foreclosure. Their customer service is awlful and have returned my calls when I believe it has been convienent for them. I have sent payments only for them to be returned, losing the $50-60 some odd dollars it costs me to send via quick collect. I could go on about this company but it only disgusts me.
by linda savageau From New Port Richey, FL on August 29, 2008
please i need help and i cant afford to pay 500-600 for the help i do agree litton is not easy to work with. I have tried to work with other people and i cant seem to get help.
by linda savageau From New Port Richey, FL on August 29, 2008
please i need help and i cant afford to pay 500-600 for the help i do agree litton is not easy to work with.
by Paula Miller From Lusby, MD on August 29, 2008
by Scott Geer From Salkum, WA on August 28, 2008
THis is the first late payment.
by Anonymous From Keene, TX on August 26, 2008
i have been with Litton for a little over a year now; and unlike some of the comments i read here i got seriously educated before i bought my house. While I agree that there are some predetory companies out there i know Litton is not one of them. A little advise: if you or your spose lost your job donot bother calling to have your laon modified; because in order to modify your loan you must first prove that you're capable of paying and that's why you're required to submit your pay stubs and bank statement to show that you have funds to pay for the loan (you can only have your loan modified once during the life of the loan; that's if your modification gets approved). One more thing you need to know is that modification does not always guarantee lower payments. Say for instance if you had an escrow payment owed to the companie because they paid your taxes most probably you'll have escrow included in your new payment and this may increase your overall monthly payment. And one more thing before you call to request escrow to be removed read your HUD 1 settlement; if you paid for your taxes and insurance at closing that makes your escrow account a binding contract and they will deny your request to remove escrow. Same thing goes for due dates they cannot be changed because it says in your note that whatever date you have is contractual. And anything contracutal can only be changed by refinancingm (or by modification). READ YOUR NOTE, AND UNDERSTAND IT. This is what i have learned in the last 19 years i have had my house. The most important thing is to read your document at closing before you sign them; take them home (like i did) go over them and sign them when you're satisfied with the terms of your contract, because the mortgage company will always go back to those papers whenever you call wanting to change somethings or making some impossible requests that only make sense to you.
by michael torres From Winton, CA on August 26, 2008
by ken From Avon, CT on August 25, 2008
I have been trying to purchase a home that Litton aquired from Freemont Investments that was is default. The home was foreclosed on May 21st, and I have had several offers in via my real estate agent since April when it was listed as a pre-foreclosure sale. To date, after 4 different offers were made and expired with a $5,000.00 deposit. Litton will not return our my or my agents calls and the house has been abandonded since February. No electricty, no upkeep, no sewage or water. It is loosing value everyday and yet Litton will not return any calls from me or my agent on working our a deal to purchase it from them. Pre-qualifited buyer with cash in hand and they are dragging their feet. What is the hold up.
by Anonymous From Moreno Valley, CA on August 19, 2008
no help at all.They call me to collect the payment then when I try to talk to someone on the phone They would never put anyone on the phone and when they did they said they would just make a note in the computer and that was it.
by marcy lopez From San Dimas, CA on August 19, 2008
by John From Colorado Springs, CO on August 15, 2008
This is the worst company to do business with they do not work with you and do not return calls and if you have a problem that needs a manager they give you voice mail and they never return your call. Stay clear of this company..
by Anonymous From Versailles, KY on August 07, 2008
My loan was sold to Litton in June and I have had nothing but problems with them, from harrassing phone calls to I can't give you that information no matter what it is I am requesting. They referred me to the old owners of this loan and they said Litton was lying to me about alot of things. We all need to come together and close this horrible, heartless, greedy company down. I pray for all of you and hope I'm not the next one to be foreclosed on.
by PATRICIA VEALE From Sacramento, CA on August 07, 2008
I don't know how to rate this mortgage company. We have just sent a letter for help on 8/8/08 and are waiting to see how they will respond. Our mortgage is due to adjust in October and we are struggling to pay current mortgage. Job loss has caused our current situation.
by Anonymous From Ontario, CA on August 04, 2008
by Cindi Fanti From Brewster, OH on August 01, 2008
by Domingo E Lopez Jr From Edinburg, TX on August 01, 2008
It is nearly impossible to be able to speak to anyone at this company. My wife recently lost her job and we are having problems paying our mortgage. I do not want to lose my home. I tried to work some kind modification with them but I got no where. My wife's friend referred us to a company called homesaverprogram.org They helped us modify our loan and work out a repayment plan so we would not get foreclosed on. FINALLY SOME HELP!!! GEEEZ!
by ERICA STANCIL From Iva, SC on July 31, 2008
by William Zepeda From Thousand Oaks, CA on July 30, 2008
They are very hesitant to talk about any loan modification issues with their customers. I will hand them my keys next year if my loans are not modified...
by Anonymous From Indio, CA on July 29, 2008
I was with Fremont Inv. and loan for 2 and a 1/2 years before they went bankrupt and sold mine to Litton. They told me my escrow account was not calculated properly by Fremont and my payment will go up almost $400.00! When I told them I was already working 2 jobs to pay the mortgage she told me to make my husband to get a second job too. I explained he stayed with our 3 kids at night she said- "there is nothing we can do, oh and you also owe us $4000.00 in back taxes that were paid for you".
by Dwana Washington From Saint Louis, MO on July 29, 2008
To Whom It May Concern: I really would like Mr. Larry Litton to receive this information. Is it possible to submit this email to Mr. Litton? My name is Dwana Washington, Acct #0040023640. New loan customer from Freemont Investment. In March I had a tragedy that occurred that was totally out of my control. I was diagnosis with having an aneurysm on the left side of my brain. I was hospitalized and treated. Well over 5 months I was ill before and after the emergency procedure. During this time I lost my car and possibly losing my home. I called today trying to figure out what can I do to save my home. Friends informed me during their bad times the requested a modification. I called today regarding a modification and I was told my property value was 63,000 and the limit was 58,000 and I’m a couple of thousand dollars beyond the assistants in having a medication done. She assured me it was not based on my income but the home. Which is totally out of my control. I’m a single mom with 3 kids and was able to provide a loving home for my family and me after my divorce. My family and I would really like to keep this home and I’m asking for a miracle at this time, please, is there anyway a modification can be done. The agent has all my information regarding a modification. I’m sorry but this situation was totally out of my control. I’m just asking for you all too please work with me. This sort of tragedy can happy to any one of us which can change each one of our lives like it has done mine. I pull the below information off the internet and hoping Mr. Larry B. Litton, Sr. can make a modification possible. CORPORATE INFORMATION CENTER At Litton Loan Servicing LP, we are committed to high quality loan servicing and top-notch customer service. Current Founding Director Larry B. Litton, Sr., who is dedicated to serving the families of the Houston area and helping them maintain their dreams of homeownership, founded our company during the economic recession of the 1980s. Our company has grown considerably since then, and we now service customers throughout the United States. However, our dedication to Mr. Litton's vision and mission is as strong as ever. Our employees are the key to fulfilling our vision, and we are committed to their training and development. They are our most valuable resource. We invite you to use the menu on the left to discover more about Litton's history and philosophy, as well as find opportunities to join the unique corporate culture that defines Litton Loan Servicing LP. Copyright Litton Loan Servicing LP. © 2008. All Rights Reserved. All other trademarks belong to their respective owners. Sitemap
by Theresa Hendrix From Phoenix, AZ on July 28, 2008
by Anonymous From Melvindale, MI on July 27, 2008
When we got behind on our payments, I called to speak to someone about the matter, and just got back rude attitudes. Not one of them were on the same page about any of my info. I had a very hard time dealing with them.
by james johnson From Wilmington, DE on July 26, 2008
They have made mistakes by putting our payment in the wrong account and misrepresented themselves several times. They are unapproachable and will not accept certain normally accepted methods of payment, causing the borrower to spend more money just to pay them.
by Anonymous From Mangum, OK on July 24, 2008
These people are inconsistant in everything they do.
by Teresa Corcoran From North Las Vegas, NV on July 24, 2008
Our loan was recently sold to Litton as our previous lender went out of business.
by A Soldier Story From Houston, TX on July 24, 2008
My story started with another company called Freemont. When i was being deployed overseas Freemont was notifiyed s they could lower my interest to 6% as all soldier have the right. well they sold my loan to litton. No problem at first then when we started to escrow then we had different ideas they had different calculations than we did. when i came back from my deployemt i knew i would be unemployed so i called and said i think i may have a problem in the next months can we remove the escrow which would lower the payment by almost 500 bucks. i was told there was nothing that could be done because i was not behind. when i got behind. the question was why are you behind and can you have a yardsale or borrow the money now my credit has been screwed up for almost a year beforthey finally help me.
by Christian Giguiere From Fair Oaks, CA on July 23, 2008
by sma From Plano, TX on July 22, 2008
Litton Service need to be closed down. and the CEO need to go to jail
by sma From Plano, TX on July 22, 2008
Litton Service need to be closed down. and the CEO need to go to jail
by Carrol Hutchison From Austin, TX on July 21, 2008
I have had nothing but help from these people, I don't know how all this can be coming from these people @ this company
by Kelly Helton From London, KY on July 21, 2008
Litton Loan Servicing has not been the problem.
by maureen mauro From Pittsburgh, PA on July 19, 2008
by Anonymous From Linden, MI on July 18, 2008
by Elva Marshall From Detroit, MI on July 18, 2008
by Anonymous From Massillon, OH on July 16, 2008
by Robert Brown From Staten Island, NY on July 15, 2008
by kelly giuffre From Jeffersonville, IN on July 14, 2008
thay have been very helpful in the past
by Charles Stewart From Traverse City, MI on July 11, 2008
I can only mark for my initital contact attempt with them. After reading about them, and seeing what a family member's attorney has had to deal with to work out a plan, I feel they are not a company I would elect to deal with willingly.
by Luz Nieves From Clarksburg, MD on July 10, 2008
Litton is a mortgage company that do not like to communicate with clients. Is a predator lender.
by Michelle McPherson From Powder Springs, GA on July 10, 2008
by Anonymous From Charles Town, WV on July 09, 2008
by ROBERT OBERLEY From Fombell, PA on July 07, 2008
by Anonymous From Fort Walton Beach, FL on July 02, 2008
by manuel vanegas From Carson, CA on July 02, 2008
by Anonymous From Niles, OH on July 01, 2008
I have read nothing but bad press about them, and my experiences have been just a terrible.
by Anonymous From La Marque, TX on July 01, 2008
by Galindo From Calimesa, CA on June 30, 2008
This is the worst company I've ever heard of. After reading these complaints we are in the same boat. They never return your calles and every time you call you get a stupid computer. Our loan was sold to them and at first it was fine, but now that we are having some financial problems and need help. They are one sick, heatless people and just don't care.
by Rebecca Moore From Dalzell, SC on June 28, 2008
Think they could do more to help us with the situation we are in instead of trying to take our home...
by christian From Humble, TX on June 28, 2008
litton is horrible they ruin your credit by reporting late payments keep your records and file a lawsuit till they remove the credit innacurracy. They ruin your credit with fraud bank statements do not lie and with your new bad credit CANNOT refinance with anyone that is fraud and sounds like they do it on purpose to lock you in the house as well as bump up what you owe on the house where they get there numbers from?...who knows people should not let them get away with it..
by Jeff Hunter From Amelia, OH on June 26, 2008
by Mark Valencia From Winchester, CA on June 25, 2008
by Scott Peebles From Owings Mills, MD on June 23, 2008
by Anonymous From Plain City, OH on June 22, 2008
Litton Loan does not help anyone. Anonymous from Waterville Me. Do you work for them? Chances are you are trying to save your job!!! This company deserves to be shut down and everyone who has lost their home to them needs to be reembursed. They are ass.... and cheat honest people out of their homes. I have proof and am writing a book on how the government, Bush administration, and state officials are paid off by them and how they are not helping the homeowner just the investors who are behind all of this also. I knew the American Dream is to good to be true.
by Sandy Russell From Fort Walton Beach, FL on June 21, 2008
by Mrs. Williams From Newark, DE on June 19, 2008
My loan like many of the other people on this blog got sold to Litton. We have NEVER been late. It has not even been a month and we are having huge problems with this company. I'm contacting a lawyer and documenting everything because I will not loose my home to these predatory lenders!
by Anonymous From Mansfield, OH on June 19, 2008
by Anonymous From Lehi, UT on June 19, 2008
by Anonymous From Atlanta, GA on June 17, 2008
My original loan was sold to Litton, I fell behind on my payments and I asked Litton for help. I was only one in a half months behind and Litton offered to help. They now have me paying $496.00 more than I was paying. My original payments were $1100.00. I could not understand why my payments went up to $1500 when my loan has not adjusted yet. I am now in deeper trouble because I can't make my payments and I know it is just a matter of time before they take my home. What do I do. I don't know where to get help any longer.
by Luz Nieves From Clarksburg, MD on June 17, 2008
In order to explain my finacial hardship to the new mortgage company sent some info regarding my health and didn't pay attention to it.
by Martha Sotelo From Houston, TX on June 16, 2008
After I lost my job I contacted Litton regarding my late payment. We worked a payment plan out and gave me a due date of every 15 of the month that worked good with me. Three months late I received a call stating that I was $600 dollars short on my monthly payment do to late fees on both of my loans. When I explain to them about the payment arrangement the gentlemen at Litton said “ Am sorry you can’t afford your mortgage payments” since then when I call to make a payment after my account number it goes strait to an answering machine. I have explain on the voice massage about me trying to make a payment and no one has gotten back with me now I received a foreclosure letter in the mail. I have called back to get this situation fix but answering machine is till answering. There is no HELP at LITTON now am losing my house.
by Anonymous From San Antonio, TX on June 11, 2008
CALL LARRY LITTON AT HIS HOME. IT'S THE ONLY WAY TO GET SOMEONE TO CALL YOU. MY DECEASED PARENTS HOUSE WAS FORECLOSED THIS WEEK. THEY WERE 71 YEARS OLD WHEN LITTON REFINANCED THEM TO A 30 YEAR MORTGAGE @ 10% 700+ PER MONTH. WHEN THEY DIED THE BALANCE WAS 64K WHEN WE TRIED TO SELL THE HOUSE THE BALANCE WAS 89K THESE ARE THE WORST OF THE WORST ON THIS EARTH "TERRORIST" IN SUITS. THEIR OFFICE MUST BE LIKE FORT KNOX BECAUSE I'M SURE PEOPLE WOULD LIKE TO PERSONALLY THANK LARRY SR, LARRY JR, RANDY RENYOLD, BENNY HIBLER AND ANN FOR ALL THEY DO. ALL FOR NOW I'M GETTING UPSET AGAIN. MY EMAIL SIGN_INSTALLER@HOTMAIL.COM
by Renee Burton From Ocala, FL on June 10, 2008
They tried to work with me the first time around. I just didn't have a way of contacting them letting them know what was going on. This time they didn't even send me a letter before sending a summons on the foreclosure.
by Anonymous From McDonald, PA on June 10, 2008
by Susan Cagle From Tampa, FL on June 10, 2008
by Lauren Marietta From Saint Clair Shores, MI on June 03, 2008
RUDE, RUDE, RUDE!!! I despise calling them because they never help or understand anyway.
by Anonymous From Houston, TX on May 30, 2008
The best thing to do when dealing with these idiots is to send your payment via wire transfer, such as Western Union. This way you have a record or the transaction and the receipt is electronically stamped with the date and time. This keeps Litton PIRATES from holding a check for up to 45 days and claiming that you were late with payment.
by Somewhere From Washington, DC on May 30, 2008
My loan just got sold to these people. After receiving the notice from my mortgage company I decided to research the company and to my surprise I found all of this negative information about them. I have not received any letter stating my new loan number and I couldn't find a decent number to call them. We have made our payments on time the entire loan. I am concerned that my hard earned credit will be ruined. So it's time to act now.
by Anonymous From Lutz, FL on May 23, 2008
by Optional From Las Vegas, NV on May 22, 2008
Litton Loan Servicing is a true case of predatory capitalism at its finest. No morals, no ethics, and no conscience. Hell hath no fury like a consumer scorned!!! Beware Litton, the force is against you.
by Anonymous From Glendale, AZ on May 22, 2008
by Karen Doering From San Jose, CA on May 21, 2008
I asked for help and they told me I needed to send them $40,000.00 to re-instate my loan. If I had $40,000.00 in the bank, I would not be behind in my mortgage. I have called back and left messages but no one calls me back. I am going to lose my home I have had since 1982 on 5/29/08. I can not find anyone to rent to me because of all the problems with Litton. Help me GOD please. -
by Anonymous From Epsom, NH on May 21, 2008
We've had the same problem with "lost documents", they haveb been "reviewing " our loan modification for six months, and we just received a letter from a lawyer with a sell date for our house. HELP!!!!
by Kimberly From Rocklin, CA on May 19, 2008
We had a loan modification completed, as our rate went up over 5% over the course of 1 1/2 years. The sent the confirmation with new rate and legal docs. we paid the fee's and returned all the docs. They denied receiving, and claimed us in default. Luckily, we FedEx'd the doc's and are fighting them, but it appears that this is a total scam on their part. They want to be "helpful" and cooperate with this government program, but really are screwing the people who need the help most. I don't believe all these lost documents are accidental. They need a class action brought against them.
by Anonymous From Deltona, FL on May 13, 2008
by Danny Blais From Pearblossom, CA on May 13, 2008
by Jose Melandes From Port Saint Lucie, FL on May 13, 2008
by Catherine Grindlay From Rome, NY on May 10, 2008
by Jessica From Osseo, MN on May 09, 2008
I have attempted to send Litton Loan information for a loan modification on 4 separate occassions now. At first I thought it was a fluke that they had not received my information by fax but now this being the 4th time I'm having a few concerns. After reading all these complaints I definitely see this isn't an isolated incident. I'm really frustrated. Our payments have skyrocketed to more than $1600 since 2004 when it was a little over $1000. Added to this, they have increased the late fees. We have never been more than 30 days late, we always pay after the 16 day grace period (our fault, I understand). I know it's not Litton's fault for our payments being so high because we did agree to the ARM but if they say they are going to help, HELP!!!
by Anonymous From Jacksonville, FL on May 04, 2008
I got away from Litton in 2007 at a loss of nearly $15,000 in undocumented fees. Now, they are sending 1098 forms for 2007, in which they claim I paid them over $9,000 in mortgage interest - for three months in 2007! I am filing a complaint with the IRS, Criminal Investigation for tax fraud and money laundering.
by shelby/michelle gilbert From Pelahatchie, MS on May 03, 2008
My dad is always on time until he was late because he is hurt and cannot work .. he built that house, this loan was only taken for a family member with medical needs, the house was pd off twice before
by PAULA From Lynwood, CA on May 02, 2008
LITTON LOAN SERVICING ALWAYS PROMISE TO RETURN MY CALLS AND I NEVER GET A CALL BACKK..
by James kesterson From Wildomar, CA on May 01, 2008
by Anonymous From Santa Maria, CA on April 28, 2008
by Frank Baker From Owasso, OK on April 22, 2008
Definitely a predatory lending group! Have pretty much stolen our equity and are making it impossible to ever correct the situation.
by Anonymous From Houston, TX on April 19, 2008
by Anonymous From Alexandria, LA on April 17, 2008
by mark lerma From Pittsburg, CA on April 17, 2008
by Corrine Hepworth From Hackettstown, NJ on April 17, 2008
by Anonymous From San Antonio, TX on April 15, 2008
Litton forces a lender placed insurance even though I pay for my own insurance and taxes. They take my mortgage payment and place it on a fake escrow account and repeated resubmitting proof of insurance they reimburse my money. But, meanwhile they report me to the three credit bureaus as being a late payer. I have never been late in paying my mortgage, I have always paid my taxes and insurance but Litton has ruined my credit. Thus, I am stuck with them because I can't refinance, nobody wants to give me a loan. I have all the documentation that I have paid on time, insurance, and taxes but Litton has worn me out. Watch out people, be careful because they will find a way to trap you. I now send my paymnets via Western Union, because they always claimed they did not receive payment on time. Extra fees for that.
by Lynette Gherardi From Youngstown, OH on April 14, 2008
by John Bernstein From Lithonia, GA on April 14, 2008
by Felicia Lein From Marianna, FL on April 13, 2008
Difficult to receive same info consistently. No phone calls returned and exorbitant fees.
by Anonymous From Trenton, OH on April 12, 2008
We were on an interest only loan and once the two years came up our interest rate increased from 6.75 to 9.99, increasing our monthly payment over $400. We are trying to get the loan modification program to bring us back to 6.75 or lower if possible. I submitted all my paperwork March 18 and just April 7 the paperwork began to be processed. I called back in March to confirm the received paperwork and no one ever returned my call, when in fact, their voice mail says they will get back with us within 24 hours. That is a flat lie!! I told them this and of course they could not do anything about it! Now we are eagerly waiting to see if we qualify for the loan modification program. I pray to God that it will happen. They say it takes 30-90 days. We are really struggling. We've already made two month payments with $400 more than normal. We cannot continue this much longer. Please pray for us, as we will do the same for all the people on this page dealing with issues with LItton Loan. It is very stressful but we need to be persistent and call every couple of days and just have FAITH!!
by Anonymous From Laurel, DE on April 12, 2008
They act as though they will help, but mysteriously all of our documents get lost. We are very frustrated with them.
by Anonymous From Satellite Beach, FL on April 11, 2008
I would say with the amount of foreclosures going on in this country that Litton Loan is doing the best they can with what they have. What is this country going to do when millions are foreclosed on and the bank is holding the bag? Really what WE ALL NEED TO DO is BAND TOGETHER and write to the president about our foreclosures and seek help! The government is bailing out BUILDERS-Home Builders so they can keep existing! What about us poor slobs who bought their homes? Litton Loan can only pay a certain amount of people a certain amount of money and there is only 24 hours in the day for us poor slobs who signed the dotted line for our homes! Where is the Government for us? They provide food stamps, aid to families with 16 children, pay rent for the professionally unemployed, etc and so forth... so what about us? We are the fabric of America, unraveling! Who or what is it going to take for us to save our homes?????
by Anonymous From Memphis, TN on April 11, 2008
SO LET'S STOP COMPLAINING,RALLY UP, GET OUR GUNS AND AMBUSH THIS ENTIRE COMPANY!!! I bet someone will listen to our cry then. F@$king A$$holes!!!!
by Anonymous From Vancouver, WA on April 10, 2008
was not willing to work anything out when the mortgage industry was good. But now they want to stay alive and give anybody the opportunity to work with them on their mortgage. Calls you even after you have worked out an agreement with them.
by Jay From Portland, OR on April 09, 2008
We put an offer in on a short sale. Litton had to approve it. They are SLOW They do not respond to email they do not respond to phone calls they are rude they do not have thier shit together. when we do get a hold of them they ask us to fax documents that have been faxed already (many times) I bet they are going thew way of bear sterns
by Steve Nagy From Leverett, MA on April 08, 2008
by Steve Nagy From Leverett, MA on April 08, 2008
by Anonymous From Ypsilanti, MI on April 04, 2008
by Anonymous From Bergen, NY on April 01, 2008
by Robert Lord From Casselberry, FL on April 01, 2008
I had a stroke 2 years ago, which put me on workmans comp. I had to refinance my home, to help pay medical bills etc. I have a new job now, making far less money then I was used too. As soon as Litton found out I was on workmans comp. they foreclosed on me the first time, I was able to borrow the money from my parents to get out of it. I have no one else to borrow from.
by mellisa gilmore From Springfield, MO on March 31, 2008
by Anonymous From Clarkston, WA on March 25, 2008
dont like talking to a machine or have someone you cant understand.
by Rachelle From Saint Michael, MN on March 21, 2008
We are also having issues with Litton Loan. We tried to do the Loan Modification and they denied us. We've called again and asked what they can help us with. They pretty much told us we need to have a more "even" debt to income ratio. If it's too high, they can't help us. And if it's too low, they can't help us. WTF??? We pay out more than we bring in. Doesn't that say something??? We need help and we're asking and they aren't doing anything. I'm so frustrated right now!!!
by Anonymous From Lindale, TX on March 21, 2008
They are a very large organization and because of that fact are hard to deal with. They don't return phone calls and are very quick to simply "throw you under the bus" and sell your home when you get behind. Promises to work with you to save your home are not necessarily true. Look at their website, they have a separate section just for lawyers who handle foreclosures. My advice, go straight to the professionals and hire someone to negotiate for you. Unless you have all day to spend on the phone, you'll never get anywhere until it's too late.
by Peggy Czeczeli From Bellevue, OH on March 19, 2008
most of our credit problems started with litton loan. check out their complaints.
by Anonymous From Azusa, CA on March 19, 2008
by Marie Biddix From Woodland, WA on March 17, 2008
by douglas farra From Freehold, NJ on March 17, 2008
by Jeanne Blake From Portsmouth, VA on March 12, 2008
I filled out their online form for making payment problems and was never contacted in regard to it. when I was contacted about late payments, i mentioned situation and was never contacted in regards to helping. the sent me information about morgage debt company with a "new plan" and the mortgage was the same. If I can't make my payment now, how would that have helped??
by Lizabeth Flores From Santa Maria, CA on March 11, 2008
by Anonymous From Fort Lauderdale, FL on March 09, 2008
Litton has been flexible. HomeEQ has been HORRENDOUS!!!!!
by Jayson Jones From Arlington, TX on March 05, 2008
by Anonymous From Banning, CA on March 03, 2008
by angelo hunt From Woodbridge, VA on February 26, 2008
They have been helpful lately but, I know that I need someone with knowledge in this field to assist me cause they have been rude to me in the past.
by Anonymous From Northridge, CA on February 25, 2008
POLITICIAN YOU HEARD THE CRY AND COMPLAINS OF THE PEOPLE YOU HAVE THE POWER TO CLOSE THIS ORGANIZATION WHAT ELSE ARE YOU WAITING FOR WHAT?SOMEONE GO IN LITTON 'S OFFICE AND START SHOOTING EVERYBODY THERE. FOR GOD SAKE DO SOMETHING SHUT IT DOWN.
by lena coleman From Tampa, FL on February 23, 2008
by natalie austin From Pottstown, PA on February 22, 2008
by Anonymous From Fairfield, OH on February 22, 2008
by charles Motley From Canastota, NY on February 21, 2008
by Anonymous From Wallace, NC on February 21, 2008
Litton Loan told us that we were approved for the modification and then 2 weeks later we are presented with foreclosure papers and now we cannot get anyone from the company to take our phone calls or return phone calls. It is so frustrating when you are trying to do something and you have no cooperation from the company. These people do not care that you are gonna lose your home. If they did,they would do everything in their power to help you. How do you know where you stand if they won't even talk to you. This is not a company that anyone would want to deal with.
by Michelle Motz From Lincolnton, NC on February 20, 2008
I sent my last two years tax returns and a letter and all other kinds of documentation that they sent me to apply for a modification plan last year before I went into foreclosure and 60-90 days went by, nothing, no one knew anything about it. I tracked the letter and paid 35.00 to mail it and they told me that someone in the mail room must have gotten it, I gave them the name and never spoke to a soul who knew anything about it. All of my personal info. is who knows where. They have not been willing to help me at all. There is probably notes in my account a mile long, I called weekly having to tell just ONE more person the whole story, nothing ever happened the rate just increased over the time period and there was no resolution but to pay what I owed to keep the sale from happening. I went to family, but my grandmother who helped me is now in the hospital for 40 days now on the ventilator, I have no other family, these people Litton, seem to have no concern. I actually asked them if they wanted me to lose my house, as it feels this way with no help to make these payments more manageable for me, but only increasing them more and more.
by Anonymous From Cleveland, OH on February 20, 2008
they are the worst people to deal with . we are losing our home because of them
by Anonymous From Tupelo, MS on February 19, 2008
by Devon Marshall From Rochester, MI on February 19, 2008
by Anonymous From Burley, ID on February 19, 2008
by Dan Nash From Spring, TX on February 18, 2008
by Trashundra Murphy From Austell, GA on February 16, 2008
by Anonymous From Petersburg, OH on February 14, 2008
I left message after message without a return phone call.Finally when I did get a hold of my agent it was almost too late to do anything.
by Henry Carey From Fort Myers, FL on February 12, 2008
by Kevin Robertson From Thatcher, AZ on February 08, 2008
by Victoria Strom From Scottsdale, AZ on February 01, 2008
by Michelle Hall From Douglasville, GA on February 01, 2008
by Anonymous From Bluff City, TN on January 31, 2008
They harass you and they won't work with you ,when your having hard times ,that you don't expect. They don't care about their customers at all. This is the worst portage Co. that anyone could get involved with. I was bought into this Co. from the other mortgage Co. that I had, other words sold to Litton. I wouldn't have wanted to have them as a mortgage holder, they should let the Home owner decide which Co. they would prefer & be able to know something about them, before they sell it to another Co.They need to be closed down.
by Anonymous From Corona, CA on January 30, 2008
not very helpful and do not return phone calls, and their employees are at times quite rude. They seem to have a internal communication problem, because no one seems to know what other people have done.
by hevey richmond From Kihei, HI on January 24, 2008
no one to talk to after we put in a loan modification
by Anonymous From Pomona, CA on January 23, 2008
by SATINIZED IN WASHINGTON BY LITTON From Ariel, WA on January 23, 2008
THE VERY PITTS OF HELL TO DEAL WITH. THE GOVERNMENT SHOULD FORCE THEM TO CLOSE THEIR DOORS FOREVER AND QUIT PRAYING ON WORKING AMERICANS. THEY MUST BE A FOREIGN ENTITY
by Anonymous From Hagerstown, MD on January 16, 2008
Litton Loan Servicing only had me 2 months. mine has been sold 3 times ,i have 2 loans with them both was sold to them
by Samantha, VA From Wytheville, VA on January 10, 2008
Everything that is being said about this company is so true. Has anyone had the surprise of CORPORATE FEES yet? I pray someone takes the bas***ds down. I will refi if it kills me just to get away from these a**holes. Best of luck to you all!
by JOE From Humble, TX on December 18, 2007
LISTEN PEOPLE, WHEN A LOAN IS SOLD TO LITTON, THEY CAN'T CHANGE THE TERMS OF THE ORIGINAL NOTE. IF IT IS AN ARM, THEN YOUR RATE WILL INCREASE WHEN IT IS SCHEDULED TO CHANGE. LITTON DOES NOT REGULATE THIS, THE FEDERAL GOVERNMENT DOES. LITTON DOES NOT WANT YOUR HOUSE, THEY WANT THE $$ THAT IS OWED. I AM A REALTOR AND KNOW THE REAL ESTATE/MORTGAGE INDUSTRY. MANY OF THE PEOPLE GETTING FORECLOSED ON NOW SHOULD HAVE NEVER BEEN QUALIFIED FOR THE LOAN IN THE FIRST PLACE A COUPLE OF YEARS BACK. NOW THEY ARE REAPING THE CONSEQUENCES!!!KNOW WHAT YOU ARE GETTING INTO BEFORE YOU SIGN THE LOAN PAPERWORK. REMEMBER, WHEN YOUR LOAN IS SOLD, THE TERMS OF THE LOAN CANNOT BE CHANGED. IT COSTS A LENDER ABOUT 40K TO FORECLOSE ON A HOME. THIS IS WHY IT IS NEVER GOOD FOR ANYONE, INCLUDING LITTON TO TAKE YOUR HOME....
by Anonymous From Columbia, SC on December 15, 2007
They are the worst company you can deal with.Just like many others,my mortgage was sold to LITTON LOAN COMPANY.My first home,I live here 8 years before my loan was sold to them.Eventual I lost my home due to an increase in my payments.I was not aware of the increase until receiving foreclosure orders.Someone needs to do something about this company .
by Litton= Lies + More Lies + Fees = BIG $ 4 Litton From Champaign, IL on December 14, 2007
Due to a bank error, our September payment was returned. Unaware, we mailed October 1st payment, only to have our check returned by Litton, due to the September bank error. I immediately obtained a letter from our bank explaining that it was THEIR error and that one of their tellers had made an error and deducted a withdrawal from our account the day prior to our September payments arrival. They explained that it was 100% their error and clearly stated that we had enough available to cover that payment, they apologized and plainly stated to Litton that our mortgage payment should have never been returned in September. I forward copies of this letter by mail, and was instructed to fax it to 4 separate fax numbers to the attention of four different people, which I did that same day. Various Lying, Dishonest, Employees in the Loss Mitigation Department all assured me, they would make notations in my file and forward it to their supervisors attention so that they could correct my account to accept my September and October payments. Did that happen? They have done nothing! I called 23 times between October 17th and November 9th when I was informed that I would be put on a repayment plan. The lady made it sound like no big deal. This was how they always remedy a situation such as mine....yada, yada, yada. She made it sound like they totally understood this was one big misunderstanding, she mentioned several times that she knew we were not to blame,,etc.etc. THEN WHILE I AM WAITING TO LOOK OVER THESE "FIX EVERYTHING" REPAYMENT AGREEMENT PAPERS...THE ABSOLUTE UNTHINKABLE HAPPENS....THESE *?!%#! HAVE "CADILIS & ASSOC LAW FIRM" SERVE ME WITH FORECLOSURE PAPERS ON NOVEMBER 9TH. The amount I owe now has increased $3,700, above what I ACTUALLY OWE!!! I have talked to 9 different people in the Loss Mitigation Dept, Foreclosure Dept, and the last rep I spoke with asked me to hold (after I finished explaining our situation for the umpteenth time) AND SHE TRANSFERRED ME TO THE BANKRUPTCY DEPT.!!! HOW IN THE HELL CAN THEY LEGALLY DO THIS *?!% TO PEOPLE AND GET AWAY WITH IT. We met with the highest recommended attorney in town last week, only to find out...yes, we are legally in the right, can we afford to pay their current demands to put the foreclosure on hold and pay an attorney to sue them.....NO. We can't. So we get to make the choice of gambling losing the home WE ALL LOVE, or paying someone to ATTEMPT to hold them accountable for their deceptive,loathsome business practices. Although previously known to be an extremely optimistic person....I just found out that the bank that initiated, this ripple of disaster, just denied us a refi, due to the "pending" foreclosure, and we can't afford to hold them accountable either. Today my best friend of 34 years, brought me a cross that reads..."A Woman of Noble Character, She is worth far more than precious rubies." Proverbs 31:10 I take a great deal of comfort in the fact that someday....they will ALL be held accountable. Merry Christmas AND pray for a better 2008.
by C. Lambirth From Ashton, IA on December 05, 2007
Litton is the worst company I could have ever dreamed to have dealt with. An attorney once told me that our paper work looked to be in order when I explained issues we were having. She feared that if she took a case against them that maybe it would take a long time to get the right person to deal with the situation as you would keep getting pused around & that is the type of company they appeared to be. Also, by the time she would have found the right 1 to talk to they would then have their paperwork all in order so I would then be discredited in any accusations that I made. It does not matter is payments were made on time, or not. With them you are always late & they are always charging late fees & anything else they can add to it. My family has had a bad couple of years now (I could write a book) But, anyway, due to all the mishaps they finally have gone ahead & filed for disclosure against me. In the papers it said something about a letter from their attorney which I have yet to see. Must not have been certified, right? Anyway, now I am in a really big mess & not sure what to do as I DO NOT want to lose my home! Thanks to Litton my credit is worse than it ever was & what is a person to do? Help! Sincerely, C.L.
by EMOTIONALLY DRAINED! From San Jose, CA on December 05, 2007
I bought my first home earlier this year, I was excited. My loan was sold to Litton within two weeks after I singed my paperwork. One week later, I started to receive automated calls from Litton "This is an attempt to collect a debt" I was in shock...WHAT?! I called back for information and I was told that this was just a courtesy call to let me know my payment was going to due soon? WTF!!!?? I just signed the paperwork 2wks ago. Anyway the payments were being made on time, as far as I was concerned I was in good standing. Well I was in for a shock. I monitor my credit thru Equifax an I would get notified immediately of any changes in my credit...within 3months of having I got an alert letting me know that my score had dropped by 80pts. When I looked for the reason, Litton showed that I was behind, by nearly 15K. again...WTF!!?? I called to find out and they asked for proof of payments that had been made. Copies of canceled checks were sent to Litton, the answer received from them was..."We will investigate and get back to you within a week." What is there to investigate? Your company stamp is on the back of the check. Nearly 2wks later, I am told that the payment was applied to another account and they would need to investigate further, this according to them would take weeks. One would think, that since proof of payment has been provided they would update your account and fix it internally...NOPE...not LITTON. Anyway, while they are still INVESTIGATING, payments are still being made like they should, while in the meantime, but credit continues to drop and has now fallen to the lower 500s...I started off with a score of almost 700. I had worked so hard to protect my score and within a matter of months it has become NOTHING!! I am emotionally drained, what was supposed to be a good thing, has now turned into a nightmare I can't get out of...I don't know who to turn to for help.
by Anonymous From Sacramento, CA on November 28, 2007
They do not help you. They can't even call you back. If you do get a hold of them, their answer's are always different. They cannot even be in the BBB because they don't respond. Are you kidding me??? Call them and ask them once question....call back 3 times, 5 times.....you will not get the same answers. You just won't.
by Anonymous From Englewood, CO on November 28, 2007
I had a workout plan with Litton that was not workable for me however I made it happen. I asked to do a loan modification with them and they accepted it and I know have a fixed rate mortgage of 7%. They started doing loan modifications when no one else was doing them and even though you have to be very persistent to deal with their customer service reps who do not know what they are doing all the time. I did get the loan modification done and it has been a year since then and things have been fine since then.
by JWD77 From Roseboro, NC on November 15, 2007
My mother's loan was sold to litton and they have taken advantage of my 74 year old mother every step of the way. She prides herself on being independent and didn't want me to look over the paperwork. It's amazing how they keep raising her payments because they say that she doesn't have insurance on the house. She has to send them a copy of her policy, along with a note from her insurance policy stating that there hasn't been a lapse of insurance ever! every month just to receive the same letter the very next month. They tell her that she has money in her escrow account, but it keeps going to a zero balance, but she pays the property tax and insurance out of pocket. To Sonny Purdue, I don't know if you work for Litton or what, but bad things happen to good people. They are taking advantage of my mother and I am going to talk to the NC Attorney General's office about a possible class action lawsuit. This is ridiculous!
by Sonny Purdue From Lawrenceville, GA on November 14, 2007
Litton is not the problem people. They did not tell you to take an interest only loan, or an arm loan, or not escrow for taxes you could not pay on your own. Take some responsibility for your own actions and quit complaining because you are not getting a hand out!
by me From Mora, MN on October 20, 2007
Litton is not helping me to find a way
by Sista girl From Huntsville, AL on October 17, 2007
Our mortgage was sold to Litton. They are the worst company anyone could deal with. We sent them 2000 back in August to pay our mortgage through October and they keep saying they don't have the money. Now they are trying to take our home. I wish they had never gotten our mortgage. Somebody please help us.
by Jamie Cockrum From Springfield, MO on October 12, 2007
We were put on a repayment plan to make up the payment that they are saying was not made, but on that payment, they did not even have the loan to begin with. The repayment plan sated the amount that we needed to pay, but the amount we were behind never went down. I contacted them and they said that we needed to pay 300.00 more per month and that we were not on a repayment plan. I cannot make that payment amount first of all, but now they are telling me that I have to pay $5000.00 immediately to keep my home. They are the worst company that we have ever dealt with since we purchased our home, and now because of them we may lose it.
by john From Flower Mound, TX on October 09, 2007
No customer service. Can't get through to anybody that can give answer questions. Every rep that answers the phone tells a different story. left hundreds of messages, not even one response!
by Anonymous From Raleigh, NC on September 27, 2007
they suck beyond anything i have ever dealt with, if you started with out with decent credit, by the time you are done with litton your credit score will be a lot lower.....
by Mark Allen Joplin From Buckley, WA on September 15, 2007
I have done my research on Larry Litton, and thank god we are not Indians of the west. I found a letter that he sent to CONGRESS which states that they will do anything to help to include deferring a loan. Well come to find out he is a LIAR. so with this integrity being quashed. We are trying will all our might to escape this hell hole we have found ourselves in. What a joke customer service my #*$.
by Margaret Lewis From Hollis, NY on September 15, 2007
This is the worst company I have dealt with. Litton services both over my loan. Insurance and taxes was included in the loan. They sent me a letter stating that I needed insurance on my home. I got the coverage now they have increased my payments by $246.00 . I was paying $1,103 now it's $1,346. I am not going to let these people get away with this
by anonymous From Blackville, SC on September 10, 2007
I have had the worst experience with Litton Ive had a loan modification before but my payment went to nine hundred dollars from four hundred and this house aint worth nine hundred dollars.I need a place to live but cant afford that price for this home, please help me it need a lot of upgrades thanks.
by Melinda Carter From Middleburg, FL on September 10, 2007
They are NOT helpful The right hand doesn't know what the left is doing. I think they find it easier to foreclose on people than to find away to help after all they will make the final buck. Stay away from Litton if you can . I question the court system How can they not see through this co.?
by Anonymous From Lacey, WA on September 06, 2007
I'm having the same problems. My mortgage was sold to Litton (who would ever voluntarily do business with Litton??) and I got behind in payments due to a problem with my second mortgage. I was told to pay a certain amount within 45 days. I sent in the check within 42 days and they chose not to cash the check and push me into foreclosure anyway (3 days later). The amount they wanted more than doubled. Two weeks later when I had saved everything I could, I requested a reinstatement which now had an extra $1200 added to it and wasn't even for the date that I requested it good through. I mailed them the amount plus an extra $500 a week later, but the check was mailed back to me because they want $1000 more. They are a rip-off and want to take my house! I won't let it happen and have consulted with an attorney. I agree that someone needs to put this company out of business. Unfortunately for me, because Litton has continued to show me as late, no one else will refinance my mortgage.
by Anonymous From Denver, CO on September 04, 2007
Litton loan is the worst!! But, here's what you do. As of now, foreclosures are , unfortunately, quite common. There won't be any stop to this, regardless of what the government says. Regardless of what mortgage companies say. Financial analysts are right. It's going to get worse. Much worse. All of these shaky mortgages are going to have to be dealt with before a recovery begins. It's that simple. Just remember, there is no debtors prison in America. No one can lock you up for losing your home. In my case I'm actually going to rent a place for 750.00 a month less than my mortgage was. I use this money to pay off credit cards that I neglected to pay as my mortgage tippled under Litton. It hurts at first, but I'll get out of it, and so will you!! If you're going to be foreclosed on, call the bank, call Litton and let them know. Litton told me that it was my fault. That no one forced me to sign. Somewhere someone got real wealthy on these mortgages. I enjoyed telling Litton that they could have my house. That freaked them out. You see, if they have too many foreclosures they begin to lose their stability. They can't sell these houses. There are too many out there empty. If Countrywide, and other large Mortgage lenders can get real shaky and start looking at bankruptcy, so can Litton. In a couple of years with my credit rebuilt and some money in savings. Remember I have 750.00 more a month now, I'll enter the market again. These empty houses have to be sold. It's killing America's economy to have them just sitting there. Litton Loan is a bully. Tell them you're going under, they change their tune immediately. Don't be afraid of them. Let them know what it's like to lose something.
by Anonymous From Wilmington, NC on August 28, 2007
Litton Loan Servicing are the worse people i have dealt with.they got our home of 25 years.but one day it will come back to them.what they are doing to people that gets down on there luck.i call them the heat unit was gone we had been freezing for over a month. what did the smart thing say foreclosure has started. so you have it and here we have nothing.but some one will get Litton shut down its coming. good luck to all that is dealing with this trash. god bless you all.
by loveland co From Loveland, CO on August 27, 2007
5 months ago our loan was sold to Litton and one month after the sale we got papers about our home being foreclosed on so we have been calling and leaving messages and ***** ******** called us back 3 months later and told us that they will do a modification only if we send them a 3700.00 contribution fund. WHAT??? First of all how could our home be in foreclosure and what is a contribution fund, pocket money for that rep? I never chose this bank and I pray that it falls!!!
by Anonymous From Bedford, TX on August 24, 2007
Litton Loan Servicing is a bunch of crooks! These people are not interested in helping you; they are interested in helping themselves to every dime you have! These people have no heart! They are ruthless and interested only in screwing you out of every dime possible! I hope you are not a victim yet! Beware of the ARM!
by Anonymous From Detroit, MI on August 15, 2007
I have a rental property and a loan with Litton that has fell behind in payments the tenant vacated the property and i'm not able to make the monthly payment. I was working with Realtor on a short sale but he has drop the ball and i need some assistance.
by Anonymous From Niles, MI on August 03, 2007
Litton Loan was great until my ARM started. My payments went from $1000 per month to 1700.00 per month. The interest rate in our area were going down, however mine went up and Litton could not explain why. I called a representative to help me, for my interest rate was 7%, and I am currently at 12%. He told me that he would try to work with me. He also told me he could not refinance me because my debt to income was to great, which is something Litton caused. I asked Litton not to call me unless he could get my rate back to 7% which would allow me to refinance. Ten minutes after the conversation the representative called me and stated that he had good news and could work an interest of 11% or so. I just hung up, for I realized that Litton was only teasing me with a rate just to keep me. I also made the mistake of escrowing my insurance which was increased from a rate of 1100.00 per year to 3000.00 per year. This is a rip off. Litton could not even tell me why the insurance was so expensive. Now that my credit has been ruined due to Litton loan, and my American dream has become the American night mare, I realized that my wife and I had to pack and prepare for foreclosure. I will be filling a complaint with the BBB and reporting to the Attorney Generals Office in detail what has happened to us. I have fortunately found another company that will refinance us. Thank God. A Litton representative also told me that he could not give me a payoff unless I was willing to work with them. That is so illegal, I wished I could have had a transcript of that conversation. Litton locked me out of their web site, so I could no longer retrieve it online. It is so unfortunate that people are treated this way. I pray that nobody has to experience any thing like this. Anonymously Unhappy
by sam From Dania, FL on July 31, 2007
run, and don't look back, they tries to foreclose on me several times, took my credit a beating until i refi/d with a different lender, run run run away while you can.
by curt bolling From Cedartown, GA on July 30, 2007
there are to many problems to list falling behind a few times each time Litton turned over my case to an attorney where extra fees were added, causing my payment to go from approx. 850.00 to 1250.00 payed taxes that were not jeopardizing property yet again raising mort. all this time i had leaking roof caused by blown of shingles. insurance lapsed where i was given forced insurance.i was refused a copy of policy until i filled claim after claim finally received copy after claims denied even though their reason included some of the problems were apparent they could continue. we paid insurance for a home they knew the would not cover. after foreclose we were sent a letter to leave house house clean and broom swept to receive a mere 500.00 which we did to the letter told this will at least be something towards your kids xmas. after completing and handing over the key we were told it was not satisfactory. scammed to the very end. curt bolling
by Jackie From Cambridge, MA on July 23, 2007
We have an 80-20 w/ Litton, originally owned by GMAC. Yes, sold without our notice, but my student loans did the same thing, so we did not worry about this at the time. The 80 is an ARM & payments have gone up $700/month. In 6 more months, it is due to go up again until it reaches 12%. My husband and I have been trying to refinance for over one year, but due to lower market values in MA, could not refinance as of yet. Once the new August statement comes in, we will not be able to afford our payments. We have great credit and have never defaulted/been late on any payments. I called Litton's special help line: 866-416-8123 and got David Midence on the phone. He told me that I have an interest-only loan and they will not help me. He told me to consider the thousands of people who are worse off than me in California-- they already lost their homes. I begged him for something--a new rate, etc. He only teased me with an interest+principle loan that we cannot afford b/c it is $1200 more than our original payments! I asked him again what they can do. He told me Litton can do nothing for us until the boys on Capitol Hill notice that thousands of people are losing their homes. In the mean time, your only option is to default and file bankruptcy. I asked for a reference number for the call b/c I wanted to complain, he would not give me one stating that all phone calls are recorded. I thanked him for his time and cried my eyes out. Thanks Litton; next time save a tree by omitting the false-hope piece of paper you send with the new payment saying you guys can help when you really have no intention to. How can this happen to people? We are professionals who now are seeking second jobs. We now live to work, but I'll be damned if Litton puts us into financial hell any further than they already have!
by Anonymous From Union City, NJ on July 16, 2007
My loan was sold to Litton loan in Nov of 2006,I mailed the November payment early,I did not receive confirmation of the payment or my December statement,I called Litton loan On December 2nd,they advised I was late they never received November mortgage .I furnished Litton with the loan number,They advised that was an incorrect loan number. They gave me the correct loan number,I had my bank fax them a copy of the canceled check. I was advised I would not be marked late.They asked me to pay December mortgage online.I advised I would not aply December until I received in writing I would not be marked late for November & wanted a confirmation letter of correct loan number & never received letter. In December I received a letter stating I was short escrow & because of this my loan payment was now 2152 instead of $2039.I mailed Litton loan a copy of statement from my previous mortgage company stating that escrow in the amount of 1639 was mailed to Litton in November. I was marked late for Nov,Dec,.March of 2007 my brother was killed in a car accident,my brother was not insured ,I used my mortgage money to help pay for funeral expenses.I received a foreclosure warning On March 18th.I called Litton on march 20th & explained my situation.I was 60 days behind & advised I would make a payment on March 29th of 3000,they advised to just make 1 payment of 2152 & I would be okay. I made the payment of 2600 because I wanted this to go towards the back mortgage.I received another foreclosure notice on April 16th. They have started foreclosure proceedings & THE SUMMONS FROM MERS is from Security Atlantic mortgage not Litton loan. I have all the letters & documentation from Litton loan I have answered the foreclosure summons with my escrow balance the points I was charged to the tune of 4300! They want my home 7 i will not lose my home this company is based in Texas 7 are trying to rob us out of our homes! I hope something is done about this treacherous company
by Rebecca From Hayfield, MN on July 10, 2007
We are behind on our mortgage due to our arm loan sky rocketing. We tried to do a loan modification in November. It is now July and seriously if that woman tells me she is going to send him another email I am going to scream! This company is ridiculous! I love how their website portrays them with the image of wanting to help...if they wanted to help they should have gotten back to me like 5 months ago.
by Reform Servicers From Poway, CA on July 02, 2007
I rent, but I help people in foreclosure and Litton is the worst company to work with. I really wrote to respond to Larkspur, CO...if you and your mom and your sister are on title, your sister could not have taken out a loan without all 3 signatures. You had to have signed the Deed for her to get money...shame on you for not following up more closely on her payments!
by Shandrea Williams From Houston, TX on June 04, 2007
I was able to get the information I needed from Litton Loan Servicing. That is how I was made aware of the non-payment of the mortgage.
by Cindy From Canton, OH on May 19, 2007
My loan was sold just recently and now that I have read all of these "wonderful reviews, I can' wait to refinance with another company! No everyone cannot be wrong.
by Anonymous From Woodbine, NJ on May 09, 2007
Litton Loan Servicing is terrible you can never talk to the right person.
by not needed From Chicago, IL on May 08, 2007
All that you all are saying is true about Litton Loan Servicing. i don't know how the state is allowing them to continue to service loans. All of us could not be lying.
by Anonymous From Durham, NC on April 26, 2007
Litton Loan Servicing will not talk to you for months by transferring you to a person who is handling your account. Then, when they finally talk with you they will have added late charges, attorney's fees, etc. which will probably be beyond your ability to pay.
by Anonymous From Larkspur, CO on April 18, 2007
My mom, My sister and I are all on the deed to my moms house. My sister took out a loan, and did not tell us she quit paying. I tried for a year between phone calls and letters to contact Litton Loan Servicing, they would not speak with me. My sister did not pay for ever a year and not there are so many fines on the house, I cannot refinance. My mother is loosing her house. This could all have been avoided if I knew my sister wasn't paying.
by Anonymous From New Castle, DE on April 06, 2007
I have tried several times to do a work out with company send the paperwork all document and every time I call go straight to voice mail no response now its April i was never notified my house is up for auction on may 8,2007 now what do I do I have my daughter who is going through a divorce with a my 5yr. old granddaughter and is pregnent due any day now but Litton still has responded is there no help for a hard working person.
by Help Lord!!!!!!!!!! From Jacksonville, FL on March 27, 2007
I have reason to believe that this company is running a scam! My mortgage was sold to this company a few years ago. Litton's Workout plan may have workout for someone somewhere but not us! I was placed on this "workout" plan in April of 2006 and was paying my last payment on the plan Feb. 2007. When calling to advise that my last payment on the plan was sent in. I was told that I was still 2 months behind on my mortgage. I never missed a payment on the plan,and I have proof of every payment, but I'm still 2 months behind. I was advised that my mortgage was raised in June of 06. Which exceeded the amount agreed upon on the payment plan. Therefore, the amounts that I was sending in was not even enough to meet 1 monthly payment.I was not advised of the increase! This company doesn't even send out monthly statments in a timely manner. I just recieved my monthly statement for Jan.07 and it is now March 07. I felt the need to research this company and have found their name all over the web. This company is being sued by several people. I agree with every allegation that I have found on line about Litton because I have experienced most of them. I also have a friend whose mortagage was sold to Litton and she is having the same difficulties. My prayer is that Our Lord and Savior Jesus Christ will move in favor of everyone that has a mortgage with this company! I pray that all unrighteousnesses will be brought to justice! For anyone reading this that may be a victim, I pray that the Lord will give you peace of mind in the mist of the confusion! I pray you rest well at night and have Joy when you awake in the morning in spite of! It's already alright! JESUS LOVES YOU! and SO DO I!!
by Anonymous From Waterville, ME on March 17, 2007
Litton Loan representatives have been courtesy in assisting me with my concerns. They've not degraded me because we can not make our payments, but have keep my informed of all avenues if payments are not made. Although, we have struggled with payments, we are determined to resolve this matter with your help.
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IMPORANT NOTICE – PLEASE READ There is no guarantee you will receive a loan modification. Even if you accept this offer and use our service, your lender may not agree to change your loan. Loan Modification approval is dependent on criteria including but not limited to hardship, income, debt ratios. American Foreclosure Specialists is not a Bank, nor a government agency or government affiliate. Our services are not approved by the government or your lender. American Foreclosure Specialists assists in the document preparation, working with and communication with your Mortgage Bank in the attempt to acquire an approved Loan Modification. If you stop paying your mortgage, you could lose your home and damage your credit rating. Loan Modification Plans are dependent upon mortgage company criteria and financial information gathered as part of the efforts of AFS. The information and notices contained on this website are intended as informational and should not be regarded, as financial or legal advice. AFS attempts to ensure that the material contained on the website is accurate and complete at the date first published, however you should recognize that information contained on this website may become out of date over time. Readers who have particular questions regarding real estate law, finance, or who believe they require legal counsel, should seek the advice of a financial advisor or an attorney. Submitting a contact request, gives AFS consent to contact you by telephone and/or email, even if you have previously listed yourself on any state or federal Do-Not-Call List.