texas tag
June 03, 2010
We have a mortgage with Ocwen. We have a loan modification with them but it raised our monthly payment from 750.00 to 971.00. They also added 11,000 to our mortgage principal. Our interest rate is 12%. We lost the 10% we put down on the house. Now we discovered mold which is making my husband sick.
May 15, 2010
Our lender led us on for seven months on a loan modification, saying everything was looking great. Now we have a foreclosure statement and feel cheated by American Home Mortgage.
May 05, 2010
My husband and I ran into a few hardships last year and got really behind on our mortgage. We had a foreclosure sale date in February, but were able to workout an 18 month forbearance repayment plan in which we paid 3000 down and our payment still increased by 400 a month.
April 27, 2010
I would like to get some information on the FHA Partial Claim. My mortgage payments are affordable, but the late charges keep accumulating; my credit score keeps going down. We owe more on our loan than we paid for the house.
April 23, 2010
I received foreclosure notice from Houston, TX based attorneys office and foreclose on me. I want to keep home. I already tried to get a loan modification with IndyMac, who is now One West and received notice a few days ago that we did not qualify for the HAMP program.
April 08, 2010
I am about $20k behind in my mortgage due to immigration and professional issues - which have been worked out. I talked to Beneficial in December, they were going to send me a new agreement (forbearance) to get my past debt paid off then I heard nothing from them.
March 12, 2010
I got laid off, but now I am employed again. However, I am making less money than before. I have missed five payments with Homeq. Does Homeq offer loan modification to avoid foreclosure?
February 16, 2010
My mortgage is in my name only. However, my husband is the one who works. He has been laid off for 6 mths. (My husband has filed for unemployment years ago, before we were married.
I have been trying to work with America's Servicing Company since October for a loan modification packet. I had to call 2 times and finally received it in Jan. The last person I spoke to had said nothing had 'escalated' and just send back packet.
October 20, 2009
I got a letter from Litton warning of possible foreclosure action, when I called they already referred the case to their lawyers. I called their law office and they asked me to fax a request for reinstatement with an answer expected this Monday. I don't know the Foreclosure Laws.
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