north carolina tag
February 19, 2010
I have had the home up for sale on and off for 3 years. My husband died July 16 2009. I now don't have enough income and am living on insurance. Is a loan modification with Citi Mortgage right for me? What can I do to save our home?
February 16, 2010
My husband's hours were cut at work. Every time Bank of America asked for income verification was a week he worked decent hours so when they tried to do a loan modification for us we were denied due to a surplus after expenses.
December 24, 2009
Temporary lapse of employment caused me to fall behind in my mortgage payment. I am a schoolteacher. There was a hiring freeze this past summer 2009. I am now working regularly again in addition to other part time and per diem employment. When school restarted, my employment restarted.
October 20, 2009
My husband is the only one working and i got laid off after having our baby. I didn't even get to go back to work and now i am pregnant again and can't work because i am high risk. We are behind and we would love to save our home we just need a little help.
October 02, 2009
i have been in repayment plan now and I'm still behind. EMC is willing to do a loan modification on my loan. I haven't made my payment this month which will make me miss my plan. I'm scared they are going to start foreclosure proceedings.
February 24, 2009
I am currently going through a divorce and we are looking for some advice on the what are our choices when it comes to foreclosure. The house has been on the market for approx. 12mths and is still on the market. Our funds will run out in about 3 months.
February 13, 2009
I was needing assistance in sending a letter of hardship and rolled across your web site to use as a guide line. if you can provide me with any additional help in a loan modification with wells fargo it would be much appreciated.
February 11, 2009
I built a 13 townhouse community with three partners nine years ago. The first partner bailed out early in the process after funds were already committed. The second partner embezzled $40k at the end of construction.
May 05, 2008
Hello, Although I didn't like reading the stories out there but it was good to know I am not the only one dealing with issues with Citiresidential/AMC. I need help finding assistance getting out of my ARM. Currently facing possible foreclosure with Citi Residential Lending (use to be AMC).
April 15, 2008
I lost my job in December, but we have paid our mortgage without fail until 2 months ago. Countrywide has us in "default" status until 4/17. At that time, if we do not pay our past due amount by then, they will "begin foreclosure process".
Page 3 »
IMPORTANT NOTICE: American Foreclosure Specialists (AFS) and our services are not approved by the government or your lender. www.afscanhelp.com is not associated with the government, nor is it a government sponsored website. To access information on government sponsored assistance, please visit makinghomeaffordable.gov. You need to know that even if you accept our offer and use our service, your lender may not agree to change your loan. Also, if you stop paying your mortgage, you could lose your home and damage your credit rating. Work Out and Loan Modification Plans vary and are dependent upon mortgage company criteria and financial information gathered as part of the efforts AFS provides. The information and notices contained on this website are intended as general research and information and are expressly not intended, and should not be regarded, as financial or legal advice. We attempt to ensure that the material contained on the website is accurate and complete at the date first published, however you should recognize that information contained on this website may become out of date over time. Readers who have particular questions regarding real estate law, finance, or who believe they require legal counsel, should seek the advice of a financial advisor or an attorney. AFS is neither a bank nor an attorney company. By submitting this contact request, you are consenting to be contacted by foreclosure specialists by telephone and/or email, even if you have previously listed yourself on any state or federal Do-Not-Call List.