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california tag
October 30, 2009
What can be done to avoid foreclosure?
I have an adjustable rate mortgage that Bank of America refuses to modify to a fixed rate. Currently I can afford payments but when interest rates rise we will be priced out of our home. Seeking advisement on what can be done to avoid foreclosure.
October 02, 2009
Need help with the Obama Plan
I am in the process of a loan modification and Wells Fargo is requesting 4000.00 after I received their package. They are not sure if they can give me one month to pay it. I was under the impression that President Obama created a plan where people can keep their homes.
August 05, 2009
My mortgage company won't help me
We purchased a townhouse in 2003. Our daughter was born in 2005, which made us soon realize we needed a house, not a townhome. In 2006, we purchased a house, which we remodeled. We intended to move in to the house and sell the townhouse only to be hit with a bad market.
March 12, 2009
Will this Obama plan really help help anyone?
I am so very sick of ASC. I have completed the hardship paperwork 3 times! They sit on the paperwork until it is 60 day's old and then when I call they say they need it again. Of course nothing has changed; I am still in the same situation.
March 10, 2009
I lost my husband and soon it will be my home also
My husband passed away 7/23/07 and I only had a part time job. I made the payment on time for over a year but it was a struggle. I called Countrywide to see if they could modify my loan. They told me they would send me an offer by mail in @ 30 days and to not send in the payment.
February 25, 2009
I think my house was already foreclosed on, ASC said we abandoned it but we are right here
Nov. 08' I was in contact with the mortgage company and we agreed to do the Loan Modification thru them. They sent a package to me I filled it out along with the hardship letter.
February 24, 2009
This is long but it is my foreclosure story...
Hi, our situation is unique in that we are in a mobile home that we bought in 2006 at 305,000 with a rented space rent of 340.00 a month ( with other adds each month the space rent is @ 750.
February 23, 2009
3's Comnpany and in Foreclosure
My wife and I along with my brother bought our primary home for $405k at a 30year fixed. We are currently paying $3519 per month and At the time we bought the home,we were told that we could refinance after a year.
February 12, 2009
Countrywide will not approve a Partial Claim, do they have to?
Countrywide has REFUSED to consider a partial claim...they have said I don't qualify for anything until recently, not they say I may qualify for a special forbearance, except I cannot meet those terms. They say they don't have to tell me why I don't "qualify" for the partial claim.
Countrywide will not accept a Deed-in-lieu of foreclosure because our house is rented
I have had numerous phone calls with Countrywide during 2008 to restructure the loan...they would not do it because we were current.