arizona tag
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arizona tag
May 14, 2008
Wells Fargo has a prepayment penalty that is keeping us from getting out of the ARM
We had an interest only loan with Wells Fargo that was refinanced 12/2007 into our current 30 yr fixed FHA loan. We have a 2nd as well. Where it went bad for us is when I tried to refinance the interest only before the rate reset and was told of the prepayment penalty.
May 05, 2008
Do we need to look at selling
We have equity in our home due to paying much of the price in cash when we bought it. Due to a job change, medical bills and the increase in the cost of gasoline, our monthly expenses are just about what we take home in each month. We have been behind on all bills, mortgages included.
April 04, 2008
I need some advice from someone who has been in this position
1st Mortgage-$363,000 2nd Mortgage- $89,500 SUMMARY • originally purchased as a primary residence in 2004. • refinanced in Aug. 2008 due to a pending personal lawsuit against me (took equity out). • moved to another part of town Oct. 2008.
March 25, 2008
My sale date is 2 days away
I have a sale date of march 27, 2008. I cannot get anyone of authority at Countrywide. I have been promised a repayment plan but no one returns my calls with authority. I have called 38 times. I have been told there have been several people assigned to my case.
February 19, 2008
I need to restructure my loans, will Accredited Home Lenders do that?
In July of 2007, I paid my mortgage in advance for August and September. I had financial difficulties and was unable to make my October 2007 payment on time.
February 11, 2008
Do I have the right to demand a loan modification form Homecomings?
I have discussed this loan with homecomings financial for the past 6 months. They have not done anything to help us out. I have always been current with my payment and even with the increases of the ARM. Are payment has gone up to 1,000.00 more a month.
February 07, 2008
It is very rare we can get a hold of Suntrust to try and work something out
My husband had three surgeries last year and his company fired him. He then got another job and lost that one, also. During that time, we used all of our savings and cashed in all of our 401k's.
February 04, 2008
I am so frustrated with Litton, I am begging them for help?
my letter to litton: January 31, 2008, To whom it may concern: After months of frustration with your company as well as Titanium Solutions. I have finally decided to write this letter and send it to all departments of your company. I am hoping that one person will take this matter seriously.
January 03, 2008
I can't comute from Minnesota to Arizona for a job, but I can't sell the house either
I own a home in MN and had to move to AZ last year for a new job. Tried keeping up with mtg by leasing and had bad luck with tenants. Currently being leased and payments have caught up to me. due to market analysis done last Nov. I don't believe I can sell to cover my mtg balances.
January 02, 2008
Left $200,000/mo job... was that smart
Left $200,000 per month job on May 1, 2007 for new company. More pay, better benefits. Payroll check bounced, many excuses, stayed with new company for several months. Owed $140,000 in back pay. New employer insolvent. Tried to start my own firm, but no cash resources by that time.