February 04, 2011
I have sent all required paper work to GMAC & received a letter stating I was denied because "We service your loan on behalf of an investor or group of investors that have not given us authority to modify your loan under the program requested.
January 11, 2011
I'm a single mom,I feel like such a failure, I vowed to my children that i would make sure we wouldn't ever have to move again and I'm totally disappointing them.
November 11, 2010
Citi Mortgage has unapplied funds in my account. I get different answers from different people. I followed the instructions from one representative and it was bad information. I never get the same info each time I talk to them. They will set a foreclosure sale date soon.
June 22, 2010
We where trying to Short sale and Chase put us into foreclosure. How we found out about is we took the house off the market to try and save it and found out it was in active foreclosure and we where told there nothing we can do. What can I do?
June 16, 2010
We were trying to Short sale and they put us into foreclosure. How we found out about is we took the house off the market to try and save it and found out it was in active foreclosure and we were told there nothing we can do. It is too late to do a short sale to avoid foreclosure with Chase?
June 11, 2010
Currently, I am enrolled in a loan modification program. However, I have not heard from Ocwen whether or not I've been approved. I feel as though I'm getting "the run-around", and they instruct me to keep calling for updates.
June 08, 2010
I was a victim of the sub prime mortgage industry. Purchased my home in 2005 with a monthly payment of $1060.00. ARM went into effect in 2008 - raising payment to $1750 - applied for Loan Modification Program through both Saxon and federal loan modification HAMP program.
May 31, 2010
I owe $180K and house is worth around $100-$125K. Have not listed house. Have not missed payments. Not in financial hardship. Interested in deed in lieu with Bank of America. Is a deed in lieu possible with Bank of America?
May 03, 2010
I have been trying to work with First Franklin for over a year and half now, and they moved through with foreclosure proceeding anyway. I have been talking to by them like I have two heads and have the funds to work with them but I am getting no where. I need a forbearance with them. Please help me
April 16, 2010
I have been working with a few different people from Flagstar since 2009. However, I have been getting the usual run-a-round. I would like to try to see about saving my house with a loan modification. I've been trying to avoid foreclosure for months now, but no success.
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IMPORANT NOTICE – PLEASE READ
There is no guarantee you will receive a loan modification. Even if you accept this offer and use our service, your lender may not agree to change your loan. Loan Modification approval is dependent on criteria including but not limited to hardship, income, debt ratios. American Foreclosure Specialists is not a Bank, nor a government agency or government affiliate. Our services are not approved by the government or your lender. American Foreclosure Specialists assists in the document preparation, working with and communication with your Mortgage Bank in the attempt to acquire an approved Loan Modification. If you stop paying your mortgage, you could lose your home and damage your credit rating. Loan Modification Plans are dependent upon mortgage company criteria and financial information gathered as part of the efforts of AFS. The information and notices contained on this website are intended as informational and should not be regarded, as financial or legal advice. AFS attempts to ensure that the material contained on the website is accurate and complete at the date first published, however you should recognize that information contained on this website may become out of date over time. Readers who have particular questions regarding real estate law, finance, or who believe they require legal counsel, should seek the advice of a financial advisor or an attorney. Submitting a contact request, gives AFS consent to contact you by telephone and/or email, even if you have previously listed yourself on any state or federal Do-Not-Call List.