Loan Modification
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Loan Modification
February 04, 2011
Please help me with Bank of America
Bank of America has lied to me about loan modification then they tell me I need to reapply because cause they can't accept the form that they told me to down load off of their web site and complete and fax them back to them which I did.
Chase isn't helping with loan modification
My husband was laid off in August 2009 and again in May 2010. Applied for a forbearance agreement in Oct 2009, made three on-time payments. Was told by Chase not to make payments for three months afterwords. Applied for a loan modification in May 2010, was denied in Nov 2010 for insufficient income.
Loan Modification with America's Servicing Company
No matter how much paperwork I have submitted I cannot seem to get to a loan modification with America's Servicing Company (this has been going on since early 2009). I have had to consider filing for bankruptcy to prevent the foreclosure sale and am at my wits end.
Ocwen told me to miss payments
My loan was sold to Ocwen from Saxon Mortgage in November 2009. I was not behind on my payments until then. The new company has a different pay on date and I am paid once per month on the 15th. That makes all my payments late and I incur late fees every month that compound monthly.
Does Bank of America give loan modification?
In the last year we have had many unexpected events that have caused us to get behind. We have tried to work things out with Bank of America but the more we pay the more they ask for and we never get current.
Chase won't give Loan Modification
We have been trying for MONTHS to get a loan modification from Chase Home Finance. We have sent in document after document after document and then they want something else. I think they are deliberately thwarting our every effort to get a workout plan.
Chase isn't helping
We are a military family. We have been trying to work out a better loan with Chase (formerly Washington Mutual) for the past 2 years. In the process our bank was taken over by another bank. We were in the midst of loan modification and even had terms.
January 18, 2011
GMAC refused my loan modification without giving a reason
I tried working with GMAC at first, asking for the principal reduction of the mortgage balance(Like most people, I’m up side down in property value approx. $106.000). I also asked for a mortgage loan modification; again, nothing happened.
Help get loan modification with Citi Mortgage
I was told to fill out hardship package for a loan modification. The loan is behind from helping family members and a few unforeseen repairs. I have had the same job for 24 years making $70,000/yr. No one will help guide me in the right direction and the lawyer is working quickly on foreclosure.
Help with Loan Modification
I have entered the Loan Modification program of HAMP Program with Bank of America on 07/10/2010. On November 21st they decided I don't qualify because I don't have enough income. And of course I didn't have because i gave birth to my baby boy on June 15, 2010.