GMAC
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GMAC
October 02, 2009
Does GMAC do Short Sale?
I am trying to do a short sale and GMAC offered the option of deed in lieu of foreclosure. Are there any alternative to suffering foreclosure? I want to avoid foreclosure without doing a bankruptcy and ruining my credit. I received their court documents earlier this week and don't know what to do.
February 13, 2009
My home is in probate and in foreclosure, what can I do?
The home was purchased by my uncle in 1985. We have lived at this home since 1985. He became very ill - I have been caring for him full time for the past 2 years, due to his illness. He passed away july 22, 2008 at home from cancer.
February 11, 2009
Why can't I use my Equity to stop foreclosure?
I was laid off and am currently working part time. Some weeks I make more than others! I have equity in my house but my mortgage company would not let me use it.
January 19, 2009
What else can I do with GMAC?
I have attempted to resolve my problem with GMAC. I was out of work for six months and now have a job but making less money.
May 21, 2008
Is it too much to ask to lower our paynents to something we can afford
We are retired and have a 14 year old son. We get SS for the three of us and adoption subsidy for our son. We refinanced last Aug. and because of financial circumstances with an adult sons car accident we got behind.
May 07, 2008
How do I negotiate with GMAC
I filed bankruptcy (chapter 7) last year. Currently My wife and trustee own the house. We are selling the house. however we got very low offer from buyer. My wife did not agree to sell the house. Now she wants to keep it. To do this.
April 16, 2008
Should I file bankruptcy to save my home... will it save my home from foreclosure?
I lost my job, after 12 years, having medical problems. I have yet to be able to claim unemployment benefits, and to the advice of my cardiologist, have filed for disability. My monthly house payment is $690, with a fixed interest rate of 5.75%.
February 13, 2008
My 2nd says they are going to foreclose, what laws to they have to abide by?
My first mortgage isn't really the issue. It is my 2nd one that has made my credit a mess. Before this I had excellent credit. The house is up for sale but the 2nd mortgage company is threating foreclosure and auction.
January 21, 2008
I want to sell the home to avoid foreclosure and GMAC will not let me
I am willing to sell the home and I have a buyer, however, the company denied a request to hold off the foreclosure stating they are not willing to take that risk in accumulating more legal fees. They said the only option is to reinstate the loan.
January 08, 2008
Lost job has caused me to get behind on my mortgage with GMAC
I lost my job and it has caused extreme financial issues. We need help! If we lose our house we may lose my step son. We received a letter dated 1/2/08 saying we had to pay in full by 2/2/08 they will foreclose. We can make the payment in full by the end of feb or beginning of march.