Foreclosure
January 11, 2011
I have attempted to contact National City, now PNC, and the attorney's office several times to get reinstatement figures, the last time I received a response,they were getting figures and wouldn't get back to me. I never received a response.
When we were first late i tried contacting Bank of America. They are absolutely NO help. Our second mortgage is up to date. If we can stay in house, we can start making Payments on time. We tried 3 different community and state programs with NO luck.
I have been working with America's Servicing Company since 2009, I have been hassled and lied to. I was in the HAMP program and because they lost a paper which they then found they tossed me out of the program that I had paid into for 5 months and wouldn't allow me to make any payments.
December 22, 2010
I am currently in the foreclosure phase. I have been trying to go through the loan modification process but Chase continues to tell me they need more information. This has been going on for months now.
December 21, 2010
I applied for a Home Affordable Modification Program (HAMP) with GMAC in July and made trial loan modification reduced payments to them because I had lost my job.
We are currently trying to get a loan modification with Ocwen, but we received a hearing summons for a foreclosure. We would like to know how to avoid foreclosure, we want to keep the house and start making payments again under a loan modification plan.
I've been trying to work with Wells Fargo to get help with a partial claim for a while. At this time I am in foreclosure and trying my hardest to keep my home. So can anybody please help me and my husband accomplish that? Thank You.
November 11, 2010
I have been on the MHA program making trial payments on-time since April 2010. I was just informed via phone that I am denied due to two modifications in 2008 (within the same year). However, my original mortgage payment on my first was $3003.00.
Never missed a payment until I lost my job last year. I had excellent credit and never missed anything until this. I have tried to talk to my mortgage company, PNC, but the person I need to talk to is never available.
I bought my home for my 4 children and myself. I lost my job of 8 years in January 2009. I kept making payments with savings and unemployment benefits. I called once a month to Countrywide to inform them that I was looking for work and if they had any options available.
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