EMC
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EMC
May 21, 2008
Is there anyhting we can do if EMC wants mroe on a payment plan than we can afford
we have tried to work with EMC and they have put us on payments in 6 month plans but the amount is way too high and they will not reduce or refinance.
May 05, 2008
Why does it take so long to get an answer from EMC
I contacted EMC Modification Department in January 2008 about ARM increase due to take effect in March 2008 and that there would be no way I could make the new payments.I was told by EMC Modification Agent Cory/Tamara that Modification paperwork would be sent to me in 2-3 business days.
is the 3rd time a charm for them to foreclose
3rd time to threating with foreclosure. We were not able to move into the house as per our contract and they have refused to fix the fire alarms. I had a heart attack in March and was in the hospital at the start of April.
April 10, 2008
Is there a better way with EMC
have been talking to the mortgage company and they still want us to pay $2273 a month which is way too high. We would like to get back into our house but are now sure how we can meet the mortgage company's demands of $1500 down and $2273 a month.
April 03, 2008
We need some hlep to avoid a foreclosure on our record
We made a re-payment arrangement. After making the first payment, I called and told them I would not be able to make these payments. I asked for a modification, and was denied. I made the second payment, but was late, and they returned it.
January 21, 2008
I did not receive the Loan Modification documents... EMC foreclosed on me
Back in October 2007 the first mortgage holder started the modification process. They said it would take up to 90 days. In December the second mortgage holder grew tired of waiting for us to hear from the first. They set a foreclosure sale date.
January 09, 2008
Ch 13 Bankruptcy did not stop the foreclosure
The past die amount was included in the arrearage in my Chapter 13 plan. I will explain my situation.
I filed Chapter 13 in July of 2005 because my husband lost his job and we fell 3 months behind on our mortgage.
I filed Chapter 13 in July of 2005 because my husband lost his job and we fell 3 months behind on our mortgage.
January 07, 2008
We hope to get disablity to save our home from foreclosure
1997 Real Estate Taxes show Fair Market Value at 99,200 we owe approximately 65,000. We are behind on payment due to Husbands health issues. His Disability Court date should be in the near future according to a letter received from SSI. My income for 2007 was 25,6000..
January 03, 2008
I can't comute from Minnesota to Arizona for a job, but I can't sell the house either
I own a home in MN and had to move to AZ last year for a new job. Tried keeping up with mtg by leasing and had bad luck with tenants. Currently being leased and payments have caught up to me. due to market analysis done last Nov. I don't believe I can sell to cover my mtg balances.
December 31, 2007
Bankruptcy to help with foreclsoure = not much help
We claimed bankruptcy two years ago and work in the real estate appraisal area in Maine.