Credit
Credit
October 30, 2009
My ARM will go up soon
We have been late on our mortgage many months as both of our retirement checks arrive the third Wednesday of each month. We are able to afford the payment, but the late fees are adding up and going against our credit report.
I want foreclosure help
I would like to restructure or modify my mortgage to a more manageable monthly payments. I don't want to have to do bankruptcy and ruin my credit. All I want is some foreclosure help to get a loan modification that will lower my interest rate.
in the eviction process
I have a 1st & 2nd mortgage on my home. The 2nd mortgage is up to date. The lender for the 1st mortgage placed us into foreclosure four months ago. We have attempted three time to get a loan modification from the lender.
October 02, 2009
Does GMAC do Short Sale?
I am trying to do a short sale and GMAC offered the option of deed in lieu of foreclosure. Are there any alternative to suffering foreclosure? I want to avoid foreclosure without doing a bankruptcy and ruining my credit. I received their court documents earlier this week and don't know what to do.
Who is Cenlar?
My loan was moved from Taylor Bean & Whitaker to Cenlar. I don't know anything about them. I sure hope they are better than TBW. I was trying to get a forbearance, loan modification, or some other repayment plan so I can avoid foreclosure. I don't want to do a bankruptcy and ruin my credit.
July 28, 2009
How do I get rid of my home?
June 26, 2007
How differrent Foreclosure issues affect your Credit
We speak to thousands of clients each week... all of them have similar questions about how foreclosure can affect your credit scores.
May 31, 2007
You and Your Credit
If you are a legal American citizen, you have many numbers that identify you...your social security number, your birthdate, your driver's license number, your address, your telephone number. Actually, the list could go on and on. But, one little 3-digit number holds your future in it's hand.
April 13, 2007
Bailouts of the Foreclosures, will that fix the problem?
Is a bailout the answer??? For the short term then probably yes... for the long term, I am not sure this is anyway to correct the problem. It is too easy to throw money at a problem and hope it will go away. What we really need to look at is why so many people are in foreclosure.
April 11, 2007
I can't control my spending, it has gotten me into foreclosure again
We have written about foreclosure is a symptom of a disease. That disease is bad financial fitness and many people have it. The lifestyles and the outside influences we encounter everyday don't have any kind of safety's built in.






