California Foreclosure
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California Foreclosure
February 04, 2011
Chase isn't helping
We are a military family. We have been trying to work out a better loan with Chase (formerly Washington Mutual) for the past 2 years. In the process our bank was taken over by another bank. We were in the midst of loan modification and even had terms.
January 18, 2011
Help get loan modification with Citi Mortgage
I was told to fill out hardship package for a loan modification. The loan is behind from helping family members and a few unforeseen repairs. I have had the same job for 24 years making $70,000/yr. No one will help guide me in the right direction and the lawyer is working quickly on foreclosure.
January 11, 2011
Is Short Sale better than Foreclosure?
How can I get the Obama Plan (HAMP Program)?
Our lender was Saxon. We tried to get on the Obama program with them made our payments on time, 6-7 months later they went up on our mtg from 1500 to 2700. then sold the loan to Ocwen who told us don't call us, we'll call you; we are working on your loan modification. This was 3 months ago.
December 21, 2010
Loan Modification Help
I went through bad divorce and set up hard times with Chase and they kept telling me they needed more paperwork and i sent all of the paper work to them and then they denied the hardship due to lack of paper work then hired a loss mitigation attorney.
November 11, 2010
Bank of America isn't helping
I have been on the MHA program making trial payments on-time since April 2010. I was just informed via phone that I am denied due to two modifications in 2008 (within the same year). However, my original mortgage payment on my first was $3003.00.
Loan Modification with PNC
Never missed a payment until I lost my job last year. I had excellent credit and never missed anything until this. I have tried to talk to my mortgage company, PNC, but the person I need to talk to is never available.
October 05, 2010
Bank of America refused my loan modification
i tried to modify with my own bank...i just wanted my payments on the back of my loan...i can afford them now, but they want to sell my home ...they say i don't qualify...Do I need a forbearance? HELP please? They would not allow me to make payments during the modify review process...
August 26, 2010
Predatory loan through GMAC
I would like to do a Foreclosure Loan Modification Plan with this loan because I can afford my payments, however I fell behind because I had a hardship within my transportation business, and we stopped working due to a wreck, but we have been working consistently.
August 03, 2010
Forbearance with GMAC
I live in southern California and own a home in Pennsylvania. The home in PA past due is about $14,000. I got divorced in about 2005. The home in question was not part of the divorce settlement in any way. My ex-husband continued to pay the mortgage payments and his father lived in the home.