Bankruptcy
Bankruptcy
December 21, 2010
Loan Modification to stop foreclosure
Two years ago we took in a family who lost their home and had no place to go. With the additional financial responsibility we began to fall behind in our mortgage with Bank of America and other bills.
June 02, 2010
Flagstar isn't helping me
Started with a search on Lendingtree to see what we needed to be approved to buy the house we were renting when owner's put it up for sale. That house would not appraise for loan (according to Flagstar loan officer) so we began search for house since were were pre-approved by lender.
April 23, 2010
Loan Modification with Chase
Have a foreclosure date coming up. I have made and completed TWO 3 month repayment plans with Chase but now they insist they can not give me a loan modification because of a credit card lien on the house for $3500.
February 28, 2010
this is MY home!
I do NOT want to file bankruptcy. I am working with a councelor @ HSBC Beneficial. However...my payment for my original loan was $1396...on hardship it was reduced to $853.50 with a temporary loan modification...I lost my job after 33 years of service...
October 30, 2009
My ARM will go up soon
We have been late on our mortgage many months as both of our retirement checks arrive the third Wednesday of each month. We are able to afford the payment, but the late fees are adding up and going against our credit report.
I want foreclosure help
I would like to restructure or modify my mortgage to a more manageable monthly payments. I don't want to have to do bankruptcy and ruin my credit. All I want is some foreclosure help to get a loan modification that will lower my interest rate.
in the eviction process
I have a 1st & 2nd mortgage on my home. The 2nd mortgage is up to date. The lender for the 1st mortgage placed us into foreclosure four months ago. We have attempted three time to get a loan modification from the lender.
October 02, 2009
Does GMAC do Short Sale?
I am trying to do a short sale and GMAC offered the option of deed in lieu of foreclosure. Are there any alternative to suffering foreclosure? I want to avoid foreclosure without doing a bankruptcy and ruining my credit. I received their court documents earlier this week and don't know what to do.
Who is Cenlar?
My loan was moved from Taylor Bean & Whitaker to Cenlar. I don't know anything about them. I sure hope they are better than TBW. I was trying to get a forbearance, loan modification, or some other repayment plan so I can avoid foreclosure. I don't want to do a bankruptcy and ruin my credit.
March 12, 2009
Chapter 13 did not help me get back on track
Please help with this matter, because I thought that filing chapt. 13 bankruptcy would help the situation, but it only made matters worse. This was the the first time that my mother purchased a home of her own, but she passed away before she got to really enjoy it.






