Bankruptcy
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Bankruptcy
February 28, 2010
this is MY home!
I do NOT want to file bankruptcy. I am working with a councelor @ HSBC Beneficial. However...my payment for my original loan was $1396...on hardship it was reduced to $853.50 with a temporary loan modification...I lost my job after 33 years of service...
October 30, 2009
My ARM will go up soon
We have been late on our mortgage many months as both of our retirement checks arrive the third Wednesday of each month. We are able to afford the payment, but the late fees are adding up and going against our credit report.
I want foreclosure help
I would like to restructure or modify my mortgage to a more manageable monthly payments. I don't want to have to do bankruptcy and ruin my credit. All I want is some foreclosure help to get a loan modification that will lower my interest rate.
in the eviction process
I have a 1st & 2nd mortgage on my home. The 2nd mortgage is up to date. The lender for the 1st mortgage placed us into foreclosure four months ago. We have attempted three time to get a loan modification from the lender.
October 02, 2009
Does GMAC do Short Sale?
I am trying to do a short sale and GMAC offered the option of deed in lieu of foreclosure. Are there any alternative to suffering foreclosure? I want to avoid foreclosure without doing a bankruptcy and ruining my credit. I received their court documents earlier this week and don't know what to do.
Who is Cenlar?
My loan was moved from Taylor Bean & Whitaker to Cenlar. I don't know anything about them. I sure hope they are better than TBW. I was trying to get a forbearance, loan modification, or some other repayment plan so I can avoid foreclosure. I don't want to do a bankruptcy and ruin my credit.
March 12, 2009
Chapter 13 did not help me get back on track
Please help with this matter, because I thought that filing chapt. 13 bankruptcy would help the situation, but it only made matters worse. This was the the first time that my mother purchased a home of her own, but she passed away before she got to really enjoy it.
February 13, 2009
Can you file for Bankruptcy of the Bankruptcy?
I have already filed for bankruptcy last year and because of unforeseen problems we have managed to fall behind on those payments. The case is going to be dismissed in the next month and the bank will proceed with foreclosure.
February 12, 2009
The bankruptcy payments they put me on to avoid foreclosure are getitng me in big trouble
I have an adjustable rate mortgage, i tried the bankrupcy workout thing last year filing chapter 13. the BR payment plus the mortage plus all the other rising cost of everything else put me behind again. You helped me once, i'm praying you can help me again.
May 07, 2008
Bankruptcty to stop my foreclosure did not work, any advice
My husband and I filed for bankruptcy in order to save our house. The bank that had our mortgage continued to proceed with the proceedings. I hate to think about it being to late to do anything, I have stressed to where it has affected my health in a bad way.