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Chase isn't helping with loan modification
My husband was laid off in August 2009 and again in May 2010. Applied for a forbearance agreement in Oct 2009, made three on-time payments. Was told by Chase not to make payments for three months afterwords. Applied for a loan modification in May 2010, was denied in Nov 2010 for insufficient income. Because Chase took so long to deny my claim I am now 14 months behind and owe $16,000. My husband just got another job and we can now afford our payments again. I would like to work out a repayment plan forbearance with Chase. I received a letter today stating that I owe $16,000. I cannot pay $16,000. Please help.
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