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Short sale to avoid foreclosure
I am single and simply can not afford to keep my house anymore. I am behind on my payments of my first mortgage, and the rate will adjust in November of this year as my mortgage is a interest only loan at this time. Once the rate changes I will not be able to pay at all. I just want to get out of this situation and start over. I am unable to save money and if the house would ever need any repairs I have no way of paying for any of that. Both loans are with Chase. Is short sale my best option to avoid foreclosure?
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