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Short sale or deed in lieu of foreclosure with Wells Fargo?
We do not want to keep this house. A loss of a job has made it very difficult to make the payments. Our credit card debt is growing due to being unable to make adequate payments. WE have closed all accounts except one, which my husband has to keep for travel for his employer. The house is too large for the two of us. We just want to walk away from this. The property values in our area have dropped considerably since purchasing the house. We cannot sell it for what we owe. Please advise if there is anything we can do. We have tried in the past year to work with Wells Fargo and get refinanced, but we don't qualify. They offered us a $5,000 credit card instead. Stupid or what?...we don't need another credit card!!! Does short sale or deed in lieu of foreclosure work with Wells Fargo?
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