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is loan modification possible with wells fargo?
June 16, 2010
need help stopping the foreclosure process, our home and property is in foreclosure, and the auction date is coming up, can you help me? I'm trying to get a loan modification with wells fargo. i am trying to contact the bill collecting agencies, to see if i can make payments, they are not helping to release any information out, due to attorney issues. can you help me?
Comments
In my experience the best thing Wells Fargo can do is lower monthly payments, but never lower principal. Many people seem to be ok with this, even though defaults for loan mods are 70%! Oh boy...
This is a wonderful opinion. The things mentioned are unanimous and needs to be appreciated by everyone.
i been trying to have loan mod with well fargo for 8 months..denied x2...one said i have 6200. expense and 5200. income..they said i cant afford to any modified payment....but why cant they give me..so i can afford it...so next i ask family to help...now have 1200 surplus on income....but they said negative NPT?...whats wrong with my financial worksheet?...they said im on process of review still but sent a forclosure notice..how can i stop that? how to qualify for modification?..help