Chase Loan Modification raised my payment

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call us we can help you

I am a Chase Customer. Last year I also asked for a loan modification due to back surgery and health issues etc. I was advised that since I weren't past due Chase could not do anything. I was advised to stop paying the mortgage and then they would help me. So I stopped paying and called directly after. I got the same run around everyone else did until six month ago. Then I was put in a trial period which I honored at a higher monthly rate. I received a letter with legal papers congratulating me and that I had been approved for a loan modification. Except the payment is only $96.00 less than my original mortgage payment. That's not a loan modification! I asked for help before I was ever late to no avail. I have an 8 year old, the house is falling a part. I just had 6 water leaks (for 2 months) fixed today before my floors fell in which shorts me my whole payment this month. It's so unfair to everyone out there to be treated this way and to have to worry about their homes, stability and mostly sanity over this. The Obama help make your home affordable plan is a joke, and as you can see from the numerous posts on here, Chase does not care. Evidently, no one else does either, why else would they be "allowed" to continue to ruin peoples lives. That's exactly what they do when they run you around in circles and are NOT honest and forthwight. VERY SAD!!! Some one needs to make Chase accountable. Too many people (me next probably) have already lost their homes over their greed. Can you please help me?