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Loan Modification with Everhome?
May 05, 2010
My husband and I ran into a few hardships last year and got really behind on our mortgage. We had a foreclosure sale date in February, but were able to workout an 18 month forbearance repayment plan in which we paid 3000 down and our payment still increased by 400 a month. It's really become unbearable and I was wondering if anything could be done. Can we get a loan modification with Everhome?
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Comments
I have been in forclosure for about 2 years with Everhome I made 4 payments during that time we went to court to work the loan out and it stopped the forcloseure they gave me a time table for the four payments then told me not to send any more they said they needed all my info to work out a modifacation I sent all they ask for and call every month wich is know the 4 month and been told I have been approved for the mod but yet to receive a package is this normal? What should I do next
I had a refinacinig through Everhome in DEC 09. They never provided an approved copy after signing to me so I can say I even have the loan.
Second, Everhome still shows my old loan and does not differentiate where my payments are going - which to me means, I need to track this and watch what is paid.
If you are an attorney and understand what is happening in this instance, please advise.
Thank you
Second, Everhome still shows my old loan and does not differentiate where my payments are going - which to me means, I need to track this and watch what is paid.
If you are an attorney and understand what is happening in this instance, please advise.
Thank you
We applied for a loan modification with Everhome Mortgage. We paid the first three months of a $1,200
then the first month payment of about $690.00 now we are back to paying our old payment of $1,086.00
What the hell is Everhome Mortgage doing. Did they receive government funds to do loan modifications. If I am supposed to pay $690.00 a month, then what are they doing with the rest of the $386.00? Is this Loan Fraud?
Do I need to contact a lawyer
then the first month payment of about $690.00 now we are back to paying our old payment of $1,086.00
What the hell is Everhome Mortgage doing. Did they receive government funds to do loan modifications. If I am supposed to pay $690.00 a month, then what are they doing with the rest of the $386.00? Is this Loan Fraud?
Do I need to contact a lawyer
I have a loan with Everhome, have had issues like many with the economy and pay reduction from my job, but due toy deployment o Afghanistan, Everhome is prevented from beginning foreclosure until Jan 2012... By law. Can I get a break on 18 months no payment and get back on track- get this after a 9-month divorce??? Anyone?
I had Everhome Mortgage Company servicing my relative's mortgage. 3 years ago my relative was laid off and he was doing okay with the mortgage until recently. When he called to find out what type of assistance they could offer him after paying on the mortgage for 25 years, they suggested that he skip one month and make it up by paying an additional $425.00 per month for 3 months. Well, if he couldn't make the normal monthly payment how was he supposed to come up with an additional $425.00 per month? That was all they could offer him, take it or leave it is what he was told. Thank goodness he was able to borrow the money and pay his mortgage off. No more Everhome Mortgage on his back he swear to God.