I tried Loan Modification with GMAC
I have recently been on a forbearance plan with GMAC. It ended and I sent all my documentation in to them (I have the dates and times its was faxed)15 day before the forbearance ended. I was applying for a loan modification. I have called them several times to ask what the next step is. I was told last Thursday there would be nothing due on my loan until the review process has ended. I called yesterday three different times and was told three different things with two of them telling me I have to pay 2 months payment now or my house could be foreclosed on. I was NEVER told any of this even at the beginning of the forbearance. They have all the calls recorded when I called and what was discussed. I do not want to sell my home. I do not want to lose my home. I am wondering about a partial claim to get me caught up to the point where I can make my regular payments. Please help. I will need to do something immediately before they foreclose according to them. Thank you for your help.






