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Please contact ASAP!
August 13, 2009
Please contact ASAP I want to stay in my home and need to know how to save it. I can't afford my payment to Chase and will lose my home to foreclosure soon if I don't get a Loan Modification. Please help me. Thanks!!!
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Comments
DO NOT GET INVOLVED WITH CHASE IN A LOAN MODIFICATION. I speak from experience. I am going through hell with them right now. Their depts do not speak to each other. I was in it for 4 mos. I am now hit with late fees and one of the months' pay is in a suspension fund that they will not release because they are saying I'm delinquent. I am NOT. I have NEVER been a day late with my mortgage in 10 yrs. But because the morons at Chase haven't a clue, it appears as though I am late because they are not receiving full payments. They received partial payments THAT THEY GAVE ME TO PAY!!!!! It's a totally messed up situation. I spent 2 hours and 20 mins with 7 different departments yesterday. Talk about frustrating. AND there is still no resolution. They have very bad attitudes and work against you. I honestly feel as though I was put in prison for a crime I did not commit and no one will listen. DO NOT DO IT!!!!!
What has changed in your loan that you cannot afford the payment? Did you have an ARM(adjustable rate)? Loan modifications are not working. When the bank does one you can be sure that the terms are more in their favor. Have you considered having someone check your loan for predatory lending? That is really helping many avoid forclosure if they get it done in time.
Minda Perez
Minda Perez