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How do you write a hardship letter?
We have received the notice of foreclosure but have 20 days to respond. Every time I have tried working something out they want me to pay more per month than I am now and I have trouble making the payments now. We were barely scraping by and then we lost our business contract and were unemployed for almost 3 months. We had job losses, but we are working now and could make the payments now but have now way to catch up all of the back payments and late charges/fees. We need foreclosure help. I don't know how to write a hardship letter.
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