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I recently got laid off, how can the Presidents new law help me with National City
My wife & I are making sufficient monthly income to afford our regular house payments of $1327. We fell behind when I got laid off from my job. I immediately found another job making enough to cover my mortgage payment. Unfortunately, we had already fallen behind on our payments. National City Mortgage set up a repayment plan of $2400. We made 3 payments until we were financially drained and could no longer do it. We tried making our regular payments but they were sent back to us. We wanted a loan modification plan but were denied. We are very financially stable now but can't afford the missed payments we owe on our home. We would just like to start over fresh.
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Comments
We were only one month behind on our adjustable rate payment when I tried to get National City to modify our loan and all they did was give me the run-around! I couldn’t believe it when the guy on the phone (he was a big jerk!) actually said that my family shouldn’t eat so much because then we would spend less on groceries and would have more money to make our mortgage payment! He also said we should get a cheaper car and a bunch of other stuff that was really rude. This whole thing was keeping me up at night worrying about what was going to happen to us. I told my friend at work about this and she said I should call the loan modification company that got her loan modified down to 3.25% fixed interest rate! I finally decided to call them, and in about 45 days they got my interest rate down to 3.85% on a fixed rate too! The company is First American Financial Group and we are really happy with what they did for us. The website is theloanmodfacts.com. We chose them because they didn’t make a bunch of promises like some of the other companies and they had a 100% money back guarantee. I hope this helps some other people fighting with their loan company!