Why does First Franklin put money in an Un-Applied funds account?
I am making mortgage payments every month and taxes & ins. are up to date and i am still getting foreclosure notice. First Franklin has my money in un-applied, used my payments to pay property taxes when i also wrote a check for. I am currently paid for the year on property taxes. First Franklin reporting that i am not paying but my checks are being cashed. I pay interest and payment, just not escrow. I want to take care of this myself and have proven that i did it myself.
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