How patient should I be with Washington Mutual, it has been 3 months
February 27, 2009
I have an equity home loan as well. I am on disability. and have have medical bills as well. Been paying something on all things except mortgage for the last 3 months. I have a package into the mortgage company to renegotiate my loan, but have not heard anything from them concerning it. I call and they say be patient. It has been sent to them since November of 2008.
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Comments
I have paid v.i.p Services from modesto,ca $1,375.00 in January for remodification of home loan,should I call Washington Mutual to find out really if my file is on someones desk.Its been 3 months.
WAMU is EXTREMELY slow in everything they do. My refinance is now on my 7th month.
Be as persistant as possible and make a point to speak to someone higher up.
I'm switching over to another bank which is reputable, professional and efficient.
Be as persistant as possible and make a point to speak to someone higher up.
I'm switching over to another bank which is reputable, professional and efficient.
There are thousands of companies scamming people out of their money claiming to help them with loan modification/forclosures/etc. Be careful.
We've had a request into Washington Mutual(now Chase) since Jan 16, 09. They hold the 2nd mortgage on our home. We've hired Mortgage Modification Legal Network. We've had to resend our pkg of docs 3x, and we are still waiting for WAMU to modify our loan. I lost my job last July 08. Have managed to work PT here and there, but not making much money. Husband is on fixed income. We are now almost 2 months behind in our payment. Our file in now in Loss Mitigation according to our paralegal. We are hopeful that we should have an offer by Aug 1. It's really sad when you have to actually be late on your payment in order to get things moving faster. It's almost like mortgage companies are encouraging you to be late. Is this what Mr. Obama's intention was for the new housing plan. I don't think so.






