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Can US Bank foreclose on a manufactured home?
This is a manufactured home on land with tie downs that we have had for sale since the end of November,2008. I am not definite on the lot size or exact date of last appraisal it was in 2007. My husband has been laid off from his job since DEC,08. We are not behind on our home loans, but we are behind on everything else. We were trying to sell before he got laid off to move to the town my parents live in my mom has Alzheimer and we wanted to be closer to help. We talked to the bank and Citi regarding short sale, but have not taken any action. We do not know what do do as we have to have a place to move to.
Emample: I pay 1,177.80 per month on a 20 year plan, if the Bank moves it to 30 can it drop to 800.00? Can this option be available if one is strogglin to make payment do the slow down of business? What is the answer.