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Another foreclosure company scammed me and took my money
February 25, 2009
I started a loan modification program with another agency. i believe i have been scammed out of 1,500. i am in a terrible panic now, i have been involved with them for over 3 months and not a thing has been done to resolve the matter. i am just getting farther behind and now have a sale date.
Comments
Loan Modifications do not cost anything. Call the bank directly, the loan modification department. Most of the loan modifications are done by real estate agents and mortgage companies. They do not have the expertise to do this. They are only taking your money. If you want to spend the money, call an attorney.
Contact Federal trade commision 1-877-Ftc-help and report all involved and how each one treated you as well as,
If FHA resourse center
or Hud
If FHA resourse center
or Hud
We were only one month behind on our adjustable rate payment when I tried to get them to modify our loan and all they did was give me the run-around! I couldn’t believe it when the guy on the phone (he was a big jerk!) actually said that my family shouldn’t eat so much because then we would spend less on groceries and would have more money to make our mortgage payment! He also said we should get a cheaper car and a bunch of other stuff that was really rude. This whole thing was keeping me up at night worrying about what was going to happen to us. I told my friend at work about this and she said I should call the loan modification company that got her loan modified down to 3.25% fixed interest rate! I finally decided to call them, and in about 45 days they got my interest rate down to 3.85% on a fixed rate too! The company is First American Financial Group and we are really happy with what they did for us. The website is theloanmodfacts.com. We chose them because they didn’t make a bunch of promises like some of the other companies and they had a 100% money back guarantee. I hope this helps some other people fighting with their loan company!
I've had all the same problems with CitiMortgage. They lie and bounce you around like a ping pong ball, never the same person never telling you the same thing. Now I want to get even.
A few years ago Citi miscalculated my ARM and overcharged me several thousand dollars in interest. I didn't catch it the first year, and it was just luck that I caught it the second. It was so slick and subtle that you may never know you have been screwed. If you have or had an ARM with Citi, send me an email at armcalc@gmail.com. You may have been overcharged and I'll give you the specifics.
A few years ago Citi miscalculated my ARM and overcharged me several thousand dollars in interest. I didn't catch it the first year, and it was just luck that I caught it the second. It was so slick and subtle that you may never know you have been screwed. If you have or had an ARM with Citi, send me an email at armcalc@gmail.com. You may have been overcharged and I'll give you the specifics.