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3's Comnpany and in Foreclosure
My wife and I along with my brother bought our primary home for $405k at a 30year fixed. We are currently paying $3519 per month and At the time we bought the home,we were told that we could refinance after a year.a year has passed and no banks would refinance us because we lost equity in our home due to the foreclosures around the area.The house is now worth 200k-275k and are still paying 3500K per month with PMI.I'd also would like to add that while my wife and my brother has not experienced any difficulties,I on the other hand were reduced to part time and lost $600 out of my regular pay per month.My family is going through hardship due to cuts in spending and reduction in my pay that we are forced to dig into our savings-my family can stretch it out for 5 months more before our savings is depleted.