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Temporary Lapse of Employment
Temporary lapse of employment caused me to fall behind in my mortgage payment. I am a schoolteacher. There was a hiring freeze this past summer 2009. I am now working regularly again in addition to other part time and per diem employment. When school restarted, my employment restarted. I want to keep my home. Bank of America has reassigned my account to a government workout negotiator. Apparently, I did not qualify for the Making Home Affordable plan, so my info was reassigned. I have a hearing in two weeks. So can you help me?
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- Bank of America denied our Loan Modification - February 16, 2010
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IMPORTANT NOTICE: American Foreclosure Specialists (AFS) and our services are not approved by the government or your lender. www.afscanhelp.com is not associated with the government, nor is it a government sponsored website. To access information on government sponsored assistance, please visit makinghomeaffordable.gov. You need to know that even if you accept our offer and use our service, your lender may not agree to change your loan. Also, if you stop paying your mortgage, you could lose your home and damage your credit rating. Work Out and Loan Modification Plans vary and are dependent upon mortgage company criteria and financial information gathered as part of the efforts AFS provides. The information and notices contained on this website are intended as general research and information and are expressly not intended, and should not be regarded, as financial or legal advice. We attempt to ensure that the material contained on the website is accurate and complete at the date first published, however you should recognize that information contained on this website may become out of date over time. Readers who have particular questions regarding real estate law, finance, or who believe they require legal counsel, should seek the advice of a financial advisor or an attorney. AFS is neither a bank nor an attorney company. By submitting this contact request, you are consenting to be contacted by foreclosure specialists by telephone and/or email, even if you have previously listed yourself on any state or federal Do-Not-Call List.