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Who is Cenlar?
October 02, 2009
My loan was moved from Taylor Bean & Whitaker to Cenlar. I don't know anything about them. I sure hope they are better than TBW. I was trying to get a forbearance, loan modification, or some other repayment plan so I can avoid foreclosure. I don't want to do a bankruptcy and ruin my credit. I just want to stop foreclosure from happening. I don't know the foreclosure laws.
Who is Cenlar?
Comments
Need help
Cenlar is a piece of crap mortgage company who lies to you. When TBW went under, I was in the middle of a modification package that was sent to them. When I found out cenlar took it over, they never received my package from cenlar and they told me to do another one. Well I did it and received a letter on 09/30/2009 that they are reviewing it and will call me shortly to discuss the alternatives. Well i called them today because I have a short sale offer and I found out after 3 hrs and two hangup's later that they sold my loan to a Debt collection agency OCWEN...and the funny thing was it was done on 10/1/2009 - one day after I received the letter. DONT TRUST CENLAR>>>GET A LAWYER...dont go at it alone.
THEY ALL SUCK. TBW stole our escrow money when they went belly up! CENLAR is trying to get us to pay $3100 to bring our escrow up to their standards. My husband has been unemployed for 12 months, and we dont' have that kind of money. In the process of trying to modify they loan, they have also sold ours to this OCWEN. OCWEN is a DEBT COLLECTOR! NOT A MORTGAGE COMPANY! In a letter we received from CENLAR, they told us that they sold it because we requested a loan modification! Can they do that?! Now we are stuck with OCWEN, whoever they are, and can't refi with anyone else because my husband is unemployed. We don't know what to do- PLUS, we should really be suing the shorts off of someone at TBW- but being as they are out of business yet have our escrow money- who do we sue?
TBW stole my escrow money also.I know that one of my insurance companies was told by TB&W that I had no escrow money or escrow account,and that I was responsible for paying my own premium.TBW was taking out money for my homeowners insurance,flood insurance and property taxes.It was added in with my monthly mortgage.I have been with them for years,and I have never had to send any insurance company any money,they did it all for me.You can't trust anyone.I am in the negative with my new mortgage company BAC.My house note has gone up to repay the money that they are paying out for my insurance,that should have already been there.I want my money back !!I have to pay the price for their wrong doing.
Jana- that is precisely what has happened to us! our house note is going up $310/mo!
I don't know what to do! I've been trying to find a class action law suit or something. This has got to fall back on TBW, but I don't even know where to begin!
I don't know what to do! I've been trying to find a class action law suit or something. This has got to fall back on TBW, but I don't even know where to begin!
Amy I have read about everything but a class action lawsuit for us.I went to the website ask.com, and I asked was there a class action lawsuit against TB&W.A website called LawyersandSettlements.com pulled up.They have a article about Taylor Bean faces federal warn class action.More than a 1,000 former employees have filed a federal class action suit.There is a link that ask you to click on if you or a loved one has suffered damages in this case.I am going to correspond with them to see what happens.I have been on TB&W website,as well as consumeraffairs.com,and it is sooo many sobbing stories.You Tube even showed how badly the employees were done.But we have been victimed,and I have yet to hear anything about us being compensated.If you hear of any other sources keep me posted.
If there is anyone else out there who has been victimized,and you have any info,please share it with us.
Thanks !
Thanks !