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I thought for sure my mortgage was a fixed rate... guess what it wasn't
Thought we signed a fixed mortgage 4 years ago - it was adjustable. Loan specialist was "let go" two weeks after did our loan. We believe terms of loan were changed when he delayed our closing by a day. Loan was immediately sold - have gone through 2 layoffs and wife's MANY medical bills the past three years. We are now back on track doing well financially but just need our loan remodified so that it is fixed and we can get current once again. Believe we can get together the back payments owed if need to