Saxon refuses to take my payement and they are foreclosing

Saxon mortgage sucks bad. I went with them a few years back and I regret it to this day. I got an arm to save my home. The key word being adjustable, up and down with the prime rate. Those bastards have only raised my interest rate. The prime id 5.5 and I am now paying 11 and just got a letter telling me its going up again. Something should be done about companys like this.

I have saxon and my home is also in forclosure. I began a process for a loan modification in June. Since then they lost my paper work 3 times, assigned me to a work out person that was promoted and does not even do loan modifications anymore and now I am still waiting. My house will be getting a sale date soon and my name should be smeared in the local paper as well. These people are criminals. What can we do though?

I started with Saxon back in July, well i kept calling and calling and they said they did not have my paper work I had a ARM rate increased. I thought Saxon would help me i just got the run around. One rep said once my paper work was received it will take 15 business days, well i called and called and on Sept 25 my paper work was assigned to a Nelson Williams who would not answer his phone nor return phone calls. After calling for weeks and months Saxon told me my house was in forclosure so i call Nelson of course he did not answer i lefted a very upseting message for him because i've been trying to get an answer from Saxon for months and what he came up with is that i send them all the money i have saved up and then pay my regular house payment and in March the amount that i'm behind will be due in March and them i can modify my load. Well i was so upset and depressed that i sign the papers and fax them to them. Well after the Zoloft kicked in i said to myself that's not helping me. I'm still paying the high mortgage i can't afford. Now i have to gave them this money i left messages with Nelson Williams and talk to other reps and they said if i don't pay them they will forclose on my house. I have contacted NACA and they have come up with i very good payment and they need to send it off to Saxon to approve. I just don't have the time because Saxon dragged they feet now they are rushing me. Want should i do.

I was told last nightfriday 11-14-08 that the 1888 325 3502 loan modifcation number is just a intake # (saxon mtg SERVICING side) and could take 45 days for them to look over our 'faxed' paperwork to see if we are elegible for modification then it goes to their loan origionator dept saxon home mtg 877 967 2966 to rewright our loans if approved per our servicing info. If you recieve The 682 647 4000 as I do 4 times a day it IS a BOGUS automated saxon?computer phone number that serves no perpose.It tells us to call them. I got the call 1 hour after speaking to a so called saxon rep. Saxon will not give you a assigned person to speak to till my certified letter time runs its course 11-27-08. (so then they can start adding the fees I suppose WE IN MS CAN BE FORCLOSED ON FASTER THAN OTHER STATES AND THEY KNOW THAT! COMPLAIN EN mass to FCC about this nussance computer reminder call. I will be tonight or monday for sure. Publiccommision too?this is Harrasment!! LETS ALL GET TOGETHER my fellow mississippians NOW there arent enough complaints to our state for their preditoral lending . Contact the rural legal services mine area is outta Oxford ms. I hope that they will see me.I called HOPE 2 weeks ago still waiting for call back .the legal service is state/university of MS learn/teaching from cases. IF WE CAN HOLD A PRESIDENTAL DEBATE in OXFORD WHY CANT OUR FUTURE LAWYERS of MS FIX THIS HUGE PROBLEM FOR OUR FELLOW CITIZENS THAT HAVE BEEN BAMBOOZELED BY THE preditory Saxon like lenders that buy the mtgs from the 'SOUTH POINT MORTAGE COMPANYS'and others in the state that origionated these loans. the interest rates charged on us are so high just cause we are poor or have medical bills ETC. Shouldnt the RICO act be inacted against THESE million dollar$bONUS GIVING THEIVES??? wE MAY BE NEAR LAST IN THESE uNITED sTATES ON ALOT OF THINGS, BUT EN-MASS we can lead THE US ON THESE ISSUES and maybe get some justice and keep our homes! oldfolksboogie@rocketmail.com I called mr Van Johnson 618 203-2926(has given permission to use his name ,etc outta Illinois thurs I found his # on a saxon complaint site. I mentioned that we need a blog for us all to connect on live!He said he would look in to it.He has the exact same problems as you and I. call him if you dont believe me!there are over 11,000 complaints so far as we have found. We have to band together--all states!!All complaints to our to our attorney generals congress etc and maybe even go to washington in person. MS forclosure law needs to be addressed too!! god bless us all! we are gonna need it love lee my next issue will be home owner associations. and exposing how crooked they are! see ahrc.com see also hadit.com for Vet issues