For sale with no reposnse, what can I do now with Bank of America

I might be able to help you, I used to work for BofA for many years and know how to get to the bottom of your loan, I can let you know the status in 24hrs.

J

We have been trying to sell our Florida home for 2.5 years without success. We owe 224k and the current value has fallen to 155k. I want to do a deed in lieu of Foreclosure. The mortgage was with Wells Fargo and Bank of America now bought them. What should I do?

I own 2 homes...the one in Florida is the one we need to turn back due to moving North in search of work and the drop in values. I have a first and equity with Bank of America. I want to do a DIL...what do I need to do???

We want to do a deed in lieu of foreclosure in the spring and getting through to Bank of America is difficult at best. Currently we are housing an older couple who lost everything and now live with us. Now we must lose our home too. Our home is listed with a realtor for over a yer now...no one has even looked at it even tho it's only five yers old and beautiful. We have an upside down mortgage. What is our next step? Thanks!

J, (if you are still out there) you posted on May 10th, 2009 that you had worked for BofA for years and that you might be able to help someone who was facing the possibility of foreclosure and bankruptcy. Well, I purchased my home through through BofA back in 2004 and until my mother had taken ill and lost her home resulting in my having to take her in. I was doing ok until it appeared that the economy fell out of the bottom. My sister had lost her job and now I had her and her two daughters had to move in with me. I was now taking care of 4 other people on my own salary and on top of this, I had absolutely no assistance from anywhere coming in as my mother was not yet approved for disability benefits. I had been carrying everyone for nearly two years and then to do what I thought would help, I filed bankruptcy to "save" my home and the only reliable transportation that I had. But getting back on track has been extremely difficult and having to deal with three family deaths in two years has been an additional burden on me. I'm not an irresponsible person. At one point in time, I had a credit score close to 700. I worked hard after my divorce to clean up. Now, I'm at my wits end and about to call it quits. The bank is about to foreclose on my home even with a bankruptcy on file. Should I rescind the bankruptcy and let the home go into foreclosure. I would like to eventually buy another home. I've worked so hard to buy this home and to make it what I want it to be. I have no one to fall back on and no where else to go. Plain and simple, I need help.

Hi Ashley
I'm sorry to hear about your hardship. First off bankruptcy will protect you untill the judge discharges your debt and or dismisses it. If you have a sale date on your home it will automatically continue to get postponed. To expedite things all I would need is your loan number to find out who the underlying investor is on your loan. Every investor has their own guidelines on what they are willing to do. I hope this helps so send me your loan number and I will let you know what the status is on your specific loan.