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My ex is supposed to help me pay the mortgage... he won't

May 05, 2008

I am going through a difficult divorce with a husband who abandoned all financial responsibilities with regard to our home well over a year ago. I had been struggling to keep the payments current and simply can not do it anymore. I have no legal recourse to hold my husband responsible for helping me pay the mortgage currently because he's only on the deed. I did not know until the closing that things would be processed this way, but I believed the closing attorney when he said that doing it that way did not make a difference as my husband would still be as liable for making the payments as I am. But, it's not my husband that the mortgage company keeps calling wanting to know where their money is, it is me! Prior to me finally filing for divorce, my husband had been uncooperative in my efforts to get the house listed for sale, so I ended up digging myself deeper into debt by trying to make sure the mortgage payments were made on just my income. Now I've reached the point where I can't keep doing it anymore and do not want to try to keep the home. Problem is, I couldn't do anything with the home because my husband refused to agree to sell, so I was stuck. I'm currently waiting for my divorce to be finalized, where hopefully the judge will award the title solely to me, where I then can list and sell the house without needing my husband's cooperation but I'm afraid that I may be in foreclosure before that happens. No matter what happens with the divorce, though, I definitely can not afford this house on one income and I can no longer endure the stress of struggling to keep the mortgage payments and taxes current on my salary.

This entry was:
Posted By Tami at 03:21 PM
Comments (0) | Categories: First Franklin, New York Foreclosure | Tags: first franklin loan services new york
 

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