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First Horizon has shot down every attempt to help me keep my home
May 05, 2008
I tried just about everything even to get help through an agency that works with First Horizon to keep my home from going into Foreclosure and it seems like everything has been shot down and they are still going to go through with the Foreclosure. Considering I never received any paperwork from the attorney's office just word of mouth from the mortgage company. Thanks for your time if you can I would be greatly appreciative.
Related Entries
- I need loan modification with First Horizon - April 27, 2010
- First Horizon is Foreclosing on me - April 8, 2010
Comments
I completely understand how you feel, we tried working throught the loss and mitigation department to try and work out a deferment plan to save our home, first horizon denied us because of insufficant income, even though we stated in our hardship letter that we were deliquent because of my husbands layoff, and he had just started his new job. they sent a letter saying that we had ten days to appeal the desicion, i called everyother day for ten days and left messages after messages and no one returned my call. We recently had a nonprofit org. contact us in regards to helping us keep our home and they are currently working withus and our lender ( first horizon) but still no word and its been two weeks.
what is the name of the non profit org?
I have been in loan mitigation for almost a year. My mortgage company put me on a trial basis for June, July and August 2009, and I made payments in full and on time. They said they would have a permanent modification by September, 2009. In spite of insisting my house would not be foreclosed on, in the presence of an employee from the Urban League of R.I., they. on two separate occasions, they foreclosed on my home. I hired an attorney and declared bankruptcy to stall of the auction. I was, and am, ready, willing and able to begin payments, but they actually refused them. They are playing people like puppets. I will bring a lawsuit against them.
Be careful in dealing with these vultures-They are liars.
Be careful in dealing with these vultures-They are liars.
first horizon is the worst lender to work with. no one will answer their phones and when they do they are extremely rude. not willing to work with me to modify my loan, which they gave to me at 14% interest. word of mouth? first horizon is absolutely horrible!
First Tenessee to First Horizon to MetLife to now IBM LBPS. Yes it is quite interesting but at the MetLife point they are very unwilling to work with us. They have sent us notes that they are willing to listen and care but after many mailings, unanswered voicemessages, attemtpted faxes, emails - No answer. Denied as well for a modification. They don't care but I think it's because they are just passing the notes to the homes and that's why they don't care. Their earnings or amount of unpaid mortgages are just being tossed over to new mortgage service providers.
First Horizon is an uncaring corporate entity who after 18 months of trying to negotiate a loan modification sent my home to a trustee sale. It did not sell and now they have hired a realtor to sell it. Even though my attorney group is in the process of negotiation with their legal dept. they are still trying to sell my home out from under me. We should all get together and file a class action suit against First Horizon. Email me and lets get this ball rolling!
I too am having issues with First Horizon, I started the mortgage modification last year in April, it has been 14 months now, and I get the run around. I tried NACA, they sent in my paperwork 3 times, but funny how First Horizon never received the info, hum. So I sent in another package of all the info they wanted and sent it by mail with some required to sign for it, they recieved that one, but forwarded me on to Loan Care, they sent me out their package which was almost the same as I have done now 6 times but sent it out with a signature required, and everything is just sitting on someone's desk. I have not paid my mortgage since December and now I am getting forclosure notices. First Horizon is not very user friendly.
I've recently been told by an attorney that the MetLife Home Loans / First Horizon has one of the best attorneys in PA. if not on the entire east coast. They must get paid big bucks to foreclose on people's homes with offereing to help them due to items beyond their control. Everybody should join together to fight back. Americans should help each other. There is nobody else who is putting the lenders into a corner.
First Horizons is a joke. Like many others I too have had no success with my home modification. I have been tring since April 2009 to get my loan modified. Everytime you call you get different answers, the info ha been received, the process time is 7 to 10 business days, ect. I agree a class action law suit needs to be filed, count me in.....
i was with first horizon, then met life and now lbps. i have been trying to receive a modification for almost 8 months. i was recently put on a trial modification, but the foreclosure proceedings are still in process. i have a sale date for october 1 and the mortgage company keeps telling me it is being put on hold. well then tell me why i keep getting served with paperwork regarding the foreclosure. they tell me not to be concerned, but how can i not be when they might just sell my house without me even being aware. i am thinking about hiring a local attorney to postpone my sale to give me more time. if we do not get on a permanent modification or a repayment plan, we might just file a ch. 13. i am so confused after all this hassle i still might loose my house. i thought these banks were supposed to help us. why aren't they.
I tried working with First Horizon for about 12 months! They even rejected a check we sent them for payment because the payments were about 2 months behind, and we had sent 1 month! I faxed and mailed reams of paperwork, spent hours on the phone getting contradictory answers "First Horizon does NOT do modifications" and then "First Horizon will now do modifications with the Presidents new plan" and then "I don't know who told you FH does modifications because our policy has not changed"! When I asked for the company to send me the Title, they said they would but of course never did. It was a living nightmare the ENTIRE year of trying to not lose this home. In the end, our accountant and another partner bought the house in a short sale. Now we pay 9.5% interest for our home that probably wasn't even owned by First Horizon. But Idaho is a non-judicial foreclosure state, so they would have taken the home illegally anyways.