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Do we need to look at selling
We have equity in our home due to paying much of the price in cash when we bought it. Due to a job change, medical bills and the increase in the cost of gasoline, our monthly expenses are just about what we take home in each month. We have been behind on all bills, mortgages included. We get one caught up, and another one is late. We are looking to use our equity to pay off credit and auto loan debt so that our monthly cash flow is sufficient to pay the mortgages and fixed expenses on time and to cover unexpected expenses such as medical bills or repairs. The only other option is to sell our home which, if we can't find help soon, we will have to put it on the market within the next few months. We have a 2001 triple wide mobile home on 40 acres. We both have steady employment. our monthly gross income is enough.