Can anyone help us with Taylor Bean and Whitaker, we need it
I work for the Federal Government; In traveling with my job, I asked a family member to pay my bills while I was away, so that payments wouldn't be late. Sadly, they weren't paying the bills but I didn't find out until it was too late. I've sent payments in to TB&W, trying to bring my mortgage current, but they sent them back - they won't allow me to bring the account current. I paid $196,000 for my home, they want me to pay $203,000 to keep it. I've contacted VA via phone and email. They promised to help but nothing is been done. We've contacted TB&W, as they asked us to and the attorney's office. We were led to believe that we would be allowed to pay what we currently have toward our mortgage (which is current expect for the month of May) but received a letter today, telling us they were going to list our home for foreclosure sale on June 3, 2008. The letter also stated that partial payments would not be allowed. That TB&W doesn't "trust us to ever pay our mortgage on time." We're new to Georgia; this is our first home. We don't want to lose it. We are good Christian people. We believe a miracle will occur - but we're scared to death.
Comments
What they are doing to us all is illegal. I am currently in suit against them.
Is this legal?
I will never pay it.I purchased my home for $230k when it appraised for $235k. Now it's worth $133k. Because I only put $25k down we had to pay mortgage insurance for 1 year, then 2 years and now because the home value loss to equity it will never be discontinued. theres another $100 per month in those greedy peoples pockets.
Maybe this will help.
The following agencies are non-profit and community-based organizations that
provide homeownership counseling, predatory lending counseling, information on
preventing foreclosure, education regarding delinquencies, credit bankruptcy and
payment options
?? ACORN Housing, www.acornhousing.org 510-436-6532
?? ACORN www.acorn.org 1-888-409-3557 & 1-866-67-ACORN
?? Asian Inc www.asianinc.org 415-928-5910
2
?? Community Housing Development Corporation of North Richmond,
http://www.chdcnr.com/, 510-412-9290
www.housingeducation.org 800-777-7526
?? Lao Family Community Development – www.laofamilynet.org, 510/533-8850
?? Mission Economic Development Agency www.medasf.org 415-282-3334
?? Neighborhood Assistance Corporation of America (NACA) www.naca.com.
?? Operation HOPE 1-888-388-HOPE
?? NID Housing Counseling Agency www.nidonline.com 1-510-268-9792
?? The Unity Council 510/535-6943, www.unitycouncil.org
Lenders & Miscellaneous Counseling Resources
The following banks and agencies provide assistance for homeowners including possible
refinancing
?? Acorn Product (Bank of America and Citibank)
?? NCRC 202-628-8866 or www.ncrc.org
?? Washington Mutual 1-800-881-7099
If you are at the end of the six months and time is critical, see an attorney. In some states you can "homestead" and if nothing else, you can file a chapter 13 and repay the back payemnts as the lender must work with you, the court and the trustee.
I feel your fear and frustration and I was toloosing my home. Do not wait, be proactive. Help is available. But if time is of the essence, file a chapter 13. Most lawyers will work with you on their fees.







Phone 254-977-4731
They are illegally foreclosing on people.
please call ASAP