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Can anyone help us with Taylor Bean and Whitaker, we need it

May 05, 2008

I work for the Federal Government; In traveling with my job, I asked a family member to pay my bills while I was away, so that payments wouldn't be late. Sadly, they weren't paying the bills but I didn't find out until it was too late. I've sent payments in to TB&W, trying to bring my mortgage current, but they sent them back - they won't allow me to bring the account current. I paid $196,000 for my home, they want me to pay $203,000 to keep it. I've contacted VA via phone and email. They promised to help but nothing is been done. We've contacted TB&W, as they asked us to and the attorney's office. We were led to believe that we would be allowed to pay what we currently have toward our mortgage (which is current expect for the month of May) but received a letter today, telling us they were going to list our home for foreclosure sale on June 3, 2008. The letter also stated that partial payments would not be allowed. That TB&W doesn't "trust us to ever pay our mortgage on time." We're new to Georgia; this is our first home. We don't want to lose it. We are good Christian people. We believe a miracle will occur - but we're scared to death.

This entry was:
Posted By Lannie at 03:31 PM
Comments (12) | Categories: Taylor Bean Whitaker, Georgia Foreclosure | Tags: taylor bean whitaker georgia
 

Comments

My self and others are in a law suite with TBW at this time please contact me we need more people.

Phone 254-977-4731

They are illegally foreclosing on people.

please call ASAP
Posted By sandy smith on May 21, 2008 at 12:49 PM
I need anyone going thru the same situation with TB&W to contact me.
What they are doing to us all is illegal. I am currently in suit against them.
Posted By suzanne on May 28, 2008 at 12:14 PM
Rotten people- mostly the Corp leaders. Farkas & Bowman are lying crooks- if you are not homosexual you dont stand a chance in that org. The Tres Ms. Brown is cooking the books.
Posted By Bubbles on July 10, 2008 at 03:59 PM
I had Taylor Bean for a year, I lost my home to them (foreclosure) in April. We fell behind on our Mortgage due to a loss of a job. When we tried to work with them they put us on a modification plan for four months. We paid on time, and when it came to the workout time I could not afford a higher payment (as he had left) I offered to continue paying but I could not take an increase. They said the only way to keep the home was to add on $350 a month to the payment. Making my home for a then single mom (he left) $2900 a month. I'm not sure if that situation can help at all. I did lose the home and loved that home.
Posted By Christina on July 16, 2008 at 11:45 PM
My daughter who is a single mom is about to lose her home to Taylor, Bean & Whitaker. She was behind, so they put her on a payment plan whiach is so high she can't possibly make it. If there is a lawsuit I would like for her to join in.
Posted By Elizabeth Wooden on August 13, 2008 at 05:15 PM
My daughter who is a single mom is about to lose her home to Taylor, Bean & Whitaker. She was behind, so they put her on a payment plan which is so high she can't possibly make it. If there is a lawsuit I would like for her to join in.
Posted By Elizabeth Wooden on August 13, 2008 at 05:16 PM
Has anyone fell victim to the " we have no record of hazard insurance so we took money from you escrow and purchased a blanket policy" After you proved to them you do have insurance. They did this to me plus paid my school tax twice. Then they tell me I do not have enough in Escrow so they raised my payment by $200.00. When I pointed out that they double paid my tax and the insurance was in fact there they tell me they need to request a refund from my county in order to fix the payment. Guess what I am now stuck paying the extra for their screww up. I think this a fraud because no two people at TBW give me the same story its always something different. If this has happened to you please email me brian_obuckley@hotmail.com. I am looking to see if class action can be created.
Posted By Brian on August 24, 2008 at 11:31 AM
I paid my loan on 8/29 one hour at 2:00 PST. They told me it would not post until 9/2/08 and it would be reported late to the credit bur.
Is this legal?
Posted By sjensen on August 29, 2008 at 05:11 PM
Like someone said, it depends on who you talk to at TB&W. I am in the PST time zone as well. In October I made a payment that was due the last day of the grace period.I saw a late charge show up in November. I called and they said a payment recorded by 4:00 EST is on time.I asked them to look up what time I paid it. They stated 10:30 am EST. When I challenged it, it was ignored.Is it legal? Probably because they make and twist the rules and are doing everything they can to make more money.
I will never pay it.I purchased my home for $230k when it appraised for $235k. Now it's worth $133k. Because I only put $25k down we had to pay mortgage insurance for 1 year, then 2 years and now because the home value loss to equity it will never be discontinued. theres another $100 per month in those greedy peoples pockets.
Posted By Dave M on September 02, 2008 at 03:53 AM
There are non profit agencies to assist you with dealing with your lender. While it is not an excude, lenders are over whelmed with the forclurse crisis and are under staffed to deal with the mounting foreclosures, again not an excuse, it is just fact.

Maybe this will help.
The following agencies are non-profit and community-based organizations that
provide homeownership counseling, predatory lending counseling, information on
preventing foreclosure, education regarding delinquencies, credit bankruptcy and
payment options
?? ACORN Housing, www.acornhousing.org 510-436-6532
?? ACORN www.acorn.org 1-888-409-3557 & 1-866-67-ACORN
?? Asian Inc www.asianinc.org 415-928-5910
2
?? Community Housing Development Corporation of North Richmond,
http://www.chdcnr.com/, 510-412-9290
www.housingeducation.org 800-777-7526
?? Lao Family Community Development – www.laofamilynet.org, 510/533-8850
?? Mission Economic Development Agency www.medasf.org 415-282-3334
?? Neighborhood Assistance Corporation of America (NACA) www.naca.com.
?? Operation HOPE 1-888-388-HOPE
?? NID Housing Counseling Agency www.nidonline.com 1-510-268-9792
?? The Unity Council 510/535-6943, www.unitycouncil.org
Lenders & Miscellaneous Counseling Resources
The following banks and agencies provide assistance for homeowners including possible
refinancing
?? Acorn Product (Bank of America and Citibank)
?? NCRC 202-628-8866 or www.ncrc.org
?? Washington Mutual 1-800-881-7099

If you are at the end of the six months and time is critical, see an attorney. In some states you can "homestead" and if nothing else, you can file a chapter 13 and repay the back payemnts as the lender must work with you, the court and the trustee.

I feel your fear and frustration and I was toloosing my home. Do not wait, be proactive. Help is available. But if time is of the essence, file a chapter 13. Most lawyers will work with you on their fees.
Posted By RandyGoldheimer on September 06, 2008 at 09:52 AM
i have the same problem about the escrow account. and they are trying to get me to do the loan modification.
Posted By sjohnson on September 16, 2008 at 03:50 PM
We are currently behind on our mortgage and are seeing foreclosure I called them on several occasions before I fell behind and they would not work with me when we bacame two months behind because of decrease in pay due to economy I sent them a payment in the third month and they sent it back and proclaimed if I make two months payments the one they sent back and this month they will just add the two months into 6 monthly payments raising my payment $600 more a month! These people are crooks and don't care to work with people so they can keep thier house! We did not overspend or live beyond our means we did not overpay for our house we fell on hard times and lost more than $1000 a month due to economy! My question to whoever has went into foreclosure with this bank is how long do they give you from the moment you fall behind to get out?
Posted By Melanie on September 23, 2008 at 12:29 PM

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