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I need a Loan Modification but they have deinied me
April 10, 2008
Originally missed Nov and Dec 2007 payments, worked out a fee of $2975.00 to be paid in February, I made that payment. Thought mortgage company took loan modification app at that time over the phone but apparently that was not the case. Made March payment but mortgage co. refused to take it, then attached attorney fees of $1875 for foreclosure, now they demand it all and have refused my application for loan modification.
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Comments
Wachovia is THE WORST mortgage lender I have ever dealt with! I am sorry that they denied you too. I know what you're going thru, as they have ignored me and my requests to make good on my payments. I have 80% of what's owed and they refuse to work with me, hang up on me, refuse to allow me to speak with managers, etc. TERRIBLE!! Wachovia is in this business to take peoples homes. BE WARNED.
Wachovia SUCKS! they have repeatedly referred us to loan specialists that refuse to help us. When we asked to be considered for a modification, we were quoted an amount that is $1000 over the payment we already can't make. They are relentless. We're considering just letting the property go and starting over.
my ex has not paid the mortgage on a house that I deeded to her and now the bank will sell it at the court house on Sept 2. I just received a loan modification package to sign so that she can keep the house. How did she qualify for a loan modification with out my signature on the application? Wasn't I suppose to sign before any consideration was taken? She has no job and the IRS is after her. She has also foreclosed on another property.