I don't think Flagstar wants to help me with my foreclosure
I made my 1st late mortgage payment in oct/07 in which I had let them know in advance hoping they would at least waive the late payment which they denied so I figured they were not going to help in any way.I have been late every month since but have had no luck in getting Flagstar to help in any way.I am currently running 4-6 weeks behind and was told by them last week that they work on their most severe cases first so it may be a while before they can get to ours so I figure they really like getting the $60 late fee from us and really stressing me out.I do have a good paying job(making automotive paint) but the economy is putting the squeeze on it a lil bit.I have been on my job 13 years and feel im in no danger of losing it or being laid off but just getting our overtime chopped down considerably and when u normally work 60-70 hours per week and start getting 40-50 hours you start feeling it.I do make $26 an hour straight time.I am working with a credit counselor on some credit cards since Jan/07 and am currently in a program with them to try to fix that.Since I got my hours cut back some last fall I was late for several months on about everything,trying to rob peter to pay paul but it seems to have gotten me nowhere.Im guessing my credit probably doesnt look the greatest right now but Im paying money out every single month but cant seem to keep up and we really dont want to lose our home or vehicles.I can and always will pay what I can afford but I cant control the economy and am doing everything I can to keep from just giving up trying.My wife found you on the internet and I told her I figured no one would help us but I guess that stands to be seen.I had told my mortgage company I just need a lil help to get through the next couple years in which my truck will be paid off($465)and hopefully we will be done with the credit counselors($850) and that would help.
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- Flagstar isn't helping me - June 2, 2010







I wish you the best and hope you never need my company for a short sale.