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I can't afford the house but want to keep it, does that make any sense to anyone?

April 15, 2008

I make enough to pay 905 a month (my current mortgage payment); however, I have messed up bad and am now behind 5 months. This requires to me to pay ~ 5500 to bank to avoid foreclosure sale (dated May 5th, 2008). I do not want to sell the house or lose it. I want to live in it. Need help. I told them my expenses and they want to mail me a form to explain it in detail. They told me I was in a deficit, so they needed more info. I am afraid they are pulling my chain and let me wait until its too late.

Posted By Billy at 04:08 PM
Comments (5) | Categories: Avoid Foreclosure | Tags: wells fargo texas

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Comments

I am going through the same thing. They said I had a deficit and would get back to me in 45 days, until then no payments were due. so foolishly i beleived them Now they say they can't help me and i am behind 3400.00. I want to keep my home also so i inquired about the FHA-Partial Claim since my mortgage is FHA. If it helps call 1-866-544-0990 if your mortgage is FHA.It Is a loan interest free that u pay back after u pay off your house which is usually 30 years. Good luck

Posted By jan on June 26, 2008 at 01:55 PM

a family member is losing his house due to not being to pay property taxes. the house was left to him by his mother and he works making min wage. his salary is being garnishied for an old medical bill that orignally started at $6000 and has accrued to $16000. he callopsed on the street and was brought to a hospital. now he said he has to be out of hose by Sept- he cant afford to [pay back taxes - are there any other options

Posted By nick sileno on July 21, 2008 at 09:08 AM

you can own property tax up to 5 years. The option is you can schedule monthly payment to the county . You should go to the county to ask about their option . I bet , they help you. If there is a assesment tax due, you have to pay this tax first. Real estate law allow property can be late in five years.

Posted By caroline vu on December 14, 2008 at 06:20 PM

I have tried many avenues. The OSC, Hope Now, the bank, real estate agents, mortgage companies. I have been fighting all the way. Don't give up and don't move out of your home even after foreclosure.

Fight, Fight, Fight because the government, the banks, loan modification people will take your money. If the bank wants to do a modification, tell them to send you the terms in writing. Do not trust them.

Posted By Maria on February 26, 2009 at 10:48 AM

I had a home in hawaii, and now my home is in foreclosure stage. My question although I loose my home can the banks get my retirement money from the military.

Posted By Armando, Tijerina on June 02, 2009 at 07:55 AM

How to avoid Foreclosure

Do you want to save your home?

Stop Foreclosure News

I can't afford the house but want to keep it, does that make any sense to anyone?

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