ASC will not take my payments anymore, why are they so difficult

I am also a customer (not a lawyer) of America's Servicing Center (aka ASC) and have been reading on numerous message boards about the same situations over and over with customers of ASC. Such as Incorrect information given, misplaced payments, false information, lies and downright fraud.

Many other posters have mentioned an interest in a class action suit, so if you are a client of ASC and are having problems with them please email me (just once) about your situation and what ASC has done or failed to do. Please include the following information: First Initial and Last Name, City & State, When you got the loan with ASC or when they bought it, If you are behind in your payments how many months. And then your story. DO NOT SEND ME ANY PERSONAL INFORMATION such as account numbers or ss#!!!

I figure if I can get enough people together I can then (hopefully) find a lawyer to help with a class action suit. I am not guaranteeing anything and I personally cannot provide any type of assistance. I am not a lawyer, I am just in the same situation as many other people. We must come together to fight this company!!!

Please email your story to asccustomers@yahoo.com

I to am with ASC and I am also having problems. I bought my home in 2006, my loan was sold to ASC about 2 months into my loan. I have been trying to work with ASC to have my loan modified because my mortgage has gone up 400.00. I was trying to refi but the housing market is terrible and I couldn't refi for two year prior because I had a pre-penlty of 15,000. I've had my house since 2/2006 and have NEVER been late again NEVER been late. When my mortgage went up 400.00 I called ASC and told them that I couldn't afford the extra all I asked was to have my payment remain the same if they could. They told me to fill out a financial statement itemizing my bills so they can see if I qualify for a loan modification. I did, and with the amount it came up that I was in a negative by 500. So they denied my application because they said i was to much in the hole and I told them that is why I needed the modification. So they told me to redo the financial statement I did, and they denied me again. They said the reason why I was denied for the loan modification is they didn't think I could afford to pay my loan. I told them that is why I needed my loan modified, If you didn't think I could pay the new amount how do you think I will pay the $400 extra, and its going up again in 6 months. Now they are telling me to reapply. My mortgage has still been on time but I am running out of money. I have about another month and I account will be empty. I am paying 2506. and only 134. is actually going to the principle and 2400 is going to interest. I know this has to be illegal please tell me what I can do.

I HAVE TRIED TO DISCUSS OPTIONS ABOUT MY ADJUSTABLE RATE THAT I CAN'T AFFORD THEY REFUSE TO HELP ME OR EVEN DISCUSS OPTIONS I AM IN THE SAME SITUATION AS YOU HELP!

I was in a forebearance plan, sent the wrong amt, contacted them to advice them ($134 short)told them I would wire it, the rep said no that I broke the agreement and to wait for them contact me. Never heard from them I kept calling just about every 2-3 days, then kept telling me it was being reviewed and was assigned to a negogiator who would contact me, no contact made then I receive a new loan modification with a pmt due the following day, contacted them was told nothing can be done, I explained them this was not fair to me as a homeowner/consumer, that I was given false information. They indicated they would email to him to contact me, now await a call, which I assume I will not get in time, for then notified me that there a sale date set. I am so frustrated and stressed of losing my home which I have lived in for 20 years.