I am on a fixed income and Bank of America does not seem to care

I am in California. I lost over $200,000 in my homes equity and I put in for a modification about 6 months ago...they are still 'working on it'. Every time I call I speak with someone different who doesn't have any notes from the last calls I've made, there is no new status of my modification and no one could give me an answer as to what exactly an Aurora Loan Services modification is...am i going to still owe double what my house is worth except they stretch it over 70 years to make my payment lower or are they going to lower my payments for the next 5 years and then I get hit with the 'balloon' again? I don't know...they won't give me any answers. I am looking into this program CFCIG. I barely started the process so I can't say wether it's good or bad and I don't know if it will work for everyone but for those of you looking for help here's another option: www.CFCIG.net or 951-712-8191. I don't work for them I actually heard about them from one of my military buddies. Also for credit help...which I so desperately needed after being drug in the dirt by Aurora Loan Services...there's a credit program that is fixing my credit (www.credithope.fixcreditbiz.com). They guarantee their service! It is strictly a word of mouth business though so here is the referal number I used to get it: 4557. I am using them to rebuild my credit in case I do get foreclosed on...that way I can at least rent an apartment if I get screwed by Aurora. I feel your pain...and alot of my friends that had BofA did not get any help from them. Some have even already got foreclosed on and had to file for bancruptcy...Anyway, I shared this info with the Aurora people on this site because I know how that company operates and with you because I've heard too many bad things about BofA. So I hope this helps. Good luck...I will pray for us all!!

I used to work for BofA for many years and know the ins and outs. I can get you real answers within a few days since I have plenty of contacts and know how everything works in their. If your interested in fiinding out let me know!
J