I need help working something out with WIlshire to avoid foreclosure
March 28, 2008
We have two mortgages one is current the other is 3 months late.We continue to make payments but get letters from Wilshire about foreclosure. We are first time home buyers and do not want to lose our house.The home had some problems that were not detected in our inspection before closing and we had to repair leaks to the roof, and inside plumbing and heater repairs. Please help us to work out some kind of arrangement to keep our home. We look forward to hearing from you very soon.
Comments
I need some financial assistance to stop foreclosure on my home.
I am in the same spot !
Let me know if you find some help.
Let me know if you find some help.
how do I get this "foreclosure" off
my credit I willshire put on while I was working with them to catch up. Now I cant refi because of what they did.
my credit I willshire put on while I was working with them to catch up. Now I cant refi because of what they did.
File a complaint against Wilshire to the Federal Trade Commission. They don't use much regard for individuals and problems of the economy that will take them down the same road (see MSN article about CIT quicking home mortgage business). You can't get a cold hard machine to care about humans.
It will not matter show is being foreclosed. Why care? The nation as a whole is going under, give back the house and watch all these fat cats with government in bed with them go belly up.
LET THEM TAKE THE HOUSE, you can live better with the stress and heavy handed financial arm breaking.
LET THEM TAKE THE HOUSE, you can live better with the stress and heavy handed financial arm breaking.
I am having the same problem with them. I started calling them in Oct., now we are going to mediation, which was ordered by our county court. The judge did not give them their summary judgement, so we have to go to a mediator. I hope this works, Just talked to a realtor, my house is worth 40,000 less than I owe. If anyone else has done this, please let me know how it came out
My husband and I are having the same problems with Wilshire and since we have posted our problem we have been receiving alot of emails from other people in the same boat. Our is we were making our payments on time with out delay for months then Wilshire picked up our loan and within weeks sent us a notice that we need Flood insurance for our home that we had owned for 9 years already we sent them mapping and a Flood Cert. showing that our home is not in the flood way but they would not respond to us and they added Forced Placed Flood Insurance to our mortgage payment at a cost of $445 extra a month. So we got an attorney involved and they would not respond to is letters or phone calls until enough time had gone by and since we were still making our mortgage payment but were not paying the extra $445 for the insurace that we DID NOT NEED they had been marking us as late every month because we were not paying THEIR full amount. So so after we received a Forclosure notice and finally they responded to my attorney. Since we posted this online we have received several emails from others with almost the same problem. Everyone that has contacted me has had an Escrow Account set up by Wilshire for us it was because of the Flood Insurance, another was because they paid her Property tax and raised her payment another $345, another, was due to the homeowner salary increase and they tried to increase his payments. The list goes on. If Wilshire has increased your payments for any reason please let me know your story. I am handing all these emails over to my attorney we are currently in a lawsuit with Wilshire and to our Attorney Generals office here in Indiana. This has to stop and I would love any help I can get to take to court to try and stop Wilshire. You can contact me at shilkett@comcast.net Thank you Amy
Hearing these stories is so sureal to me and my husband. We are currently being forclosed on by Wilshire and the things we have read are excatly what we are going through. They started an escrow account and charged us for flood ins. We had filed Ch. 13 and had an arrerage of $3500 and now just two months later they say we owe $11,000 all because of our "property tax" and there is just no way. We have been racking our brains and my husband gets online and finds this. We are going to try to get this information off the computer and take it with us to court on Thursday. Thanks so much for your information. Please feel free to email us --ronniesmith07@bellsouth.net






