Saxon has people doing drive bye's on our home

I am in the same situation I wish we could do something about this. There has to be something we can all do collectively to saxon to make them feel the burn as we have.I am done giving 2/3 of my monthly income to thoes bastards. I never thought that forecloser would be a dream but it is......Thanks saxon for the great service. I suggest you tell everyone you know about your experience with them.

Saxon Mortgage Customers, please read:

Saxon Mortgage is in the business of taking advantage of home owners that are in trouble.

I've read many of your comments about Saxon and want you to know that there is power in numbers. I'm encouraging each of you to contact Senator Arlen Specter at:

Washington DC
711 Hart Building
Washington , DC 20510
Main: 202-224-4254
Fax: 202-228-1229

Senator Specter is agressive about pursuing these types of lenders and I am sure he will want to hear from you. Go on the internet and call your friends and share your stories with Senator Specter.

If you email your stories to me, I will deliver them directly to the Senators office. Pass the word. In these economic hard times people need someone to step up and fight these predators.

Erran Persley
President & CEO
Euphrates International Investment Corp.
Suite 600-South
1001 Pennsylvania Ave, NW
Washington, DC 20004

epersley@eiicinvest.com

got the same thing going on too. I have faxed th hardship etc..they say they needed irs and pay stubs as in 1st fax I noted did not have. Then they want the statement sent again!! we are WAITING for VA and SSI filed years ago.our property is worth more that we owe. They will make a profit forclosing. How many others out there property worth more than owed to saxon is there a pattern? The rep even said that they wouldnt even consider talking remodify till the certified letter had run course(full 90 days) Then they can add atty fees more late fees, heck even interest on the late fees already accquired? rep even told me to contact the catholic charities to get them to help us make currant before the nov 27 08 certified letter comes to date.humm WHAT is the 20.1893 Per Diem interest??lets all get together on one blog to send to congress./obama, but then I may be forclosed on by then here in MS oldfolksboogie@rocketmail.com

We have our mortgage with Saxon Also.

We fell behnd 7mos due to illness and they filed forclosure papers in Ohio, where our home is.

We had called many many times to pay them whatever we had that month and they refused to take payment saying "hold on to that and then pay us when you have the full amount." Even if we said we could pay two months worth of mortgage they wouldnt accept it. We ended up getting in deeper with some unexpected medical issues that happened.

We called them and they said we could apply for a loan modification and if approved it would change some terms, possibly the rate and then extend the loan by several months and put the delinquent amount at the end of the mortgage.

They also said we could to a 30% down and then the rest delinquent would be spread out over 7 months and combined with our regular mortgage payment.

We would prefer to do the modification and are sending in the financial paper work this week along with the hardship letter.

I am now worried with all that I have read and I am scared to send them money etc.

Has anyone had a loan mod with Saxon?

Thank you for your time and any insight!

I forgot to mention that they filed the forclosure mid October 08

I have Saxon as well we have reinstated 2x giving $6000 total as a contribution to past due in sept 08 was our last one but with bad weather my husband had lack of work. Losing appx 8000 in income over 3 mo with each reinstate our mo pmt went up a bunch orig pmt 940 after second reinstate almost 2000 a mo. on dec 7 i western union oct pmt. on jan 12 i got a letter from west union saying that saxon had declined pmt/ when i called saxon they stated i went into forclosure on the 18th of dec upon further conversation they states i still owed 12000 for back pmts to my calculation 1000 a mo is 12000 in a year so where are the pmts that i did make and the 6000 in contributions well no one can explain this but i have options reinstate again 7000 contribution and the rest goes on the next 6 mo w/ pmts of 2600 or a loan mod so i sent in the whole pkg all info they req and i req a signiture. they rec on 1/23/09 but with back log did not get in system 2/3/09 at which time it goes into a bin until it is assigned to a negotiator. in the mean time i rec a court notice that on feb 27 we will be foreclose w/ a order for sale when i called saxon they stated not a prob cause everything will proceed until the neg. is assigned/so they say it takes up to 45 days for a negotiator but only 30 days to remove me after sale. what on earth can i do at this point i do not want to leave my home an if they could just put us back on orig pmt amt and put all the rest on back of loan / lowering my intrest from 11.75 would help too. Then they would get money and i could straighten up everything

we have tried to get a modifacation on our house we owe only 5 years my husband got sick in 2007 and went on disabilty. His meds and more Dr. bills put us behind again we just need a smaller payment so we can keep our home and they say we dont make enough .If we are willing to cut back in order to make the payments they should at least try to work with us . thank you

I have a home in California and the Mortgage Holder was "Saxon Mortgage." I have been trying to get a Loan Modification since December 2007. I have been getting nothing but the run around! Fannie Mae Foreclosed took over my Property, September 2008. I was told by a Rep. from Fannie Mae that they foreclosed on the Property because the Mortgage Company, Saxon Mortgage said that I never returned my Loan Documents! I never received any loan documents at all, and come to find out.... THEY NEVER SENT THEM! I have a Realtor that has been working on my case for a few months now, and she hasn't received a response to the mortgage I used to hold... Every time she contacts Saxon Mortgage, the reps. response is, "I have never seen a file messed up this bad!" They can't even help us out because our file is so swept under the rug. No one knows whats going on! Fannie Mae in November 2008 was giving Saxon Mortgage the ok to complete the Loan Modification! I was given numbers of people to call. I called and left messages, my Realtor called and left messages, and no call backs whatsoever. My Realtor is working on other Loan Modifications for other clients with different Mortgage Companies and she is getting the same response. "They never returned the Loan Documents!" What these companies are doing is not right! We the people as Homeowners are being placed out of our homes because of these companies stating that, "we haven't returned the Loan Documents!" Why is it that Saxon Mortgage, who received Federal Stimulus Money can't seem to get it right! I need hour help! I received an Eviction Notice in October 2008. I immediately called Fannie Mae and questioned, "how can I get an Eviction Notice when Saxon Mortgage just called me saying they are doing a Loan Modification?" The Rep. from Fannie Mae questioned Saxon Mortgage as to why my Modification was canceled. They gave her the response that I never returned the Loan Documents! I have spoken with many people in different cities in California, and I have noticed that majority of Loan Mods are being canceled because these Companies are using the excuse that homeowners aren't returning there Modification Loan Documents! It's hard to return Documents when you never receive them! And also, why was "Saxon Mortgage" trying to charge me $1,500 to complete my Loan Modification? Were they trying to make a profit? I am taking this nationally! I am going to try and get on every network across America to get the word out there, that these Companies can't take advantage of us! It's not right! I'm at least lucky that Fannie Mae is on Title! I will fight this tooth and nail until I prevail! I want to get the word out there even if it kills me in the end! I'm 27 years old with a family of 4 girls! My plan growing up was to own my own home and have my kids grow up living the American Dream! Is the American Dream getting screwed by Companies that receive Federal Stimulus Money? Your consideration and help in the matter of getting the word out there would be greatly appreciated! The stress and emotional roller coaster is killing me! God Bless!

Saxon mortgage a big idiot. I have a loan with Saxon since 2004, Saxon initiated Foreclosure in September of 2006 after they refused payment I sent via Western union for payment they considered partial. I owed three months and asked them if I can pay one month so I can get myself together and catch up. They refused and got a sale date of January 2007. The total owed was 24k I came up with $9000 for a payment plan and got $1000 added to my monthly payment. I found out that they added about 10k on my loan and till this day they cannot explain the amount. I took them to small claims court in California for $7500, the attorney wanted to settle for $4000, but wanted me to come up with 11k to get a payment plan, which was impossible. I refuse to sign the agreement, and now we are back in foreclosure. I want to sue them for the illegal charges they cannot explain in court. How can I go about doing that.

We were two month behind on our adjustable rate payment when I tried to get Litton to modify our loan and all they did was give me the run-around! I couldn’t believe it when the guy on the phone actually said that my family shouldn’t eat so much because then we would spend less on groceries and would have more money to make our mortgage payment! What a jerk! He also said we should get a cheaper car and a bunch of other stuff that was really rude. Come to find out the loan modification they were going to give us was a just Forbearance Agreement and all it was going to do was add the payments we were behind on to the back of my loan. Since our interest rate was going to stay the same, this would actually make my payment go up! THAT’S what got me into this mess in the first place! My payments are too high! This whole thing was keeping me up at night worrying about what was going to happen to us. I told my friend at work about this and she said I should call the loan modification company that got her loan modified down to 3.75% fixed interest rate! I decided to call them, and in about 45 days they got my interest rate down to 4.35% and it’s a fixed rate too! The company is First American Financial Group and we are really happy with what they did for us. The website is, w. w. w. TheLoanModFacts . com. We went with them because they have attorneys on staff to make sure the banks do the best they can and they have a 100% money back guarantee. I hope this helps some other people fighting with their loan company! Don’t give up and don’t be intimidated by your mortgage company!

I understand where all of you are coming from. In Feb 2007 I began work with Saxon to do a loan modification, they took forever to send paperwork, never did proper documentation of phone calls, never listened to what I had to say, in the end, 12 hours prior to my home being foreclosed, I was able to save it, at a cost of $2500. I had to use my property tax money to save my home, needless to say, once they found out i used my tax money they jumped in paid my taxes and hiked my payment up again, even more to prior to the modification. So, I am again in trouble and have not paid my mortgage in 3 months and have told them to come get the house, they can have it. So I just received a letter telling me they intend to accelerate my foreclosure. This company sucks the life out of you, and doing care. Get out if you can

I have a saxon mortgage and they approved me for the HAMP 3 month trial period. I started the program by making my first payment in July 2009. At the end of September I had not heard from them. I wrote a letter to them inquiring as to when I would get my final modification documents to sign. I made all my trial period payments on time before the first of each month. In the mean time, I received a certified letter intitled Notice Of Intent To Excelerate. I called them and their "Customer Support Specialist" told me it was just computer generated and to just ignore the letter which I did. If I don't hear from them soon, I will contact Diane Feinstein and report them. She has a person in her office who handles these cases.