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I received a foreclosure judgment in the mail, what does that mean?

February 01, 2008

I was unemployed for 2 yrs due to medical I had got behind in my mortgage a couple of times during that period I always managed to obtain the money i needed to bring it current. I new in the beginning of 07 I was going to have some difficulty and i contacted my lender to try and work out some kind of deferment before i got behind they refused because i was current. In oct i got a full time job and would be able to make my payment just to bring it current i notified them about what my options are to save my home and we figured a loan modification because i wouldn't have to pay a lump sum of money to do this. I faxed all that they requested did every thing they wanted they stalled my for 90 days then notified me i need to pay 3000.00 down for atty fees etc.. before they would even submit to loan modification and that was not a guarantee i would be approved. I told them i would not borrow that money and send to them and still lose my house. I feel they stalled me purposely waiting out time they needed to seek further court action because the day they notified me about cash down i received court papers journal entry of judgment in the mail. I truly feel they had no intention of working with me. They jacked me around for 3mo giving me the intention i would be able to save my home. They were very unethical as far as my concerned now i'm not sure what to do. I asked how long do i have to be out and that the fight is over.

This entry was:
Posted By Darin at 09:58 AM
Comments (3) | Categories: American General, Oklahoma Foreclosure | Tags: american general finance oklahoma
 

Comments

I went through he same thing with my mortgage company. After reviewing my financials, they worked out a modification payment that was not only more than what I currently paid, but more than what I brought in a month. I tried to call and speak with my rep,but she never called me back. I had to sell.
Posted By David on March 13, 2008 at 11:00 AM
We went through the same thing with American Home Mortgage Servicing Inc. I did everything they asked, faxed (at my expense at an office supply store) over and over again because each time they said they never received the faxes and then after 60 days, they said they dropped our case because we did not submit it within the time period. Contact your State Representative or write a letter to Obahma
Posted By Cathy Jensen on June 27, 2010 at 08:48 PM
We went through the same thing with American Home Mortgage Servicing Inc. I did everything they asked, faxed (at my expense at an office supply store) over and over again because each time they said they never received the faxes and then after 60 days, they said they dropped our case because we did not submit it within the time period. Contact your State Representative or write a letter to Obahma
Posted By Cathy Jensen on June 27, 2010 at 08:52 PM

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