What is a phone motion hearing for a foreclosure?

my first loan was with Fremont Investment @ loan.My husband and I are on SSI when we did the paperwork and gave them copies of our income I asked how much our payments would be,they said they had to take our income information and then let us know how much the payment would be but said it wouldn't be much WE GOT OUR FIRST PAYMENT STATEMENT THE PAYMENT WAS 2.100 WE TRIED TO TALK TO THEM THEY SAID ON THEIR PAPERS THAT MY HUSBAND HAD HIS BUSINESS.WHICH WASN'T TRUE.MY HUSBAND CALLED AND TALKED TO THE LENDERS THEY WOULDN'T HELP US,AFTER ABOUT A WEEK THEY SOLD OUR DEED TO GMAC.we called them explaining our concerns they wouldn't help us,so, we filed bankruptcy chapter 13 that didn't help it made it worse 4 us,now,they taped a NOTICE OF QUITE ON MY DOOR.we never got a foreclosure notice.now we've got a summons.I HAVE TRIED SO MANY OPTIONS TRYING 2 FIND AN A ATTORNEY NO LUCK I'VE CALLED EVERYBODY AND HAVE TRIED EVERYTHING IN MY POWER 2 GET HELP,BUT EVERYONE TELLS ME ITS 2 LATE BECAUSE THE HOME HAS BEEN FORECLOSURE ALREADY.IF THEY LENDERS WOULD OF GAVE ME OR SENT ME A LETTER LETTING US KNOW THEY WERE GONNA FORECLOSE ON US WE WOULD OF TRIED 2 GET HELP ELSEWHERE.WE ONLY FOUND OUT ALL THIS BY THE NOTICE OF QUITE 2 ME THAT WASN'T RIGHT THEY SHOULD OF SENT US A FORECLOSURE NOTICE NOW ITS 2 LATE 4 US 2 GET HELP.MY HUSBAND IS HANDICAP DISABLED AND SPENDS 99PERCENT OF HIS TIME IN BED HE IS ON HEAVY DUTY NARCOTICS I'M DOING ALL I CAN 2 FIND US A PLACE 2 LIVE IVE BEEN TURNED DOWN BECAUSE OF THE CREDIT REPORTS.

Fremont are liars.. I am 66 yrs old 2 children and a bed ridden wife.They would call and there were NASTY HARASSING. I now receive my SSI plus I work. I owned the home for 15 yrs. About 5 people over there said they had loan modification programs and they would call back.. Every time we called we got another person. One who said we don't do loan modification loans, but fax me you household payments etc. I did heard nothing.. Now I have a sheriff sale April 8th..