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Repossession or Foreclosure... what is the difference and which can Vanderbilt do?

January 14, 2008

I received a court order to appear for repossession of my mobile home in our reservation. I have 20 days to respond back to them. Please help! I do not want to loose my home for my children.

This entry was:
Posted By Darin at 02:43 PM
Comments (9) | Categories: Vanderbilt Mortgage, New Mexico Foreclosure | Tags: vanderbilt mortgage new mexico
 

Comments

Repossession generally is the term used for personal property. Things like cars. Foreclosure is the judicial process for real property. If your mobile home is real property they will foreclose. If it is a trailer not permanent, they may just repossess it. Most likely it will be a foreclosure.

To save it, pay your bills.
Posted By Draper on January 15, 2008 at 05:21 PM
what if i don't want to save it. i want to get out from under it. will they garnish my wages, or put a judgement agaist me. what is the next step after foreclosure?
Posted By mark on January 24, 2008 at 09:27 AM
Please inform me how I would respond to a summons with an Acknowledgment of Receipt of Summons. Where would I find this form outside of an attorney's office?

Thank you,
G. Everett
Posted By Ginger Everett on February 29, 2008 at 03:55 PM
just file chapter 13 bankruptcy before court date
Posted By miamisnow on April 09, 2008 at 03:05 PM
My Son needs his X-Wifes name off his loan or the court will sell it in October, He has tried many time with Vanderbilt and they want take her name off they know they will loose money when this happens and still dont care... So I guess he will just have to walk away from it and thats ashame because he has worked with them to keep payments up to date..I dont understand there reasoning behind not careing to loose money on this loan
Posted By karen on June 25, 2008 at 08:52 AM
why don't ever one that has a complaint against vanderbilt get together and file suit
Posted By m. wilson on August 21, 2008 at 06:37 PM
that would be a most perfect ideal to file suit against those ------ they done me wrong also a trailer i was living in was sold and they said it was repossessed and it wasnt it was only sold and now thanks to those bums i have one more items added to my credit report file yes youve heard right those ------------i am to nice of a gentleman to say what or who they really are
Posted By credit-wise on September 20, 2008 at 08:07 AM
vanderbilt mortgage left me with a awful credit report they want me to pay them back 6095.00 but why should i.. i dont owe that amount WARNING whoever reads this comment i am writing please if you havent already do not i reat do not ever get mixed up with vanderbilt mortgage they ll only rip you off like they did me and so many others as well
Posted By credit-wise on September 20, 2008 at 08:19 AM
Listen up, go to ripoffreport.com, and file a complaint against
Vanderbilt. I have been fighting with this co. for 10 years, and 130,000.00 out of pocket later, I am still fighting them, it takes years folks, and I have been to ever state federal and anything else you can think of for help, now the fbi, also in litigation with them they forclosed on me for a payment that I made, they have provided through this litigation, forged documents, generic payment history documents, so forth, and the local judge here believes them...well went to the court of appeals prose...brought back to local jurisdiction...they are embezzeling funds, misappropriating funds, and commitng crimes against state...with forgeries and fraud. will I lose my home probably, will I give up? Probably NOT. Warren Buffett I got ur number...cmon git r done folks, and God
Speed.
Melissa Roswell, NM
Posted By melissa wright on September 26, 2008 at 12:27 AM

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